Comparison

Spentify vs Payment Control

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentify

Effortlessly track your expenses and income to understand your spending habits. Organize your finances with categorized transactions, set budgets, and monitor your savings goals. Gain insights into your financial health with clear reports and manage multiple accounts easily.

Highlights
  • Track expenses and income
  • Categorize transactions
  • Set budgets
  • Manage multiple wallets
  • Track savings goals
  • View financial reports
Features
Read full description

Take control of your personal finances with Spentify (formerly Jamnay)—the simple, clean daily expense tracker and budget planner designed to help you monitor spending, track income, and save money effortlessly. Whether you want to manage household expenses, build a daily budget, or keep track of multiple wallets, Spentify makes managing money simple and stress-free. KEY FEATURES TO HELP YOU SAVE MORE: 1. Fast Transaction Tracking • Record daily spending and income in just seconds. • Keep track of your monthly balance and see where your money goes. 2. Custom Category Budgets • Set monthly budget limits for groceries, dining out, bills, and more. • Get clear progress indicators so you stick to your financial goals. 3. Visual Reports & Analytics • View clear, beautiful charts and statistics summarizing your cash flow. • Identify spending habits and spot instant opportunities to save. 4. Multi-Wallet Tracking • Keep cash and personal funds in separate wallets. • See all your total balances in one place. 5. Targeted Savings Goals • Set up dedicated savings goals for vacations, emergency funds, or big purchases. • Track your progress step-by-step as you build your savings. Privacy Policy: https://spentify.app/privacy-policy Terms of Use: https://www.spentify.app/terms Need help or have suggestions? • Facebook: fb.com/spentify • Contact: hello@spentify.app • Support: support@spentify.app | spentify.app@gmail.com

About

Payment Control

Features
Read full description

Payment Control helps you understand and manage subscriptions and recurring charges—without connecting your bank account. What you can do: Add and organize subscriptions in one place Scan receipts and screenshots with on-device OCR to prefill subscription details Import statements (PDF/CSV) to create reviewable subscription rows Review “Unknown” items and confirm them as subscriptions Get local reminders for upcoming charges (optional) See insights like monthly spend estimates, categories, and yearly report (Pro) Privacy-first: You choose what to scan or import Most recognition runs on your device Gmail import is optional (Pro) and can be disconnected anytime Subscriptions: Payment Control Pro is billed through your Apple ID. You can manage or cancel in iOS Settings → Subscriptions. Restore Purchases is available. Privacy Policy:https://jchen8863988.github.io/payment-control-legal/ Support:https://jchen8863988.github.io/payment-control-support/ Terms of Use (EULA):https://jchen8863988.github.io/payment-control-legal/terms-of-use.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spentify4 screens
Payment Control4 screens

Verdict

The call

The clearest difference is ads: Payment Control at none against Spentify's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spentify sells 3 in-app purchases, starting at $0.99 per month and Payment Control sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Spentify versus Payment Control: the parameters behind the verdict, then further details
ParameterSpentifyPayment Control
PriceFreeFree
Rating4.7 (87 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings87 — better—
Update frequencyEvery 11 days—
AdsYesNo — better
In-app purchasesYesYes
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size106 MB13 MB
Age rating4+4+
DeveloperChoun Rothana剑 陈

In-app purchases

3 purchases

Spentify

Subscriptions2
  • Spentify Pro – Monthly$0.991 Month
  • Spentify Pro – Yearly$9.991 Year
One-time1
  • Spentify - Lifetime$24.99
2 purchases

Payment Control

Subscriptions2
  • Payment Control Pro Monthly$4.991 Month
  • Payment Control Pro Yearly$29.991 Year

Questions

Is Spentify free?
Spentify is free to download, with in-app purchases available.
Is Payment Control free?
Payment Control is free to download, with in-app purchases available.
Do Spentify or Payment Control have ads?
Spentify shows ads; Payment Control does not.

Other comparisons