Comparison

Payhawk vs Tipalti Expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payhawk

Manage your company's spending lifecycle with digital compliance. Issue instant cards with custom limits, automate expense reports, and integrate with accounting systems. Go paperless with digital receipts and real-time reconciliation.

Highlights
  • Instant virtual and physical card issuance
  • Customizable spending limits
  • Automated expense reporting
  • Real-time transaction notifications
  • Automated invoice matching
  • Accounting system integrations
  • Digital receipt storage
Features
Read full description

What is Payhawk? One place to manage your entire spending lifecycle in a digitally compliant way. Why Payhawk? A click of a button is better than a trip to a bank. Next Generation cards * Issue cards instantly - issue physical or virtual cards to employees with a click. * Set spending limits - decide how much every employee can spend and create limits by vendors, categories and time * Control cash withdrawals and online payments - enable or disable ATM cash withdrawals & online payments. * Design custom approval chain - empower employees to request funds through an approval process * Prevent card sharing - delete all pictures of your shared company card. * Issue team cards for employees spending from a shared budget - the right way to manage subscriptions, marketing budgets, or project-based spending * Business Debit cards - issued by Visa and accepted worldwide. Don’t deal with expense reports and receipts * Real-time notifications - snap photos of receipts and invoices after every card transaction. * Don’t chase invoices - employees are constantly reminded to submit payment proofs. * Automated inbox - digital invoices are automatically matched with card transactions. * Automated categorization - based on your own chart of accounts. * Let us take care of the pre-accounting - we use smart computer vision that reads 60+ languages making every expense ready for reconciliation * Reconcile in real-time - calculate your budget vs. actual reports in real time * Easily pay bills and reimbursements - Initiate SEPA and Faster Payments transfers with one click directly from the platform * Go paperless - invoices, receipts, and bank statements are all digital and kept for 10 years. * No more bank statements - transactions and expenses are matched with a breeze. * Accounting integrations - push reconciled expenses straight to your accounting system. Do you work with an external accounting team? No problem, you can easily invite them to our web portal or export them a monthly Excel report. Learn more and sign-up at https://payhawk.com Follow us on LinkedIn: https://www.linkedin.com/company/payhawk-com/

About

Tipalti Expenses

Streamline expense management and reimbursements globally. Capture receipts, submit expenses, and get approved quickly with automated policy enforcement. This app is a companion for existing Tipalti users.

Highlights
  • Create, edit, and submit expenses
  • Snap and upload receipt photos
  • Global reimbursement processing
  • Mobile expense approval
  • Automated spend compliance
  • Expense policy enforcement
Features
Read full description

Tipalti, the finance automation leader, has introduced Tipatli Expenses, a comprehensive solution for automating and managing all your expenses and reimbursements. With the Tipalti Expenses mobile app, employees and expense approvers can: - Create, edit, and submit expenses and expense groups with an intuitive interface - Quickly snap a picture of the receipt and upload it via the app along with all the necessary information required - Get reimbursed quickly anywhere in the world thanks to Tipalti’s robust global payment infrastructure—no more delays and frustrations - Approvers review and approve expenses directly from the mobile app - Built-in spend compliance with expense policies enforced automatically *This is a companion mobile app for existing users of Tipalti. Visit tipalti.com to learn how Tipalti automates finances.

Screenshots

Payhawk4 screens
Tipalti Expenses4 screens

Verdict

The call

Payhawk and Tipalti Expenses both sit at 4.5 stars, but that hides the real split: 100% of Tipalti Expenses's written reviews are positive against 60% of Payhawk's. Payhawk's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 3 days vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Payhawk holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Payhawk has 253 ratings behind it against 21, so its average is the more settled of the two. Written reviews complicate that: 60% of Payhawk's written reviews are positive against 100% of Tipalti Expenses's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Payhawk ships an update every 3 days, Tipalti Expenses fortnightly. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
Payhawk versus Tipalti Expenses: the parameters behind the verdict, then further details
ParameterPayhawkTipalti Expenses
PriceFreeFree
Rating4.5 (253 ratings) — better4.3 (21 ratings)
Positive reviews59.6% of reviews100.0% of reviews — better
Number of ratings253 — better21
Update frequencyEvery 3 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.6 — better
Further details — not scored
Size129 MB42 MB
Age rating4+4+
DeveloperPayhawk OODTipalti

Customer experience

Payhawk

All ratings253 ratings
Positive86.2%
Neutral3.6%
Negative10.3%
Written reviews57 reviews
Positive59.6%
Neutral8.8%
Negative31.6%

Tipalti Expenses

All ratings21 ratings
Positive81.0%
Neutral4.8%
Negative14.3%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Payhawk

No in-app purchases

None

Tipalti Expenses

No in-app purchases

Questions

Is Payhawk free?
Payhawk is free to download, with no in-app purchases.
Is Tipalti Expenses free?
Tipalti Expenses is free to download, with no in-app purchases.
Which has better reviews, Payhawk or Tipalti Expenses?
Payhawk is rated higher. Payhawk averages 4.5 out of 5 from 253 ratings, while Tipalti Expenses averages 4.3 from 21 ratings.
Do Payhawk or Tipalti Expenses have ads?
Neither Payhawk nor Tipalti Expenses shows ads.
Which is updated more often, Payhawk or Tipalti Expenses?
Payhawk ships an update every 3 days, and Tipalti Expenses fortnightly. Most recently, Payhawk was updated on November 3, 2026 and Tipalti Expenses on November 3, 2026.

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