Spentify vs Folosat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spentify
Effortlessly track your expenses and income to understand your spending habits. Organize your finances with categorized transactions, set budgets, and monitor your savings goals. Gain insights into your financial health with clear reports and manage multiple accounts easily.
- Track expenses and income
- Categorize transactions
- Set budgets
- Manage multiple wallets
- Track savings goals
- View financial reports
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Take control of your personal finances with Spentify (formerly Jamnay)—the simple, clean daily expense tracker and budget planner designed to help you monitor spending, track income, and save money effortlessly. Whether you want to manage household expenses, build a daily budget, or keep track of multiple wallets, Spentify makes managing money simple and stress-free. KEY FEATURES TO HELP YOU SAVE MORE: 1. Fast Transaction Tracking • Record daily spending and income in just seconds. • Keep track of your monthly balance and see where your money goes. 2. Custom Category Budgets • Set monthly budget limits for groceries, dining out, bills, and more. • Get clear progress indicators so you stick to your financial goals. 3. Visual Reports & Analytics • View clear, beautiful charts and statistics summarizing your cash flow. • Identify spending habits and spot instant opportunities to save. 4. Multi-Wallet Tracking • Keep cash and personal funds in separate wallets. • See all your total balances in one place. 5. Targeted Savings Goals • Set up dedicated savings goals for vacations, emergency funds, or big purchases. • Track your progress step-by-step as you build your savings. Privacy Policy: https://spentify.app/privacy-policy Terms of Use: https://www.spentify.app/terms Need help or have suggestions? • Facebook: fb.com/spentify • Contact: hello@spentify.app • Support: support@spentify.app | spentify.app@gmail.com
Folosat
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Stop saving harder. Start growing smarter. Folosat auto-splits your income the moment it lands, and unlike every budgeting app, puts a real share toward growing what you earn, not just tracking what you spend. Set it once. It runs every payday. The only personal finance app built for income growth and a 5-bucket wealth system that allocates your income automatically. Folosat Smart Personal Finance & Wealth Management Take control of your money with Folosat, the all-in-one personal finance app designed to help you budget smarter, save faster, split expenses effortlessly, and build real wealth automatically. WEALTH MANAGEMENT - YOUR MONEY ON AUTOPILOT Folosat's intelligent income allocation engine automatically divides your income across 5 smart buckets the moment it comes in: • Obligations - rent, utilities, and fixed expenses • Investments - grow your earning power: skills, side business, income assets • Personal - lifestyle and day-to-day spending • Debt - stay on track with repayments • Donations - give back with intention Add multiple income sources such as salary, freelance work, and bonuses, each with its own schedule. Folosat calculates exactly how much goes where so you never have to guess. BUDGET TRACKING - KNOW WHERE EVERY PENNY GOES Create budgets for every area of your life and track spending in real time. Folosat sends you instant alerts the moment you're approaching your limit, so you can adjust before it's too late. When money gets tight, Survival Mode kicks in automatically, prioritizing your essential obligations and keeping you afloat. SAVINGS GOALS - TURN DREAMS INTO PLANS Define what you're saving for, whether it's a vacation, a new car, an emergency fund, or a down payment, and Folosat tracks your progress every step of the way. Link your investment payments directly to your savings goals and watch them grow. BILL SPLITTING - NO MORE AWKWARD CONVERSATIONS Sharing expenses with friends, family, housemates, or travel companions is effortless with Folosat's group expense tracker. Add shared costs, see live balances, and settle up with a single tap. Share a summary of who owes what directly via WhatsApp, no awkward follow-ups needed. BILLS TRACKER - NEVER MISS A PAYMENT Keep all your recurring bills in one place. From subscriptions to utilities to loan repayments, Folosat gives you a clear view of what's due and when, so late fees and missed payments become a thing of the past. AI ADVISOR - ASK QUESTIONS ABOUT YOUR OWN MONEY Connect Folosat to Claude, ChatGPT, or another AI assistant you already use. Ask about your budget, your goals, or where your money went last month, and get answers based on your real numbers, not guesses. You can even ask it to build you a custom dashboard from your own Folosat data. MONTHLY REVIEWS - STAY AHEAD OF YOUR FINANCES At the end of every month, Folosat gives you a complete picture of how you performed against your budget, your goals, and your wealth targets. Use these insights to make smarter decisions next month and keep improving over time. WHY FOLOSAT? Automated income allocation, set it once and let it run 5-bucket wealth system with live health indicators AI Advisor that connects to Claude, ChatGPT, and more Multi-income support with individual schedules Real-time budget alerts and overspending notifications Group expense splitting with WhatsApp share cards Savings goals with investment tracking and goal linking Recurring bills management Survival Mode for financially tight months Full Arabic & English support Clean, intuitive design built for daily use Whether you're just starting your financial journey or looking to take your wealth-building to the next level, Folosat gives you the tools, the structure, and the clarity to make it happen. Download Folosat today and put your money to work.
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Verdict
The clearest difference is in-app purchases: Folosat at none against Spentify's 3. Folosat also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spentify sells 3 in-app purchases, starting at $0.99 per month. Folosat asks for nothing beyond the download.
Spentify ships an update every 11 days, Folosat fortnightly. The most recent releases landed on October 9, 2026 and October 16, 2026 respectively.
| Parameter | Spentify | Folosat |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (87 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 87 — better | — |
| Update frequency | Every 11 days — better | Fortnightly |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 106 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Choun Rothana | Moataz Abdelaziz |
In-app purchases
Spentify
- Spentify Pro – Monthly$0.991 Month
- Spentify Pro – Yearly$9.991 Year
- Spentify - Lifetime$24.99
Folosat
No in-app purchases









