The Prax vs Settlify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Prax
This app helps you track daily spending and manage budgets with friends and family. It offers real-time collaboration, receipt photo storage, and international currency support. See your daily left-to-spend amount and make informed spending decisions.
- Create unlimited budgets (monthly, weekly, custom)
- Real-time collaboration with friends and family
- Track daily left-to-spend amounts
- Store receipt photos and add notes/emojis
- International currency support
- Tag transactions on a map
Read full descriptionHide full description
Featured by Apple in “New Apps We Love” and reached #1 in Finance. A simple, and sleek budgeting app that keeps track of all your daily spending and shows a daily left-to-spend amount. CREATE & TRACK BUDGETS •Create as many budgets as you want, Monthly, Weekly or Custom. We don’t limit you! See how much you have left Daily, Weekly and Overall. INTERNATIONAL CURRENCIES •Choose from dozens of currencies. COLLABORATE •You can invite your friends or family members to collaborate in real time on your budgets by sending them a link. Everyone that participates in your budget or tracker can see changes and progress as they’re made. CUSTOMIZED TO YOUR NEEDS •Take a picture of receipts, lists, or any item you need and store them with your spendings. Feel free to add notes or emojis as your budget icons. You can also tag your transactions on the map and view it in your budgets at any time. TIP JAR •We don't charge for any premium features so we appreciate a tip in Settings page. Feel like doing a spontaneous buy or want to grab some lunch with friends but need to know if you have enough? Open The Prax to see how much you can splurge.
Settlify
Read full descriptionHide full description
Splitting group expenses has never been easier! Settlify is ideal for one-off groups when not everyone wants to install an app or create an account. Settle in one tap, with the payment apps your group already uses. PERFECT FOR One-off events like bachelor parties, weddings, festivals, group dinners. Not everyone is onboard to download a new app or create a new account. And they don't need to with Settlify! International trips Track expenses across currencies. You choose if and when to convert — no hidden conversions that leave you questioning the numbers. HOW IT WORKS • Starting: open in the web or in the app, create the group, share a link. • Participating: everyone joins from the link, no account needed. Log expenses as they happen, in any currency. • Settling: Settlify shows who pays whom with minimum amount of transactions and suggests the payment apps your group shares. One tap and done. FEATURES No app needed for anyone Create a group at settlify.app and share a link. Nobody needs to install anything — not even you. No limits Add as many expenses as you want, supports over 50 participants. No timers, no ads. You control currency conversion Add expenses in any currency. Choose if and when to convert. No automatic conversions, no mysterious discrepancies. Settle with apps you already have Settlify suggests payment apps your group members share — Revolut, Twint, and more — so settling up takes seconds, not days. Fewest payments to settle up Settlify finds the simplest settlement plan, minimising the number of transactions needed. PRICING Start for free. All features included. After that, it costs $1 per group. Settlify adds it as the first expense so the cost is split — a few cents per person, and you're all settled. No subscription. No lock-in. Pay once per group, only when you need it. PRIVACY FIRST Settlify is designed to be simple and respectful of your privacy. • No ads, no tracking. You are not the product. • We only track what you tell us. • We don't offer any banking products or promotions. Independent from all banks. • No money changes hands via Settlify.
Screenshots
Verdict
The clearest difference is in-app purchases: Settlify at none against The Prax's 5. Settlify also leads on update cadence (every 2 weeks vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. The Prax sells 5 one-off in-app purchases. Settlify asks for nothing beyond the download.
The Prax ships an update monthly, Settlify every 2 weeks. The most recent releases landed on June 11, 2026 and September 10, 2026 respectively.
| Parameter | The Prax | Settlify |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (53 ratings) — better | — |
| Positive reviews | 81.8% of reviews | — |
| Number of ratings | 53 — better | — |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 19 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | The Prax, LLC | SPYRIDON GIANNAKAKIS |
In-app purchases
The Prax
- Tip Jar Treat$1.99
- Tip Jar Pizza$2.99
- Tip Jar Snacks$9.99
Show 2 moreShow fewer
- Tip Jar Lunch$19.99
- Tip Jar Innovation$99.99
Settlify
No in-app purchases









