OyaPay vs TapIn Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OyaPay
A mobile payment solution that lets you pay businesses with your phone, order ahead for quick pickup, and earn crypto rewards. It offers a faster and more convenient alternative to traditional payment methods.
- Mobile payments
- Order ahead for pickup
- Earn crypto rewards (OyaCoin)
- Fast transactions
- Refer friends for rewards
- Fund wallet
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Paying with cash or card can lead to many awkward moments and inconveniences, but now a better way to pay is already in your hand. OyaPay allows you to pay your favourite businesses with your mobile phone or skip the line at restaurants, coffee shops, bars etc and earn rewards like crypto (OyaCoin) while doing so. We give you the power to order ahead your coffee, lunch, afternoon snack, breakfast, and second breakfast with a single tap and have it ready when you get there. - Fund your wallet and earn crypto (OyaCoin) - Pay businesses in less than 5 seconds - Better and faster than your bank USSD - Invite your friends and earn ▶Now available in over 22 stores across Lagos and Unilag◄ We are adding more business daily and you can also recommend your favourite businesses, restaurants or shops and we’ll get them on board! Recommend here https://goo.gl/xvNP1Q
TapIn Pay
This app simplifies sending, spending, and saving money in Canada. It offers a free custom Mastercard, a unique payment link for in-person and online collections, and flexible e-transfer limits. Receive instant transaction notifications for enhanced financial security.
- Free custom Mastercard
- Unique payment link for collections
- Online payment collection via chat
- Flexible e-transfer limits
- Instant transaction notifications
- Excel statement export
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TapIn Pay is the easiest way to send, spend and save your money in Canada. It's the SAFE, FAST, and FREE mobile banking* app. *TapIn Pay is a financial services company, not a bank. Banking services are provided by TapIn Pay's bank partner(s). * GET A FREE CUSTOM MASTERCARD * Order your Mastercard directly from TapIn Pay App. You'll be able to make online purchases using your virtual card instantly. We'll also mail you your physical laser-etched Cash Card in less than a week so you can swipe, dip, or tap at any merchant. MasterCard is issued by TapIn Pay App's bank partner(s). * GET YOUR UNIQUE PAYMENT LINK * Get a unique payment link after signing up to collect in-person payments. It supports a growing list of payment platforms: Apple Pay, Google Pay, WeChat Pay, Alipay, etc. Save the headache of setting payments platforms one by one. Say goodbye to clients who didn't have enough cash or are shy to ask for tips. * COLLECT PAYMENT ONLINE OVER CHATS * Are you tired of undelivered payment requests by email or lost checks by mail? Try to send a payment link over SMS or WhatsApp with guaranteed delivery. Recipients can pay you through the link with Apple Pay, Google Pay, Credit Card, Wechat Pay, and Alipay without signing up. * E-TRANSFER WITH FLEXIBLE LIMIT * Use the e-Transfer feature like your regular online banking, but with better daily limits. Banks give you tiny daily limits like $3,000. It’s not enough for your expanding business. Our maximum e-Transfer is $10,000 per transaction, boosting your money flow. * INSTANT NOTIFICATION FOR ALL TRANSACTION * Stay on top of all your transactions. We guard your financial security. We send an instant WhatsApp or SMS notification for all transaction attempts (payment collection, e-Transfer, and MasterCard use attempt). * EXCEL STATEMENT EXPORT* Exporting your statement to yourself or your account never got easier. Enter the email address and go. Receive it in seconds.
Screenshots
Verdict
The clearest difference is rating: OyaPay at 5.0 against TapIn Pay's 3.0. On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OyaPay holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
| Parameter | OyaPay | TapIn Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | — | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.4 | 11.0 — better |
| Further details — not scored | ||
| Size | 23 MB | 114 MB |
| Age rating | 4+ | 17+ |
| Developer | OYAPAYME LTD | Tapology Innovation Inc. |
Customer experience
OyaPay
TapIn Pay
In-app purchases
OyaPay
No in-app purchases
TapIn Pay
No in-app purchases









