STBB Direct vs Discovery Bank

The STBB Direct application is the perfect tool to do cost calculations on the go. It’s free, and anyone can use it to do a variety of calculations relating to the sale or purchase of a property. It also allows users to share the calculations directly from the application with a buyer, seller or other third party. The following calculators are available - Transfer and bond cost - Bond repayment - Agent commission - Capital Gains Tax As an added bonus, estate agents with deals at STBB are now able to track the progress of their deals on their mobile devices. Notifications can even be set up for pre-selected milestones in the process. An estate agent will also be able to pull the ever so popular STBB progress reports directly from the device with the tap of a button - anytime, any day. Estate agents have access to the details, documents, progress notes and contacts relating to a specific deal easing communication and keeping the agent in control.

Discovery Bank is the next generation in digital banking. The Future of Banking. Now. Welcome to the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have a bank branch in the palm of your hand. Discovery Bank offers revolutionised digital banking and payments, advanced AI technology and SA’s best client experience to make life easier, more exciting, and more rewarding. Unlock a world of rewards with Ðiscovery Miles – the rewards currency more valuable than cash – and access Vitality Travel to get up to 75% off flights. A full bank branch at your fingertips: o Sign up in under 5 minutes, get free virtual cards and start transacting immediately. o Manage your cards, accounts, and rewards in one place. o Instantly change a PIN, pause or stop cards. o Download certified bank statements, account confirmation letters, and tax certificates anytime. o Secure your accounts with our Security Code, Panic Code and TRUST™ alerts – our smart in-app feature that checks the risk of every payment. o With Discovery 911, emergency services like medical, roadside or home assistance are integrated into your app. o Get support 24/7/365 with features like Live Assist, in-app calling and Discovery AI – your smart banking assistant that helps you bank faster, smarter and in fewer steps. Pay anyone, anywhere, anytime: o Make real-time payments from only R1 through Discovery Instant Pay or PayShap. o Add a virtual card and tap to pay with Apple Pay, Garmin Pay, Google Pay, Samsung Wallet and SwatchPAY! Unlock a world of rewards with up to: o 75% off local and international flights o 75% back on HealthyFood items at Checkers or Woolworths o 50% back on HealthyCare items at Clicks or Dis-Chem o 20% back on fuel spend at bp and Shell stations o 20% back on Uber rides o 25% back on monthly DStv packages. Earn and spend Ðiscovery Miles: o Earn up to 15% back in Ðiscovery Miles when you pay with your Discovery Bank card at select fashion, home and lifestyle partners. o Get up to 15% off when spending Ðiscovery Miles in-store and online every day. This doubles to up to 30% off on Miles Ð-Day on the 15th of every month. o Get up to 15% off airtime, data, prepaid water and electricity, as well as select entertainment vouchers. o Earn more Ðiscovery Miles when you use your Discovery Bank virtual card. o Earn Ðiscovery Miles through Vitality Active Rewards (when you exercise, drive well, or spend responsibly), and for Vitality lifestyle rewards. Upgrade your travel experience: o Get up to 75% off local and international flights, book and pay seamlessly in the app and get free international travel insurance. o Enjoy an enhanced travel experience with Vitality Travel by Discovery Bank. o Get exclusive access to The Lounge, by Discovery Bank and SAA, for an elevated pre-flight experience. o Skip the queues at airport security clearance with Priority Fast Track. Access products that enrich your life: o Get revolving credit up to R1,000,000 with immediate access. o Apply for a personal loan of up to R500,000 and get your money within 48 hours. o Apply for a home loan in the app and get a preliminary offer in 5 minutes. o Get exclusive access to Vitality Money, which helps you track and improve your financial health and rewards you when you do. o Choose an account just right for you – from day-to-day banking, a credit card, full banking suite or open free savings accounts in minutes. o Open forex accounts in minutes for seamless foreign currency transactions anywhere in the world. o Buy, sell and manage over 50 crypto assets like Bitcoin and Ethereum. o Invest in shares, ETFs, property and other investments securely and conveniently. o Access other Discovery products like Vitality Active, car insurance and life cover – get instant quotes and activate products without leaving the app. Auth FSP. Limits (incl. fair usage), Ts&Cs apply.