Nordea First Card vs Spendwise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Nordea First Card
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• Activate new cards • View both invoiced and the new purchases • Manage safety settings for your card, e.g. enable online purchases ( only SE) and choose to block the card for purchases in specific regions. If the card is missing, the card can temporarily be disable • Send secure messages to customer service To use all parts of the First Card app, you must log in. • - Swedish cardholders log in with Mobile BankID • - Norwegian cardholders log in with BankID or Mobilt BankID • - Danish cardholders log in with MitID • - Finnish cardholders log in with bank codes. Without logging in, you can view contact information to call customer support , block a card , call card insurance company and view questions and answers.
Spendwise
Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.
- View credit card balances and transactions
- Track personal loan details
- Receive spending limit notifications
- Manage PIN codes
- Block and order new cards
- Utilize part payment options
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Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard
Screenshots
Verdict
The clearest difference is update cadence: Spendwise at fortnightly against Nordea First Card's every 2 months. Nordea First Card's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Nordea First Card ships an update every 2 months, Spendwise fortnightly. The most recent releases landed on September 7, 2026 and August 19, 2026 respectively.
| Parameter | Nordea First Card | Spendwise |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (30 ratings) — better |
| Number of ratings | — | 30 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 43 MB | 76 MB |
| Age rating | 4+ | 17+ |
| Developer | Nordea Bank Abp | SEB Kort Bank AB |
In-app purchases
Nordea First Card
No in-app purchases
Spendwise
No in-app purchases
