Comparison

The Prax vs Settlify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

The Prax

This app helps you track daily spending and manage budgets with friends and family. It offers real-time collaboration, receipt photo storage, and international currency support. See your daily left-to-spend amount and make informed spending decisions.

Highlights
  • Create unlimited budgets (monthly, weekly, custom)
  • Real-time collaboration with friends and family
  • Track daily left-to-spend amounts
  • Store receipt photos and add notes/emojis
  • International currency support
  • Tag transactions on a map
Read full description

Featured by Apple in “New Apps We Love” and reached #1 in Finance. A simple, and sleek budgeting app that keeps track of all your daily spending and shows a daily left-to-spend amount. CREATE & TRACK BUDGETS •Create as many budgets as you want, Monthly, Weekly or Custom. We don’t limit you! See how much you have left Daily, Weekly and Overall. INTERNATIONAL CURRENCIES •Choose from dozens of currencies. COLLABORATE •You can invite your friends or family members to collaborate in real time on your budgets by sending them a link. Everyone that participates in your budget or tracker can see changes and progress as they’re made. CUSTOMIZED TO YOUR NEEDS •Take a picture of receipts, lists, or any item you need and store them with your spendings. Feel free to add notes or emojis as your budget icons. You can also tag your transactions on the map and view it in your budgets at any time. TIP JAR •We don't charge for any premium features so we appreciate a tip in Settings page. Feel like doing a spontaneous buy or want to grab some lunch with friends but need to know if you have enough? Open The Prax to see how much you can splurge.

About

Settlify

Features
Read full description

Splitting group expenses has never been easier! Settlify is ideal for one-off groups when not everyone wants to install an app or create an account. Settle in one tap, with the payment apps your group already uses. PERFECT FOR One-off events like bachelor parties, weddings, festivals, group dinners. Not everyone is onboard to download a new app or create a new account. And they don't need to with Settlify! International trips Track expenses across currencies. You choose if and when to convert — no hidden conversions that leave you questioning the numbers. HOW IT WORKS • Starting: open in the web or in the app, create the group, share a link. • Participating: everyone joins from the link, no account needed. Log expenses as they happen, in any currency. • Settling: Settlify shows who pays whom with minimum amount of transactions and suggests the payment apps your group shares. One tap and done. FEATURES No app needed for anyone Create a group at settlify.app and share a link. Nobody needs to install anything — not even you. No limits Add as many expenses as you want, supports over 50 participants. No timers, no ads. You control currency conversion Add expenses in any currency. Choose if and when to convert. No automatic conversions, no mysterious discrepancies. Settle with apps you already have Settlify suggests payment apps your group members share — Revolut, Twint, and more — so settling up takes seconds, not days. Fewest payments to settle up Settlify finds the simplest settlement plan, minimising the number of transactions needed. PRICING Start for free. All features included. After that, it costs $1 per group. Settlify adds it as the first expense so the cost is split — a few cents per person, and you're all settled. No subscription. No lock-in. Pay once per group, only when you need it. PRIVACY FIRST Settlify is designed to be simple and respectful of your privacy. • No ads, no tracking. You are not the product. • We only track what you tell us. • We don't offer any banking products or promotions. Independent from all banks. • No money changes hands via Settlify.

Screenshots

The Prax4 screens
Settlify4 screens

Verdict

The call

The clearest difference is in-app purchases: Settlify at none against The Prax's 5. Settlify also leads on update cadence (every 2 weeks vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. The Prax sells 5 one-off in-app purchases. Settlify asks for nothing beyond the download.

UpkeepUpdate frequency

The Prax ships an update monthly, Settlify every 2 weeks. The most recent releases landed on June 11, 2026 and September 10, 2026 respectively.

Scorecard2 real differences · 8 level
The Prax versus Settlify: the parameters behind the verdict, then further details
ParameterThe PraxSettlify
PriceFreeFree
Rating4.8 (53 ratings) — better
Positive reviews81.8% of reviews
Number of ratings53 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.013.0
Further details — not scored
Size19 MB25 MB
Age rating4+4+
DeveloperThe Prax, LLCSPYRIDON GIANNAKAKIS

In-app purchases

5 purchases

The Prax

One-time5
  • Tip Jar Treat$1.99
  • Tip Jar Pizza$2.99
  • Tip Jar Snacks$9.99
Show 2 more
  • Tip Jar Lunch$19.99
  • Tip Jar Innovation$99.99
None

Settlify

No in-app purchases

Questions

Is The Prax free?
The Prax is free to download, with in-app purchases available.
Is Settlify free?
Settlify is free to download, with no in-app purchases.
Do The Prax or Settlify have ads?
Neither The Prax nor Settlify shows ads.
Which is updated more often, The Prax or Settlify?
The Prax ships an update monthly, and Settlify every 2 weeks. Most recently, The Prax was updated on June 11, 2026 and Settlify on September 10, 2026.

Other comparisons