Comparison

Wahed vs Cost AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wahed

Invest ethically and simply with a digital platform that recommends portfolios based on your risk profile. Start with as little as $100 and manage your investments on the go. The app is certified Shariah Compliant and screens investments for interest and impermissible industries.

Highlights
  • Ethical investment screening
  • Shariah-compliant certification
  • Robo-advisor portfolio recommendations
  • Investments in global stocks, emerging markets, Sukuk, and gold
  • Start with $100
  • Seamless deposits and withdrawals
Read full description

Thousands of clients from over 55 countries have started their journey with us. You too can put your money to work. Wahed is the easiest way to invest your money in an Ethical manner wherever you are. You can start with just $100 with no long-term commitments whatsoever. You can place a deposit or withdrawal request at anytime. Here’s how it works: 1. Get a recommended portfolio based on your risk profile 2. Open your account and deposit seamlessly 3. Monitor your performance, we’ll buy the investments for you automatically Start saving for your future with this award winning and revolutionary digital Ethical investment platform - your phone becomes an investment portfolio management tool. Wahed’s robo-advisor custom tailors recommendations based on a simple risk assessment questionnaire with one main purpose: finding the right investment strategy for you! Your money will be invested in different funds such as global stocks, emerging market stocks, Sukuk, and gold. Commitment to Ethical investing: • Our investments are carefully screened for the presence of interest, as well securities with excessive debt ratios • We do not invest in impermissible industries including alcohol, gambling, arms and tobacco, among others • Our company and portfolios have been certified as Shariah Compliant by AAOIFI standards by our full time Shariah Review Board Signing up is easy. Download our app, take the risk assessment questionnaire and make your deposit to join thousands of clients who are investing for their future.

About

Cost AI

Features
Read full description

Cost AI Find where your money really goes. Most people don’t overspend on big purchases. They lose money through small, recurring decisions that add up over time. Cost AI is an AI-powered expense tracker, budget tracker, and personal finance app that helps you uncover hidden spending patterns, understand your financial habits, and make smarter financial decisions. Whether you’re trying to save more, manage your budget, track expenses, or simply understand your finances better, Cost AI turns everyday spending into actionable AI-powered insights. Key Features Discover Hidden Spending Patterns Identify recurring purchases, subscriptions, unnoticed habits, and spending behaviors that may be costing more than you realize. AI-Powered Financial Insights Analyze your spending activity with AI and discover trends, patterns, and opportunities to improve your financial habits. Expense & Budget Tracking Track your expenses, monitor your budget, and understand where your money goes across different spending categories. Receipt Scanner Scan receipts to organize your expenses and gain deeper insights into your spending history. Understand Your Money Get a clearer picture of your financial behavior and make informed decisions with personalized spending analysis. Build Better Money Habits Track your progress over time and develop healthier spending habits with AI-powered recommendations. Smart Spending Awareness Small purchases often have the biggest long-term impact. Cost AI helps you recognize hidden costs that might otherwise go unnoticed. Why Cost AI? Many budgeting apps focus only on tracking numbers. Cost AI goes further by helping you understand the behavior behind your spending. By combining expense tracking, receipt scanning, spending analysis, and artificial intelligence, Cost AI helps you identify opportunities to save money without sacrificing the things that matter most. Perfect For • Expense tracking • Budget planning • Budget tracker • Personal finance management • Money management • Receipt scanning • Spending habit analysis • Subscription tracking • Cost awareness • Financial goal setting • Money-saving insights • Everyday budgeting • Smarter purchasing decisions Start Understanding Your Spending Today Download Cost AI and discover the patterns behind your expenses. Scan receipts, track your spending, uncover hidden costs, and take control of your financial future with AI-powered financial insights. Cost AI Pro is an optional subscription that increases the monthly product scan limit from 10 scans to 30 scans. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Wahed4 screens
Cost AI4 screens

Verdict

The call

The clearest difference is in-app purchases: Wahed at none against Cost AI's 4. Wahed also leads on iOS requirement (15.1 vs 26.5). Cost AI's advantage is update cadence (every 3 days vs weekly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cost AI sells 4 in-app purchases, starting at $1.99 per 7 days. Wahed asks for nothing beyond the download.

UpkeepUpdate frequency

Wahed ships an update weekly, Cost AI every 3 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Wahed versus Cost AI: the parameters behind the verdict, then further details
ParameterWahedCost AI
PriceFreeFree
Rating3.5 (165 ratings) — better—
Positive reviews37.2% of reviews—
Number of ratings165 — better—
Update frequencyWeeklyEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better26.5
Further details — not scored
Size232 MB6 MB
Age rating4+17+
DeveloperWahed IncNeo Schulz

Bugs and requests

Wahed

Reported bugs

4 issues
  • Login issues
  • App crashes
  • Inability to add funds
  • Withdrawal problems

Requested features

4 requests
  • Web version for desktop access
  • Detailed investment breakdowns
  • Historical performance graphs
  • Ability to choose individual investments

Cost AI

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Wahed

No in-app purchases

4 purchases

Cost AI

Subscriptions4
  • Cost AI Pro14 Days trial$1.997 Days
  • Cost AI Pro Monthly14 Days trial$4.991 Month
  • Cost AI Unlimited$4.997 Days
Show 1 more
  • Cost AI Pro Yearly14 Days trial$39.991 Year

Questions

Is Wahed free?
Wahed is free to download, with no in-app purchases.
Is Cost AI free?
Cost AI is free to download, with in-app purchases available.
Do Wahed or Cost AI have ads?
Neither Wahed nor Cost AI shows ads.
Which is updated more often, Wahed or Cost AI?
Wahed ships an update weekly, and Cost AI every 3 days. Most recently, Wahed was updated on October 29, 2026 and Cost AI on October 24, 2026.

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