Comparison

Spentify vs goWave by RHB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentify

Effortlessly track your expenses and income to understand your spending habits. Organize your finances with categorized transactions, set budgets, and monitor your savings goals. Gain insights into your financial health with clear reports and manage multiple accounts easily.

Highlights
  • Track expenses and income
  • Categorize transactions
  • Set budgets
  • Manage multiple wallets
  • Track savings goals
  • View financial reports
Features
Read full description

Take control of your personal finances with Spentify (formerly Jamnay)—the simple, clean daily expense tracker and budget planner designed to help you monitor spending, track income, and save money effortlessly. Whether you want to manage household expenses, build a daily budget, or keep track of multiple wallets, Spentify makes managing money simple and stress-free. KEY FEATURES TO HELP YOU SAVE MORE: 1. Fast Transaction Tracking • Record daily spending and income in just seconds. • Keep track of your monthly balance and see where your money goes. 2. Custom Category Budgets • Set monthly budget limits for groceries, dining out, bills, and more. • Get clear progress indicators so you stick to your financial goals. 3. Visual Reports & Analytics • View clear, beautiful charts and statistics summarizing your cash flow. • Identify spending habits and spot instant opportunities to save. 4. Multi-Wallet Tracking • Keep cash and personal funds in separate wallets. • See all your total balances in one place. 5. Targeted Savings Goals • Set up dedicated savings goals for vacations, emergency funds, or big purchases. • Track your progress step-by-step as you build your savings. Privacy Policy: https://spentify.app/privacy-policy Terms of Use: https://www.spentify.app/terms Need help or have suggestions? • Facebook: fb.com/spentify • Contact: hello@spentify.app • Support: support@spentify.app | spentify.app@gmail.com

About

goWave by RHB

Manage your bank accounts, get financial tips, and save money with this mobile banking app. It offers features like opening new accounts, checking balances, and making real-time fund transfers and payments.

Highlights
  • Open new saving accounts
  • Check account balances
  • Real-time fund transfers
  • KHQR payments
  • Financial tips and tricks
Features
Read full description

goWave by RHB is Mobile Banking App that allows you to access and manage your bank accounts from your smartphone. Besides Banking features, It can help you to give financial tips and tricks, save money while having fun, do more, and spend less time worrying about complicated financial things! By using this App, users can enjoy the below features: · Open a new saving account using your Cambodian National Identity · Check the balance of your saving account · Transfer funds in real-time using Bakong · Perform KHQR payment

Screenshots

Spentify4 screens
goWave by RHB4 screens

Verdict

The call

The clearest difference is rating: Spentify at 4.7 against goWave by RHB's 3.9. Spentify also leads on update cadence (every 11 days vs every 6 weeks) and ratings volume (87 vs 7). goWave by RHB's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spentify sells 3 in-app purchases, starting at $0.99 per month. goWave by RHB asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spentify holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: Spentify has 87 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

Spentify ships an update every 11 days, goWave by RHB every 6 weeks. The most recent releases landed on October 9, 2026 and October 5, 2026 respectively.

Scorecard7 real differences · 3 level
Spentify versus goWave by RHB: the parameters behind the verdict, then further details
ParameterSpentifygoWave by RHB
PriceFreeFree
Rating4.7 (87 ratings) — better3.9 (7 ratings)
Positive reviews100.0% of reviews—
Number of ratings87 — better7
Update frequencyEvery 11 days — betterEvery 6 weeks
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.6
Further details — not scored
Size106 MB134 MB
Age rating4+17+
DeveloperChoun RothanaRHB Bank Berhad

Customer experience

Spentify

All ratings87 ratings
Positive92.0%
Neutral6.9%
Negative1.1%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

goWave by RHB

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%

In-app purchases

3 purchases

Spentify

Subscriptions2
  • Spentify Pro – Monthly$0.991 Month
  • Spentify Pro – Yearly$9.991 Year
One-time1
  • Spentify - Lifetime$24.99
None

goWave by RHB

No in-app purchases

Questions

Is Spentify free?
Spentify is free to download, with in-app purchases available.
Is goWave by RHB free?
goWave by RHB is free to download, with no in-app purchases.
Which has better reviews, Spentify or goWave by RHB?
Spentify is rated higher. Spentify averages 4.7 out of 5 from 87 ratings, while goWave by RHB averages 3.9 from 7 ratings.
Do Spentify or goWave by RHB have ads?
Spentify shows ads; goWave by RHB does not.
Which is updated more often, Spentify or goWave by RHB?
Spentify ships an update every 11 days, and goWave by RHB every 6 weeks. Most recently, Spentify was updated on October 9, 2026 and goWave by RHB on October 5, 2026.

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