Pay for Stripe vs SubExpense

Use the Pay for Stripe app to accept payments in seconds. Whether you're selling at a garage sale, wedding boutique, or farmer's market, the Pay App allows you to accept payments on the fly. Sell anything. Anytime. Anywhere. Some of our features: TAP TO PAY ON IPHONE Accept contactless payments with only an iPhone. Available in the United States. BANK-GRADE ENCRYPTION When accepting payments, you must do so in a PCI compliant manner. 1000'S OF CUSTOMERS Users from all around the world make payments every day. RESPONSIVE SUPPORT Simply contact us inside the app if you have any question. We reply very quickly. INSTANT PAYMENT IN SECONDS When you start processing live payments from your customers, you will not receive your first payout until 7–10 days after your first successful payment is received. Please note there is a 1.5% fee when using the Pay App (in addition to Stripe fees). COUNTRIES Austria, Australia, Belgium, Canada, China, Denmark, Finland, France, German, Hong Kong, Ireland, Italy, Japan, Luxembourg, Mexico, New Zealand, Norway, Portugal, Singapore, Sweden, Switzerland, United Kingdom, United States, and more. PRIVACY Your privacy is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other apps/sites we own and operate. We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. We don’t share any personally identifying information publicly or with third-parties, except when required to by law. Our website/app may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies. You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services. Your continued use of our website/app will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us. This policy is effective as of January 2026.

SubExpense is the all-in-one expense tracker for individuals and teams. Track every subscription, manage company expenses, and take control of your finances — all in one beautiful app. PERSONAL FINANCE (FREE) • Track unlimited subscriptions and one-time expenses • 140+ preset subscriptions (Netflix, Spotify, AWS, and more) • Smart insights — see what percentage of income goes to subscriptions • Spending trends, forecasts, and intelligent recommendations • Payment calendar with upcoming bill reminders • Budget tracking — set overall or per-category monthly limits • Inline currency converter for multi-currency expenses • 140+ payment card presets from banks worldwide • Custom card builder — any bank, any color • Export data as CSV or PDF reports • Beautiful dark and light themes • Push notifications before every renewal COMPANY PROFILES (PRO) • Create company profiles to track work expenses separately • Invite your team with a shareable invite code — employees join free • Assign company cards to specific employees • Per-employee monthly budgets with over-budget warnings • Receipt photo attachments for expense proof • Reimbursement workflow — submit, approve, reject, reimburse • Export all receipts as ZIP + PDF reports • Filter expenses by employee or company card • Organization currency independent of personal currency • Upload your company logo SMART INSIGHTS • Spending trends chart (last 6 months) • Month-over-month comparison • Yearly spending forecast • Category-wise spending breakdown • AI-powered recommendations to save money • Income vs. subscription percentage gauge YOUR PRIVACY MATTERS • No ads, ever • No real card numbers needed — cards are just labels • Bank-level security with Supabase • Sign in with Apple or Google • Delete your account anytime SubExpense is free for personal use. Company features require SubExpense Pro ($9.99/month or $79.99/year). Questions? Contact us at subexpense.app@gmail.com Website: https://subexpense.com Terms of Use: https://www.subexpense.com/terms-of-use