Comparison

Carpay vs Splitify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Carpay

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Highlights
  • Make loan payments
  • Print receipts
  • Check account balances
  • Schedule autopay
  • Enable notifications
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Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!

About

Splitify

Features
Read full description

Splitify is the independent way to split expenses with friends, roommates, and travel buddies. No account to create, no ads to sit through, no bank behind it, no limits on what you can log — and it's free. Forever. Open the app and start splitting in seconds. Your friends don't need to sign up either: share an invite link and they're in. WHY SPLITIFY IS DIFFERENT - No account needed — not even an email. Download, open, split. - Free forever — every feature included. No premium tier, no daily expense limits, no paywalled essentials. - No ads — nothing standing between you and your expenses. - Independent and private — Splitify isn't owned by a bank and doesn't sell your data. Your spending stays yours. EVERYTHING YOU NEED TO SETTLE UP - Splits for every occasion — create a group for your trip, your flat, your team, or your relationship. - Clear balances — always know who owes what, and settle up in a tap. - Any currency — log expenses in different currencies, with exchange rates handled for you. - Recurring expenses — set up rent, utilities, or shared subscriptions once, and Splitify keeps every month's balances right. - Works offline — no signal on the road? Log now, sync later. - Smart notifications — customizable alerts so nothing gets forgotten, without nagging anyone. - Make it yours — light and dark mode, with your own accent color for each. - In your language — English, French, and Spanish. PERFECT FOR - Trips and holidays: hotels, meals, fuel — in any currency. - Roommates: rent, groceries, utilities. - Couples: everyday shared spending. - Friends and teams: dinners, gifts, events, subscriptions. Split expenses. Keep your privacy. That's the whole deal.

Screenshots

Carpay4 screens
Splitify4 screens

Verdict

The call

The clearest difference is update cadence: Splitify at weekly against Carpay's every 5 weeks. Carpay's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Carpay ships an update every 5 weeks, Splitify weekly. The most recent releases landed on September 26, 2026 and September 16, 2026 respectively.

Scorecard2 real differences · 8 level
Carpay versus Splitify: the parameters behind the verdict, then further details
ParameterCarpaySplitify
PriceFreeFree
Rating4.8 (4.9K ratings) — better—
Positive reviews45.7% of reviews—
Number of ratings4.9K — better—
Update frequencyEvery 5 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size33 MB34 MB
Age rating4+4+
DeveloperCarPay, Inc.Loik Faure-Berlinguette

Bugs and requests

Carpay

Reported bugs

3 issues
  • Login credentials being deleted after app updates
  • Inability to make payments through the app
  • App failing to load user information

Requested features

3 requests
  • Ability to view payment history and remaining balance
  • Option to set up automatic payments without fees
  • Improved customer support and responsiveness

Splitify

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Carpay

No in-app purchases

None

Splitify

No in-app purchases

Questions

Is Carpay free?
Carpay is free to download, with no in-app purchases.
Is Splitify free?
Splitify is free to download, with no in-app purchases.
Do Carpay or Splitify have ads?
Neither Carpay nor Splitify shows ads.
Which is updated more often, Carpay or Splitify?
Carpay ships an update every 5 weeks, and Splitify weekly. Most recently, Carpay was updated on September 26, 2026 and Splitify on September 16, 2026.

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