Spendwise vs Bulder
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendwise
Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.
- View credit card balances and transactions
- Track personal loan details
- Receive spending limit notifications
- Manage PIN codes
- Block and order new cards
- Utilize part payment options
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Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard
Bulder
This banking app offers a forward-looking view of your finances, identifying upcoming subscriptions, bills, and income. It includes features like a bill scanner, receipt collector, and smart mortgage options that automatically adjust to better rates.
- Future financial projections
- Subscription and bill recognition
- Invoice scanner
- Receipt collector
- Smart mortgage with automatic rate adjustments
- Personalized savings goals
- Support for Apple Pay, Garmin Pay, and Fitbit Pay
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Bulder fra Sparebanken Norge er en ny bankopplevelse. Designet for ditt mobile liv. Ingen filialer. Ingen nettbank. Bare Norges råeste bankapp. Appen ser inn i fremtiden og viser deg hva som skjer i økonomien din fremover. Appen kjenner igjen abonnementer, regninger og inntekter som kommer. I tillegg får du fakturascanner, kvitteringssamler, varslinger, og enkelt oversikt over alt som er viktig for deg! I tillegg til Apple Pay støtter appen også Garmin Pay og Fitbit Pay. I Bulder har vi laget et boliglån som er rimeligere og litt smartere. Det kan du spare mye penger på. Sjekk finansportalen.no. Boliglånet i Bulder skrur seg automatisk ned til den beste renten vi kan gi deg. Når verdien på boligen din går opp, eller du betaler ned på lånet, synker belåningsgraden din. Da går renten ned av seg selv. Vi mener det er fremtidens måte å prise boliglån på. Du får alltid den renten du fortjener, uten å måtte prute. Bulder har blitt kåret til Kundefavoritt to år på rad hos sammenligningstjenesten bytt.no. I appen kan du sette opp dine egne sparemål med personaliserte bilder og GIFer. Du kan spare med god rente på sparekonto, eller i fond om du foretrekker det. Bulder er en egen merkevare som er en del av Sparebanken Norge og opererer under Sparebanken Norge sin bankkonsesjon. Bulder er altså ikke et selvstendig finansforetak. For deg som kunde betyr det at goder, rettigheter og tryggheten som alle Sparebanken Norges kunder også tilfaller deg. Vær oppmerksom på at du som kunde dermed er omfattet av Sparebanken Norge sin innskuddsgaranti opp til 2 millioner kroner for dine samlede innskudd i konseptet Bulder og dine øvrige innskudd i Sparebanken Norge.
Screenshots
Verdict
The clearest difference is monetization model: Bulder at free against Spendwise's ad-supported. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Spendwise against 4.8 for Bulder. Both are backed by a comparable volume of ratings — 30 and 31 respectively.
Spendwise ships an update fortnightly, Bulder every 10 days. The most recent releases landed on August 19, 2026 and August 18, 2026 respectively.
| Parameter | Spendwise | Bulder |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) | 4.8 (31 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 30 | 31 — better |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 76 MB | 130 MB |
| Age rating | 17+ | 4+ |
| Developer | SEB Kort Bank AB | SPAREBANKEN NORGE |
Customer experience
Spendwise
Bulder
In-app purchases
Spendwise
No in-app purchases
Bulder
No in-app purchases








