Spendwise vs EFN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendwise
Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.
- View credit card balances and transactions
- Track personal loan details
- Receive spending limit notifications
- Manage PIN codes
- Block and order new cards
- Utilize part payment options
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Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard
EFN
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Som en del av EFN levererar Finansmagasinet textnyheter, analyser, reportage och intervjuer inom områden som börs, aktiemarknad, sparande och företagande – en självklar källa för den som söker fördjupad kunskap och insikt i ekonomi och finans. EFN drivs av en oberoende redaktion och ägs av Handelsbanken, och har blivit utsedd till Sveriges bästa ekonomikanal fem år i rad.
Screenshots
Verdict
The clearest difference is ads: Spendwise at none against EFN's shown. Spendwise also leads on iOS requirement (17.0 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spendwise ships an update fortnightly, EFN monthly. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.
| Parameter | Spendwise | EFN |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) — better | — |
| Number of ratings | 30 — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 76 MB | 75 MB |
| Age rating | 17+ | 4+ |
| Developer | SEB Kort Bank AB | EFN Ekonomikanalen AB |
In-app purchases
Spendwise
No in-app purchases
EFN
No in-app purchases









