Spendwise vs Sharing Dutch
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendwise
Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.
- View credit card balances and transactions
- Track personal loan details
- Receive spending limit notifications
- Manage PIN codes
- Block and order new cards
- Utilize part payment options
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Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard
Sharing Dutch
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Sharing Dutch (i.e., splitting the bill) will divide the amount entered by the number of people. Slide to select the number of people, the default is two, and slide to choose the tip rate, the default is 20%. Choosing one person, and the app is a tip calculator. Choose between 0 and 50% for tips and between 1 and 20 people. Lastly, the app defaults to local currency, and tapping ‘Select Currency’ presents a scrollable list of the currency options by county. (Who knew there were so many!) This selection is saved until a new selection is made.
Screenshots
Verdict
Spendwise and Sharing Dutch are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spendwise ships an update fortnightly, Sharing Dutch weekly. The most recent releases landed on August 19, 2026 and September 24, 2026 respectively.
| Parameter | Spendwise | Sharing Dutch |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) — better | — |
| Number of ratings | 30 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.2 — better |
| Further details — not scored | ||
| Size | 76 MB | 2 MB |
| Age rating | 17+ | 4+ |
| Developer | SEB Kort Bank AB | Mark Spaulding |
In-app purchases
Spendwise
No in-app purchases
Sharing Dutch
No in-app purchases









