PagoDirecto vs BNC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PagoDirecto
This app streamlines parking operations by digitizing entry, payment, and exit processes. Avoid queues and ticket booths to maximize your time and enjoy your moments.
- Digitalize parking entry
- Streamline parking payment
- Optimize parking exit
- Reduce queue times
- Eliminate ticket booths
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La única app que digitaliza el flujo de entrada, pago y salida de los estacionamientos. No pierdas más tiempo en colas y taquillas y vive tus momentos con PagoDirecto.
BNC
Manage all your banking operations from your mobile device. This app allows you to perform transfers, make payments, manage credit cards, and handle foreign currency transactions securely with biometric authentication.
- Interbank transfers
- Mobile payments
- Credit card management
- Foreign currency exchange
- Biometric authentication
- Bill payments
- Account balance and movements
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Descarga la App BNC. ¡Descárgate un peso de encima! Todas tus operaciones bancarias en una sola App. Al descargar la App BNC, tendrás al Banco en tus manos, con la facilidad y comodidad que necesitas. Guarda tus credenciales para la validación de operaciones, y confírmalas solo con tu huella dactilar, como nuevo sistema biométrico sin el uso de las coordenadas. Ahora ir al Banco es tan fácil como sacar tu celular y usar la App BNC. Operaciones para ti: Moneda Nacional • Transferencias Interbancarias • Pago Móvil Al Instante BNC • Tarjetas de Crédito • Pagos: Terceros, Nóminas, Proveedores, Servicios, Tarjetas de Crédito y Consulta Abonos POS • Pago de Impuestos: SENIAT, Contribuyentes Especiales • Saldos y Movimientos • Fideicomisos Moneda Extranjera • Compra y Venta de Divisas: Mesa de Cambio BNC, Menudeo BNC, Intervención Cambiaria • Solicitud de Depósito y Retiro de Divisas Solicitudes • Referencias Bancarias • Depósitos Electrónicos • Actualización de Datos • Emisión de Tarjeta de Bingo BNC • Cambio de Clave: Cajero y BNCNET • Reporte a Conexión Internacional Descárgate el peso de las complicaciones y realiza todas tus operaciones en la App BNC.
Screenshots
Verdict
The clearest difference is rating: PagoDirecto at 4.0 against BNC's 2.2. PagoDirecto also leads on review sentiment (51% vs 12%). BNC's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PagoDirecto holds the better App Store score, 4.0 against 2.2. Both are backed by a comparable volume of ratings — 85 and 248 respectively. Written reviews point the same way: 51% of PagoDirecto's written reviews are positive against 12% of BNC's.
PagoDirecto ships an update every 9 days, BNC every 2 weeks. The most recent releases landed on September 12, 2026 and September 24, 2026 respectively.
| Parameter | PagoDirecto | BNC |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (85 ratings) — better | 2.2 (248 ratings) |
| Positive reviews | 51.4% of reviews — better | 11.5% of reviews |
| Number of ratings | 85 | 248 — better |
| Update frequency | Every 9 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 152 MB | 206 MB |
| Age rating | 17+ | 4+ |
| Developer | Pago Directo LLC | Banco Nacional de Crédito |
Customer experience
PagoDirecto
BNC
Bugs and requests
PagoDirecto
Not enough reviews yet to summarise bugs or requests.
BNC
Reported bugs
12 issues- App freezes on startup and during use
- Screen becomes unresponsive to touch input
- Token lightning bolt icon fails to display
- Face ID authentication locks screen completely
- Login credentials mismatch errors
Show 7 moreShow fewer
- Session timeout errors and duplicate session messages
- App crashes on iOS 18 compatibility
- Biometric access blocked after freeze
- Print function non-functional
- Screenshots appear black on iOS 26
- Cannot download or reinstall app properly
- Infinite loading on login attempts
Requested features
6 requests- NFC payment capability from mobile app
- Multiple transactions without exiting app
- Improved biometric authentication stability
- Print/document viewing functionality
- Better offline functionality
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- Remote password recovery options
In-app purchases
PagoDirecto
No in-app purchases
BNC
No in-app purchases
