Carpay vs 12th Tech Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Carpay
Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.
- Make loan payments
- Print receipts
- Check account balances
- Schedule autopay
- Enable notifications
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Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!
12th Tech Mobile
This application is designed for licensed users of the 12th Tech Auditing Solution. It offers a smarter, more efficient, and adaptive approach to managing audits.
- Adaptive audit management
- Efficient auditing approach
- Smarter audit processes
- Designed for licensed users
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** Note this application is only for licensed users of the 12th Tech Auditing Solution. A Smarter, More Efficient, Adaptive Approach to Audit Management
Screenshots
Verdict
The clearest difference is review sentiment: Carpay at 46% against 12th Tech Mobile's 0%. Carpay also leads on rating (4.8 vs 2.3) and ratings volume (4.9K vs 3). 12th Tech Mobile's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Carpay holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 46% of Carpay's written reviews are positive against 0% of 12th Tech Mobile's.
Carpay ships an update every 5 weeks, 12th Tech Mobile every 3 months. The most recent releases landed on September 26, 2026 and June 1, 2026 respectively.
| Parameter | Carpay | 12th Tech Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.9K ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 45.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 4.9K — better | 3 |
| Update frequency | Every 5 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 115 MB |
| Age rating | 4+ | 4+ |
| Developer | CarPay, Inc. | 12th Tech, Inc. |
Customer experience
Carpay
12th Tech Mobile
Bugs and requests
Carpay
Reported bugs
3 issues- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information
Requested features
3 requests- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness
12th Tech Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Carpay
No in-app purchases
12th Tech Mobile
No in-app purchases
Questions
Is Carpay free?
Is 12th Tech Mobile free?
Which has better reviews, Carpay or 12th Tech Mobile?
Do Carpay or 12th Tech Mobile have ads?
Which is updated more often, Carpay or 12th Tech Mobile?
Other comparisons
