Comparison

MyNavia App vs TimeAccount Focus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyNavia App

Manage and access your employee benefits, including FSA, HRA, HSA, and commuter plans, directly from your smartphone. Submit claims, check balances, and update direct deposit for reimbursements. This tool is exclusively for Navia Benefit Solutions participants.

Highlights
  • Submit claims
  • Request debit cards
  • Verify debit card transactions
  • Check account balance
  • Update direct deposit
  • Access HSA details
  • Manage commuter orders
Features
Read full description

Whether you're at the doctor's office or on vacation, the MyNavia App allows you to manage and access your benefits right from your smartphone! The MyNavia App is a free-to-download and free-to-use tool for any Navia participant with an active Flexible Spending Account (FSA), Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), or GoNavia commuter plan. With the MyNavia App you can: - Submit claims - Request additional/replacement debit cards - Verify debit card transactions - Check your balance and account history - Update direct deposit for claims reimbursement - Access Health Savings Account (HSA) details - Manage GoNavia commuter orders (Note: This app is only accessible by participants of Navia Benefit Solutions)

About

TimeAccount Focus

Features
Read full description

TimeAccount Focus is a minimalist time tracker and self-reward app. Start timers for your projects, earn points, manage daily tasks, review your time blocks in calendar view, and write reflections for each day. It is designed for deep work, studying, reading, fitness, writing, and personal growth. Features: • One-tap project timers • Custom projects and point rules • Reward wallet and wishlist • Daily task checklist • Calendar time blocks • Daily reflections and notes • CSV export • iPhone, iPad, Mac, Apple Watch, and Widget support • iCloud sync for your personal data Time is worth noticing.

Screenshots

MyNavia App3 screens
TimeAccount Focus4 screens

Verdict

The call

The clearest difference is update cadence: TimeAccount Focus at monthly against MyNavia App's every 4 months. MyNavia App's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MyNavia App ships an update every 4 months, TimeAccount Focus monthly. The most recent releases landed on November 11, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 8 level
MyNavia App versus TimeAccount Focus: the parameters behind the verdict, then further details
ParameterMyNavia AppTimeAccount Focus
PriceFreeFree
Rating4.7 (2.3K ratings) — better—
Positive reviews9.2% of reviews—
Number of ratings2.3K — better—
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS15.0 — better18.0
Further details — not scored
Size42 MB5 MB
Age rating12+4+
DeveloperNavia Benefit Solutions, Inc.Jinwen Li

Bugs and requests

MyNavia App

Reported bugs

4 issues
  • Disappearing 'Next' buttons during claim submission
  • Inability to log in with valid credentials
  • Crashes and freezes when trying to submit claims
  • Inconsistent behavior across iOS and Android versions

Requested features

4 requests
  • Ability to upload photos from device gallery
  • Improved navigation and claim submission flow
  • Integration with password managers
  • Enhanced account management features

TimeAccount Focus

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyNavia App

No in-app purchases

None

TimeAccount Focus

No in-app purchases

Questions

Is MyNavia App free?
MyNavia App is free to download, with no in-app purchases.
Is TimeAccount Focus free?
TimeAccount Focus is free to download, with no in-app purchases.
Do MyNavia App or TimeAccount Focus have ads?
Neither MyNavia App nor TimeAccount Focus shows ads.
Which is updated more often, MyNavia App or TimeAccount Focus?
MyNavia App ships an update every 4 months, and TimeAccount Focus monthly. Most recently, MyNavia App was updated on November 11, 2026 and TimeAccount Focus on September 29, 2026.

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