REPAYit vs MAF
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
REPAYit
View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.
- View bills on device
- Make payments with card
- Make payments with ACH
- Enter merchant code
- Secure transaction management
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Enter your Merchant Code given to you by your merchant to view your bills on your device and make payments with Card or ACH. More features on the way, so please provide us with your feedback.
MAF
Easily manage your car payments online. Create an account, verify your identity, and then make one-time payments, set up automatic payments, or check your account balance at any time.
- Online car payment management
- Account creation and verification
- One-time payment options
- AutoPay setup
- View account balance
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Make your car payments online it's easy! Simply click on the "Create Account" link and follow the steps through the verification process. Once your account is verified, you can easily managing your account. Make one-time payments, setup AutoPay or view your account balance at your convenience!.
Screenshots
Verdict
The clearest difference is rating: MAF at 3.0 against REPAYit's 2.4. MAF also leads on review sentiment (50% vs 10%). REPAYit's advantage is update cadence (monthly vs every 40 months) and ratings volume (29 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MAF holds the better App Store score, 3.0 against 2.4. That said, the two scores are not equally well evidenced: REPAYit has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 10% of REPAYit's written reviews are positive against 50% of MAF's.
REPAYit ships an update monthly, MAF every 40 months. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.
| Parameter | REPAYit | MAF |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (29 ratings) | 3.0 (2 ratings) — better |
| Positive reviews | 10.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 29 — better | 2 |
| Update frequency | Monthly — better | Every 40 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 73 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | REPAY - Realtime Electronic Payments | Mid-Atlantic Finance |
Customer experience
REPAYit
MAF
In-app purchases
REPAYit
No in-app purchases
MAF
No in-app purchases
