Comparison

ISPBA Mobile Banking vs POK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ISPBA Mobile Banking

Manage your accounts, cards, and loans with this secure mobile banking app. It offers personalized features, quick payments, and transaction tracking with biometric authentication options. Access ATM locations and contact information easily.

Highlights
  • Account, card, and loan management
  • Quick payments and bill pay
  • Transaction tracking with push notifications
  • Biometric authentication (fingerprint/face scan)
  • ATM and branch locator
  • Personalized shortcuts
Features
Read full description

Manage your finances safely and easily with Intesa Sanpaolo Bank Albania’s mobile banking application. Be ready to discover a more advanced and easier banking with numerous app personalization options. Get access to your accounts, cards, savings, loans and make payments quickly, anytime, anywhere. The Intesa Sanpaolo Bank Albania’s ATM and branch locator and contact information are available, even if you have not contracted for the service. A SINGLE APP FOR DAILY FINANCIAL MANAGEMENT • fast and graphically advanced view of your finances • push notifications for easier tracking of your transactions • select 5 shortcuts of the most used features • check the balance of the selected account without logging into the app • authorize transactions via biometric identification (fingerprint or face scanning)* • make payments to selected recipients without additional authorization • use #withPAY to transfer funds to members of the #withPAY community using their contact information from your phonebook • pay your bills easily at any time EVEN MORE SECURITY Using the mobile banking app is completely safe. The use of the app is based on a PIN which is known only to the user. No information related to your accounts or PINs is stored on the mobile device, which ensures absolute confidentiality of the information. After 3 consecutive incorrect PIN entries, the app becomes inactive, providing additional protection against unwanted access. Download the app now! Banking made easy #withINTESASANPAOLOBANK. *You can use the Biometric ID to access and use the Intesa Sanpaolo Bank mobile banking application if your mobile device supports this feature.

About

POK

Manage your money with fast, secure transactions, bill payments, and digital cards. Gain insights into your spending and enjoy exclusive benefits with premium card options. Take full control of your finances anytime, anywhere.

Highlights
  • Instant money transfers
  • Bill and utility payments
  • Digital VISA cards
  • Spending insights
  • QR code payments
  • Biometric login
Features
Read full description

POK is your trusted fintech app for fast, secure, and modern money management. From instant transfers and bill payments to premium digital cards and spending insights, POK empowers you to take full control of your finances anytime, anywhere. Unlock Exclusive Benefits with POK VISA Cards Choose the card that fits your lifestyle: - POK Rewards: Earn points with every transaction and redeem them for exclusive offers like cashbacks. - POK Infinite: Our premium card for high-value users, offering concierge support, advanced security, and VIP privileges. All POK cards are digital-first, available instantly after registration, with no need for physical delivery. Manage your cards directly from the app, set limits, freeze or unfreeze instantly, and track your usage with full transparency. Key Features: - Instant Transfers: Send and receive money in real time, 24/7. - Recurring Payments: Set up automatic transfers for rent, family support, or business needs. - Utility Payments: Pay for car fines, water, internet, and more—without waiting in line. - QR Payments: Scan static QR codes in stores and control the payment amount yourself. - Spending Insights: Visualize and analyze your expenses to stay on top of your budget. - Biometric Login: Access your account safely using fingerprint or face recognition. - Multilingual Support: Available in your preferred language for a smooth experience. POK gives you everything you need to manage your finances smarter, faster, and with zero hassle.

Screenshots

ISPBA Mobile Banking4 screens
POK4 screens

Verdict

The call

The clearest difference is ads: ISPBA Mobile Banking at none against POK's shown. ISPBA Mobile Banking also leads on monetization model (free vs ad-supported) and iOS requirement (13.0 vs 15.6). POK's advantage is rating (4.4 vs 4.1) and review sentiment (50% vs 42%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

POK holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 40 and 14 respectively. Written reviews point the same way: 42% of ISPBA Mobile Banking's written reviews are positive against 50% of POK's.

UpkeepUpdate frequency

ISPBA Mobile Banking ships an update every 2 months, POK monthly. The most recent releases landed on September 11, 2026 and September 23, 2026 respectively.

Scorecard5 real differences · 5 level
ISPBA Mobile Banking versus POK: the parameters behind the verdict, then further details
ParameterISPBA Mobile BankingPOK
PriceFreeFree
Rating4.1 (40 ratings)4.4 (14 ratings) — better
Positive reviews41.7% of reviews50.0% of reviews — better
Number of ratings40 — better14
Update frequencyEvery 2 monthsMonthly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size213 MB173 MB
Age rating4+4+
DeveloperINTESA SANPAOLO BANK ALBANIA SH.AR PAY

Customer experience

ISPBA Mobile Banking

All ratings24 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

POK

All ratings14 ratings
Positive78.6%
Neutral7.1%
Negative14.3%
Written reviews6 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

ISPBA Mobile Banking

No in-app purchases

None

POK

No in-app purchases

Questions

Is ISPBA Mobile Banking free?
ISPBA Mobile Banking is free to download, with no in-app purchases.
Is POK free?
POK is free to download, with no in-app purchases.
Which has better reviews, ISPBA Mobile Banking or POK?
POK is rated higher. ISPBA Mobile Banking averages 4.1 out of 5 from 40 ratings, while POK averages 4.4 from 14 ratings.
Do ISPBA Mobile Banking or POK have ads?
POK shows ads; ISPBA Mobile Banking does not.
Which is updated more often, ISPBA Mobile Banking or POK?
ISPBA Mobile Banking ships an update every 2 months, and POK monthly. Most recently, ISPBA Mobile Banking was updated on September 11, 2026 and POK on September 23, 2026.

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