Payhawk vs Tipalti Expenses
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payhawk
Manage your company's spending lifecycle with digital compliance. Issue instant cards with custom limits, automate expense reports, and integrate with accounting systems. Go paperless with digital receipts and real-time reconciliation.
- Instant virtual and physical card issuance
- Customizable spending limits
- Automated expense reporting
- Real-time transaction notifications
- Automated invoice matching
- Accounting system integrations
- Digital receipt storage
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What is Payhawk? One place to manage your entire spending lifecycle in a digitally compliant way. Why Payhawk? A click of a button is better than a trip to a bank. Next Generation cards * Issue cards instantly - issue physical or virtual cards to employees with a click. * Set spending limits - decide how much every employee can spend and create limits by vendors, categories and time * Control cash withdrawals and online payments - enable or disable ATM cash withdrawals & online payments. * Design custom approval chain - empower employees to request funds through an approval process * Prevent card sharing - delete all pictures of your shared company card. * Issue team cards for employees spending from a shared budget - the right way to manage subscriptions, marketing budgets, or project-based spending * Business Debit cards - issued by Visa and accepted worldwide. Don’t deal with expense reports and receipts * Real-time notifications - snap photos of receipts and invoices after every card transaction. * Don’t chase invoices - employees are constantly reminded to submit payment proofs. * Automated inbox - digital invoices are automatically matched with card transactions. * Automated categorization - based on your own chart of accounts. * Let us take care of the pre-accounting - we use smart computer vision that reads 60+ languages making every expense ready for reconciliation * Reconcile in real-time - calculate your budget vs. actual reports in real time * Easily pay bills and reimbursements - Initiate SEPA and Faster Payments transfers with one click directly from the platform * Go paperless - invoices, receipts, and bank statements are all digital and kept for 10 years. * No more bank statements - transactions and expenses are matched with a breeze. * Accounting integrations - push reconciled expenses straight to your accounting system. Do you work with an external accounting team? No problem, you can easily invite them to our web portal or export them a monthly Excel report. Learn more and sign-up at https://payhawk.com Follow us on LinkedIn: https://www.linkedin.com/company/payhawk-com/
Tipalti Expenses
Streamline expense management and reimbursements globally. Capture receipts, submit expenses, and get approved quickly with automated policy enforcement. This app is a companion for existing Tipalti users.
- Create, edit, and submit expenses
- Snap and upload receipt photos
- Global reimbursement processing
- Mobile expense approval
- Automated spend compliance
- Expense policy enforcement
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Tipalti, the finance automation leader, has introduced Tipatli Expenses, a comprehensive solution for automating and managing all your expenses and reimbursements. With the Tipalti Expenses mobile app, employees and expense approvers can: - Create, edit, and submit expenses and expense groups with an intuitive interface - Quickly snap a picture of the receipt and upload it via the app along with all the necessary information required - Get reimbursed quickly anywhere in the world thanks to Tipalti’s robust global payment infrastructure—no more delays and frustrations - Approvers review and approve expenses directly from the mobile app - Built-in spend compliance with expense policies enforced automatically *This is a companion mobile app for existing users of Tipalti. Visit tipalti.com to learn how Tipalti automates finances.
Screenshots
Verdict
Payhawk and Tipalti Expenses both sit at 4.5 stars, but that hides the real split: 100% of Tipalti Expenses's written reviews are positive against 60% of Payhawk's. Payhawk's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 3 days vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payhawk holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Payhawk has 253 ratings behind it against 21, so its average is the more settled of the two. Written reviews complicate that: 60% of Payhawk's written reviews are positive against 100% of Tipalti Expenses's, so the app with the better star average is not the one people write more warmly about.
Payhawk ships an update every 3 days, Tipalti Expenses fortnightly. Both last shipped on November 3, 2026.
| Parameter | Payhawk | Tipalti Expenses |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (253 ratings) — better | 4.3 (21 ratings) |
| Positive reviews | 59.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 253 — better | 21 |
| Update frequency | Every 3 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.6 — better |
| Further details — not scored | ||
| Size | 129 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Payhawk OOD | Tipalti |
Customer experience
Payhawk
Tipalti Expenses
In-app purchases
Payhawk
No in-app purchases
Tipalti Expenses
No in-app purchases









