Comparison

Spendle vs myNetPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spendle

Features
Read full description

Instant insight Spendle gives you instant insight in your income and spending behavior. You can import CSV or Excel transaction files from different bank accounts and transform them into a single financial overview. Automatic PSD2 connection Connect to your bank account via a secured PSD2 bank connection or import your transaction files. Keeping track Assign budgets to keep track of your income/spending categories and see what's left at the end of the year. Importing bank statements You can add manual transactions or import any valid excel or CSV transaction file from your bank. Just open the transactions file via the import section and start the import wizard to add your own format. Share any new bank formats to help Spendle's default supported bank formats grow daily. Contracts and receipts in 1 place Store invoices, contracts and receipts in your administration. Just take a picture or open a PDF file, press share button and open it with Spendle. Sync between devices Register and login to your Spendle sync your data between your PC, tablet and phone. Security Your administration is stored AES-256 encrypted with your administration password. Conditions Terms of Use (EULA): https://www.spendle.com/eula.html Privacy policy: https://www.spendle.com/privacy.html Turn that handle Spendle is free to try for 14 days. After the trial period you need a yearly subscription to continue using Spendle as your personal finance app.

About

myNetPay

Manage your NetPay E-wallet directly from your mobile. Easily make payments, check your balance, top up funds via iDEAL or PayPal, and transfer money to friends. Offers card blocking and balance alerts for enhanced account management.

Highlights
  • Mobile payments via QR code or NFC
  • Check and top up e-wallet balance
  • Review transaction history
  • Transfer balances between users
  • Card blocking
  • Balance alerts
  • Loyalty point management
Features
Read full description

It is now super easy to use your mobile for payments directly from your NetPay E-wallet. Other useful features: check and top up your balance, reviewing transactions and transferring NetPay balances to each other. Who is myNetPay for? For all NetPay account holders. Mobile payments Having your mobile ready allows you to pay directly from your E-wallet by scanning the QR code or using NFC to pay. Checking your balance It has never been easier: opening the app will immediately display your current balance. Reviewing transactions The app displays all transactions and clicking one will provide more detailed information, such as a description of your purchase and any loyalty points you have received. Top up your balance Quick and easy through iDEAL or PayPal. Enter the amount you want to load into your account and select your preferred payment method. Click confirm and your E-wallet will immediately be recharged. This is so quick and easy, you can even do it while you are already at the checkout. Transferring money into each other’s accounts A nice myNetPay gesture for friends: help out a friend who is temporarily short of funds. Enter the recipient’s user name and money is immediately transferred into his or her E-wallet. Manage your account myNetPay has more useful features for managing your account. β—† Card blocking β—† Reclaiming a balance β—† Setting a balance alert β—† Loyalty point management

Screenshots

Spendle4 screens
myNetPay4 screens

Verdict

The call

The clearest difference is in-app purchases: myNetPay at none against Spendle's 2. Spendle's advantage is update cadence (monthly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spendle sells 2 one-off in-app purchases. myNetPay asks for nothing beyond the download.

UpkeepUpdate frequency

Spendle ships an update monthly, myNetPay every 3 months. The most recent releases landed on September 24, 2026 and September 9, 2026 respectively.

Scorecard2 real differences Β· 6 level
Spendle versus myNetPay: the parameters behind the verdict, then further details
ParameterSpendlemyNetPay
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyMonthly β€” betterEvery 3 months
AdsNoNo
In-app purchasesYesNo β€” better
Monetizationβ€”Free
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS15.015.0
Further details β€” not scored
Size35 MB43 MB
Age rating4+4+
DeveloperJochem SoberingXafax Nederland B.V.

In-app purchases

2 purchases

Spendle

One-time2
  • Spendle 1 Year$17.99
  • Spendle 1 Year$19.00
None

myNetPay

No in-app purchases

Questions

Is Spendle free?
Spendle is free to download, with in-app purchases available.
Is myNetPay free?
myNetPay is free to download, with no in-app purchases.
Do Spendle or myNetPay have ads?
Neither Spendle nor myNetPay shows ads.
Which is updated more often, Spendle or myNetPay?
Spendle ships an update monthly, and myNetPay every 3 months. Most recently, Spendle was updated on September 24, 2026 and myNetPay on September 9, 2026.

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