Carpay vs MAF
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Carpay
Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.
- Make loan payments
- Print receipts
- Check account balances
- Schedule autopay
- Enable notifications
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Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!
MAF
Easily manage your car payments online. Create an account, verify your identity, and then make one-time payments, set up automatic payments, or check your account balance at any time.
- Online car payment management
- Account creation and verification
- One-time payment options
- AutoPay setup
- View account balance
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Make your car payments online it's easy! Simply click on the "Create Account" link and follow the steps through the verification process. Once your account is verified, you can easily managing your account. Make one-time payments, setup AutoPay or view your account balance at your convenience!.
Screenshots
Verdict
The clearest difference is rating: Carpay at 4.8 against MAF's 2.3. Carpay also leads on update cadence (every 5 weeks vs every 40 months) and ratings volume (4.9K vs 3). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Carpay holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 44% of Carpay's written reviews are positive against 50% of MAF's, so the app with the better star average is not the one people write more warmly about.
Carpay ships an update every 5 weeks, MAF every 40 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Carpay | MAF |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.9K ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 44.4% of reviews | 50.0% of reviews — better |
| Number of ratings | 4.9K — better | 3 |
| Update frequency | Every 5 weeks — better | Every 40 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | CarPay, Inc. | Mid-Atlantic Finance |
Customer experience
Carpay
MAF
Bugs and requests
Carpay
Reported bugs
3 issues- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information
Requested features
3 requests- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness
MAF
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Carpay
No in-app purchases
MAF
No in-app purchases
