Comparison

Blue Cross HK vs 均真 Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Blue Cross HK

Manage your medical insurance policies, submit claims, and access rewards digitally. This app provides a comprehensive platform for policy management, doctor searches, and instant insurance enrollment.

Highlights
  • Policy management
  • Claims submission and tracking
  • Network doctor search
  • e-Medical card access
  • Rewards management
  • Instant insurance enrollment
Features
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The Blue Cross HK mobile app allows Blue Cross customers to manage policies, claims, and rewards anytime, anywhere, and enjoy one-stop digital medical insurance services. Key features include: - BlueCross+ Customer Portal - Submit and track your inpatient, outpatient, maid, pet & travel claims - Search for network doctors (location-based), use your e-Medical card, and apply for Pre-assessment Service - Quickly view policies, change policy information and complete policy renewal - Manage SmartPoints and redeem fabulous rewards - Instantly enrol for medical, travel, and general insurance - 24/7 Chatbot and Live Chat to answer insurance enquiries

About

均真 Split

Features
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聚餐、旅行,一個 App 均真計清。 「均真 Split」係為香港日常聚會而設嘅簡潔分帳工具。無論係一餐飯、一班朋友旅行,定係有人遲一日加入、提早離開,都可以按實際參與情況準確分攤。 毋須註冊帳戶,毋須連接雲端。所有飯局、旅行、付款狀態及草稿記錄只會儲存於你的裝置。 【飯局分帳】 快速分帳 • 輸入總人數及埋單總額 • 飲品由指定人數平分 • 其餘餐費由全部參加者分攤 • 支援多項飲品及飲品服務費 逐項分帳 • 可輸入參加者名稱 • 每項飲品可選擇不同分攤者 • 支援全部人、上次所選及快速清除 • 可按人或按項目查看結果 【旅行分帳】 同行日期 • 設定旅行出發及回程日期 • 每位朋友可設定不同加入及離開日期 • 適合有人遲一日加入或提早離開的旅程 • 支出日期只會在旅行日期範圍內選擇 旅行支出 • 支援住宿、食飯、交通、門票、購物、公共用品及其他分類 • 每筆支出可記錄付款人、日期、金額及備註 • 可手動選擇分攤者 • 可按支出日期自動選擇當日同行者 住宿分攤 • 選擇入住日期及住宿晚數 • 自動計算退房日期 • 按每晚實際入住者分攤住宿費 • 適合不同朋友入住晚數不同的情況 旅行結算 • 顯示每人應分攤總額 • 顯示每人已代付總額 • 自動計算每人應收或應付金額 • 產生簡單的最少轉帳方案 • 可按人及按支出查看完整明細 • 支援分享旅行找數結果 【儲存與記錄】 • 自動保存未完成草稿 • 可手動儲存旅行進度 • 支援保存多個旅行 • 隨時載入並繼續編輯 • 飯局及旅行設有獨立記錄 • 可保存付款狀態 • 可複製舊飯局作為新飯局 • 可清除草稿、個別旅行或所有歷史記錄 【準確計算】 所有核心金額均以整數仙位處理,並自動分配除不盡的餘數。 例如 $100 由 3 人分攤,結果會準確分配為 $33.34、$33.33 及 $33.33,確保所有人金額加起來等於實際總額。 【其他功能】 • 分享飯局及旅行找數結果 • 標記已付款狀態 • 支援淺色及反白介面 • 長參加者及支出列表完整滾動 • 毋須建立帳戶 • 毋須連接雲端 • 所有資料只儲存於你的裝置 無論係兩三個朋友食飯、一大班人聚餐,定係多人旅行期間處理住宿、食飯及交通支出,「均真 Split」都幫你將每一筆數計得清清楚楚。

Screenshots

Blue Cross HK4 screens
均真 Split4 screens

Verdict

The call

The clearest difference is update cadence: 均真 Split at weekly against Blue Cross HK's fortnightly. 均真 Split also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Blue Cross HK ships an update fortnightly, 均真 Split weekly. The most recent releases landed on October 19, 2026 and October 1, 2026 respectively.

Scorecard2 real differences · 8 level
Blue Cross HK versus 均真 Split: the parameters behind the verdict, then further details
ParameterBlue Cross HK均真 Split
PriceFreeFree
Rating1.5 (2 ratings) — better—
Positive reviews13.5% of reviews—
Number of ratings2 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size114 MB22 MB
Age rating4+12+
DeveloperBlue Cross (Asia-Pacific) Insurance Limited 藍十字 (亞太) 保險有限公司Fong Kin Yiu

In-app purchases

None

Blue Cross HK

No in-app purchases

None

均真 Split

No in-app purchases

Questions

Is Blue Cross HK free?
Blue Cross HK is free to download, with no in-app purchases.
Is 均真 Split free?
均真 Split is free to download, with no in-app purchases.
Do Blue Cross HK or 均真 Split have ads?
Neither Blue Cross HK nor 均真 Split shows ads.
Which is updated more often, Blue Cross HK or 均真 Split?
Blue Cross HK ships an update fortnightly, and 均真 Split weekly. Most recently, Blue Cross HK was updated on October 19, 2026 and 均真 Split on October 1, 2026.

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