Comparison

Sbanken vs Spendwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sbanken

Manage your finances digitally with this banking app. Pay bills, check balances, manage budgets, and invest in funds or shares. Enjoy features like a currency calculator and dark mode for a personalized banking experience.

Highlights
  • Digital banking management
  • Bill payment
  • Balance checking
  • Budget creation and tracking
  • Fund and share investing
  • Currency calculator
  • Dark mode
Features
Read full description

With the Sbanken app, you become your own bank manager, wherever you are! Here you get smart, digital solutions that are easy to use, with open prices and equal conditions for everyone. The app makes your everyday banking easier, whether you need to pay bills, check your balance or borrow money. Save money in funds or buy shares with just a few magical taps on your mobile phone. And you know what? The app works very well on tablets too, if you prefer to do things on a larger screen. Create your own budgets and get a full overview of what you spend money on. Move money between your own accounts with a simple drag-and-drop gesture. Share bills with family and friends by giving them access to your eInvoices. Customize the front page in the app and make it more personal. Are you going abroad or shopping online? Use our currency calculator to see how much things cost in other currencies. Last but not least. We also made the app in dark mode! Better late than never, right? And one more thing. DNB and Sbanken have merged, but will continue to be two different brands. To use this app, you must be a customer in the Sbanken consept.

About

Spendwise

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

Highlights
  • View credit card balances and transactions
  • Track personal loan details
  • Receive spending limit notifications
  • Manage PIN codes
  • Block and order new cards
  • Utilize part payment options
Features
Read full description

Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard

Screenshots

Sbanken4 screens
Spendwise4 screens

Verdict

The call

The clearest difference is rating: Spendwise at 4.8 against Sbanken's 3.8. Sbanken's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Spendwise holds the better App Store score, 4.8 against 3.8. Both are backed by a comparable volume of ratings — 89 and 30 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Sbanken versus Spendwise: the parameters behind the verdict, then further details
ParameterSbankenSpendwise
PriceFreeFree
Rating3.8 (89 ratings)4.8 (30 ratings) — better
Positive reviews12.5% of reviews—
Number of ratings89 — better30
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size113 MB76 MB
Age rating4+17+
DeveloperDNB ASASEB Kort Bank AB

Customer experience

Sbanken

All ratings89 ratings
Positive68.5%
Neutral4.5%
Negative27.0%
Written reviews32 reviews
Positive12.5%
Neutral3.1%
Negative84.4%

Spendwise

All ratings30 ratings
Positive96.7%
Neutral3.3%
Negative0.0%

In-app purchases

None

Sbanken

No in-app purchases

None

Spendwise

No in-app purchases

Questions

Is Sbanken free?
Sbanken is free to download, with no in-app purchases.
Is Spendwise free?
Spendwise is free to download, with no in-app purchases.
Which has better reviews, Sbanken or Spendwise?
Spendwise is rated higher. Sbanken averages 3.8 out of 5 from 89 ratings, while Spendwise averages 4.8 from 30 ratings.
Do Sbanken or Spendwise have ads?
Neither Sbanken nor Spendwise shows ads.
Which is updated more often, Sbanken or Spendwise?
Sbanken ships an update fortnightly, and Spendwise fortnightly. Most recently, Sbanken was updated on November 1, 2026 and Spendwise on October 24, 2026.

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