myBCA vs blu by BCA Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myBCA
Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.
- Domestic & International Transfers
- Bill Payments
- QRIS Payments
- Cardless Cash Withdrawals
- Foreign Currency Savings
- Investment Options
- Transaction History
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From open BCA account online, transfer money online, paying bills, to managing investments — everything is accessible from just one app. myBCA is here to simplify your digital banking needs all in one place. With just one BCA ID, your financial transactions can be done anytime, anywhere. Main Features: 1. Domestic & International Transfers Send money to fellow BCA users, other banks, virtual accounts, or top up e-wallets like OVO, DANA, and more. Easily transfer foreign currencies with competitive exchange rates. Perfect for personal or business transfers — a powerful foreign exchange app. 2. Complete Bill & Daily Payment Services Pay electricity, water, internet, vehicle tax, education fees, and even credit card installments — all from within the app. 3. Practical QRIS Payments Make payments by scanning QRIS codes. Works across Indonesia, Thailand, Singapore, and Malaysia. 4. Cardless Cash Withdrawals Forgot your wallet? No problem. Use the cardless feature in myBCA to deposit or withdraw cash at any BCA ATM. 5. Fast & Secure Login Anywhere Access the app quickly and securely using fingerprint or Face ID — no need to enter your PIN repeatedly. 6. Online Foreign Currency Savings Buy and save in foreign currencies with the Poket Valas feature. Choose from up to 17 currencies, available 24/7 with great exchange rates. Ideal for business, travel, or long-term investing. Use your BCA Mastercard debit card abroad with no conversion hassle. 7. Curated Investments from Rp10,000 Start investing from just Rp10,000 with access to mutual funds and bonds. Safe, curated, and built around your investment goals — all accessible via mobile. It’s your digital account opening app for investing. 8. Financial Diary & Transaction History Track your daily expenses using Financial Diary and view your transaction history all the way back to 2016 — across all accounts in one dashboard. 9. Multi-Platform Access Access myBCA via the mobile app or web browser. Flexible and secure across devices. 10. Exclusive Features for Priority Customers Enjoy exclusive offers and services for Priority and Solitaire customers — including lifestyle, health, and travel benefits. Download myBCA Now! Download myBCA and enjoy seamless banking right from your fingertips Perfect for those looking to open BCA account online, save in foreign currencies, invest, or just pay electricity bills from home All your transactions — one app. Faster, safer, and hassle-free! #myBCA #OpenBankAccountOnlineFree #TransferUang #QRIS #TopUpEwallet #ForeignExchangeApp #OnlineInvestment #DigitalBanking #BankNewAccountOpeningOnline #myBCAPayLater
blu by BCA Digital
This mobile banking app offers a comprehensive suite of digital financial services, including multiple savings accounts, easy bill payments, and investment options. It provides secure transactions with PIN, password, and biometric authentication, along with 24/7 customer support.
- 20 savings accounts in one
- Online group payments up to 50 people
- Deposits with no penalty for early withdrawal
- QRIS payments
- Virtual and debit cards
- Cash withdrawal and deposit at BCA ATMs
- Investment options
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blu Siap Jadi Pegangan Finansialmu! blu menjawab kebutuhan finansial kamu dengan cara baru agar kamu bisa wujudkan apa pun yang kamu tuju. blu adalah aplikasi mobile banking dari BCA Digital, anak perusahaan BCA blu punya layanan seamless yang bisa bikin kamu tenang dengan: • Koneksi ke sistem BCA • Sistem keamanan transaksi menggunakan PIN, Password, CVC, dan biometrik. • Customer care haloblu yang selalu ada buat kamu Ada Untukmu, Apa Pun Tujuanmu Pengen nabung buat sepatu baru? Gadget baru? Rumah? Mobil? Sekolah? Apa pun tujuanmu, we’ve got your back! blu punya akses layanan perbankan digital yang mudah dengan pengalaman yang seru. Kamu bisa: • Punya 20 tabungan dalam 1 rekening • Patungan online bisa sampai 50 orang • Buka deposito mulai dari Rp 1 juta, pencairan sebelum jatuh tempo gak kena penalti • Bayar/beli dalam satu aplikasi • Bayar pakai QRIS • bluVirtual Card dan bluDebit Card yang terkoneksi dengan Mastercard, memudahkan transaksimu di dalam maupun luar negeri. • Tarik dan Setor Tunai di ATM BCA • Investasi di bluInvest bekerjasama dengan partner terpercaya Eits, belum selesai! Pakai blu bebas biaya admin bulanan, bebas biaya transfer via BI-FAST dari dan ke BCA unlimited, So...tunggu apa lagi? Download blu sekarang! Perlu bantuan? Haloblu siap bantu kamu 24/7 via telepon 1500 668/ WhatsApp 0811-6500-668 PT Bank Digital BCA Menara blu, The City Tower Lantai 11 Jl. M.H. Thamrin No.81, Menteng, 10310, Jakarta, Indonesia 10310 https://www.blubybcadigital.id/
Screenshots
Verdict
The clearest difference is rating: blu by BCA Digital at 4.8 against myBCA's 3.6. blu by BCA Digital also leads on update cadence (every 8 days vs every 3 weeks) and review sentiment (31% vs 22%). myBCA's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
blu by BCA Digital holds the better App Store score, 4.8 against 3.6. Both are backed by a comparable volume of ratings — 65 and 132 respectively. Written reviews point the same way: 22% of myBCA's written reviews are positive against 31% of blu by BCA Digital's.
myBCA ships an update every 3 weeks, blu by BCA Digital every 8 days. The most recent releases landed on November 2, 2026 and November 11, 2026 respectively.
| Parameter | myBCA | blu by BCA Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (65 ratings) | 4.8 (132 ratings) — better |
| Positive reviews | 22.2% of reviews | 31.4% of reviews — better |
| Number of ratings | 65 | 132 — better |
| Update frequency | Every 3 weeks | Every 8 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 717 MB | 372 MB |
| Age rating | 17+ | 12+ |
| Developer | PT. Bank Central Asia Tbk | PT. Bank Digital BCA |
Customer experience
myBCA
blu by BCA Digital
In-app purchases
myBCA
No in-app purchases
blu by BCA Digital
No in-app purchases
