Comparison

Carpay vs InsureScan Agent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Carpay

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Highlights
  • Make loan payments
  • Print receipts
  • Check account balances
  • Schedule autopay
  • Enable notifications
Read full description

Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!

About

InsureScan Agent

Streamline insurance policy quoting and binding for agents. Automatically pre-fill customer and vehicle data by scanning licenses and VINs. Save time with integrated partner data for faster policy processing.

Highlights
  • Scan driver licenses for data pre-fill
  • Scan vehicle VINs for data pre-fill
  • Autofill producer codes
  • Autofill underwriting information
  • Pull driver and vehicle data from partners
  • Quote and bind policies on-the-go
Read full description

For agents, quoting and binding policies on-the-go has never been easier! Pre-fill all the customers data automatically by scanning driver-license and even their vehicles VIN, autofill producer codes, and underwriting information. Save time during quoting by pulling driver and vehicle data from our partners for fast and easy data pre-fill.

Screenshots

Carpay4 screens
InsureScan Agent4 screens

Verdict

The call

The clearest difference is update cadence: Carpay at every 5 weeks against InsureScan Agent's every 7 months. Carpay also leads on ratings volume (4.9K vs 2). InsureScan Agent's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

InsureScan Agent holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Carpay ships an update every 5 weeks, InsureScan Agent every 7 months. The most recent releases landed on September 26, 2026 and June 6, 2026 respectively.

Scorecard3 real differences · 7 level
Carpay versus InsureScan Agent: the parameters behind the verdict, then further details
ParameterCarpayInsureScan Agent
PriceFreeFree
Rating4.8 (4.9K ratings)5.0 (2 ratings) — better
Positive reviews45.7% of reviews—
Number of ratings4.9K — better2
Update frequencyEvery 5 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size33 MB96 MB
Age rating4+4+
DeveloperCarPay, Inc.Insure-Scan LLC

Customer experience

Carpay

All ratings4,861 ratings
Positive93.7%
Neutral2.4%
Negative3.9%
Written reviews35 reviews
Positive45.7%
Neutral2.9%
Negative51.4%

InsureScan Agent

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Carpay

Reported bugs

3 issues
  • Login credentials being deleted after app updates
  • Inability to make payments through the app
  • App failing to load user information

Requested features

3 requests
  • Ability to view payment history and remaining balance
  • Option to set up automatic payments without fees
  • Improved customer support and responsiveness

InsureScan Agent

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Carpay

No in-app purchases

None

InsureScan Agent

No in-app purchases

Questions

Is Carpay free?
Carpay is free to download, with no in-app purchases.
Is InsureScan Agent free?
InsureScan Agent is free to download, with no in-app purchases.
Which has better reviews, Carpay or InsureScan Agent?
InsureScan Agent is rated higher. Carpay averages 4.8 out of 5 from 4.9K ratings, while InsureScan Agent averages 5.0 from 2 ratings.
Do Carpay or InsureScan Agent have ads?
Neither Carpay nor InsureScan Agent shows ads.
Which is updated more often, Carpay or InsureScan Agent?
Carpay ships an update every 5 weeks, and InsureScan Agent every 7 months. Most recently, Carpay was updated on September 26, 2026 and InsureScan Agent on June 6, 2026.

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