Standard Investment vs FlowWise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Standard Investment
Trade Mongolian Stock Exchange securities directly or place orders through Standard Investment. Manage your investment portfolio, track account balances, and monitor profits and losses from your mobile device.
- Online securities trading
- Account balance tracking
- Transaction history
- Dividend management
- Portfolio creation
- Profit/loss calculation
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Энэхүү аппыг ашигласнаар Та Монголын хөрөнгийн биржийн (МХБ) арилжаанд шууд эсхүл Стандарт инвестмент ҮЦК-д захиалга өгөн оролцох боломжтой юм. Та МХБ-д бүртгэлтэй үнэт цааснаас худалдан авах, худалдах, дансаа хянах, ногдол ашгийн мөнгө авах, орлого зарлага хийх, багц үүсгэх, ашиг алдагдлаа тооцоолох зэрэг үйлдлийг энэхүү апп-аар гар утаснаасаа шууд хийж болно. “Стандарт брокер” апп-ын онцлог: • Үнэт цаасны онлайн арилжаа хийх • Дансны хуулга, үлдэгдэл хянах • Хэрэглэхэд хялбар, ойлгомжтой • Найдвартай, хамгаалалт сайтай Жич: “Стандарт брокер” апп-ыг ашиглахын тулд Стандарт инвестмент ҮЦК-ийн харилцагч байх шаардлагатай буюу Стандарт инвестмент ҮЦК-ийн байранд нэг удаа өөрийн биеэр ирж, үнэт цаасны данс нээлгэж, гэрээ байгуулах хэрэгтэйг анхаарна уу
FlowWise
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FlowWise turns your M-Pesa activity into a real budget — without you typing a single transaction. HOW IT WORKS The moment an M-Pesa SMS arrives, FlowWise reads it, extracts the amount, merchant, and category, and logs it automatically. No manual entry, no spreadsheets — just an accurate picture of your money as it happens. BUILT FOR HOW KENYANS ACTUALLY SPEND - M-Pesa auto-logging — zero typing, every transaction captured the moment it lands - Budgets that work — weekly, monthly, or yearly limits per category, with alerts before you overspend - AI financial coach — ask anything about your money and get personalised advice powered by Claude - Debt tracker — see what Fuliza, bank loans, and SACCOs actually cost you, and plan your payoff - Savings goals — set targets and track progress toward what matters: rent, school fees, a phone, land - Bills calendar — never miss rent or KPLC again - Group budgets — split and track spending with your Chama, family, or roommates - Financial Health Score — a single number that tells you where you stand and what to fix YOUR DATA, YOUR STORY All financial data is encrypted in transit and at rest. FlowWise never sells your information, and you're always in control of what gets tracked. Start free — upgrade anytime for unlimited transactions, AI chats, and group budgets. Terms of Use (EULA): https://www.flowwise.co.ke/terms Privacy Policy: https://www.flowwise.co.ke/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Standard Investment at none against FlowWise's 4. FlowWise's advantage is update cadence (fortnightly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FlowWise sells 4 in-app purchases, starting at $0.99 per month. Standard Investment asks for nothing beyond the download.
Standard Investment ships an update every 3 months, FlowWise fortnightly. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.
| Parameter | Standard Investment | FlowWise |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (17 ratings) — better | — |
| Positive reviews | 10.0% of reviews | — |
| Number of ratings | 17 — better | — |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 79 MB | 42 MB |
| Age rating | 17+ | 4+ |
| Developer | Standard Investment LLC | Wise Mutuku |
In-app purchases
Standard Investment
No in-app purchases
FlowWise
- Premium - Monthly1 Month trial$0.991 Month
- Basic -Monthly1 Month trial$0.991 Month
- Basic - Yearly1 Year trial$11.991 Year
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- Premium - Yearly1 Year trial$14.991 Year
Questions
Is Standard Investment free?
Is FlowWise free?
Do Standard Investment or FlowWise have ads?
Which is updated more often, Standard Investment or FlowWise?
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