Comparison

Spendwise vs Sharing Dutch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendwise

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

Highlights
  • View credit card balances and transactions
  • Track personal loan details
  • Receive spending limit notifications
  • Manage PIN codes
  • Block and order new cards
  • Utilize part payment options
Features
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Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard

About

Sharing Dutch

Features
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Sharing Dutch (i.e., splitting the bill) will divide the amount entered by the number of people. Slide to select the number of people, the default is two, and slide to choose the tip rate, the default is 20%. Choosing one person, and the app is a tip calculator. Choose between 0 and 50% for tips and between 1 and 20 people. Lastly, the app defaults to local currency, and tapping ‘Select Currency’ presents a scrollable list of the currency options by county. (Who knew there were so many!) This selection is saved until a new selection is made.

Screenshots

Spendwise4 screens
Sharing Dutch4 screens

Verdict

The call

Spendwise and Sharing Dutch are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spendwise ships an update fortnightly, Sharing Dutch weekly. The most recent releases landed on August 19, 2026 and September 24, 2026 respectively.

ScorecardNo meaningful differences
Spendwise versus Sharing Dutch: the parameters behind the verdict, then further details
ParameterSpendwiseSharing Dutch
PriceFreeFree
Rating4.8 (30 ratings) — better—
Number of ratings30 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.2 — better
Further details — not scored
Size76 MB2 MB
Age rating17+4+
DeveloperSEB Kort Bank ABMark Spaulding

In-app purchases

None

Spendwise

No in-app purchases

None

Sharing Dutch

No in-app purchases

Questions

Is Spendwise free?
Spendwise is free to download, with no in-app purchases.
Is Sharing Dutch free?
Sharing Dutch is free to download, with no in-app purchases.
Do Spendwise or Sharing Dutch have ads?
Neither Spendwise nor Sharing Dutch shows ads.
Which is updated more often, Spendwise or Sharing Dutch?
Spendwise ships an update fortnightly, and Sharing Dutch weekly. Most recently, Spendwise was updated on August 19, 2026 and Sharing Dutch on September 24, 2026.

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