Montex Wallet vs Payhammer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Montex Wallet
Manage various ETH-based tokens with a user-friendly interface. Easily send and receive funds via QR codes and track transaction history. Your private keys are securely stored on your device.
- User-friendly interface
- Easy QR code transfers
- On-device private key storage
- Supports ERC20, ERC223, ERC721 tokens
- Multi-language support (JP, EN, CN)
- Deposit and withdrawal functionality
- Transaction history tracking
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1. 使いやすいインターフェース: シンプルな画面構成で使いやすく設計しています。 2. 簡単に送金: カメラを起動しQRコードを読み取りすることで簡単に送金できます。 3. 秘密鍵の管理: 秘密鍵はサーバー側ではなく自身のデバイスに安全に保存されています。 4. 様々なETHベースのトークンを管理: Ethereumブロックチェイン上で使える全てのトークン(ERC20, ERC223, ERC721)をサポートし、現在の価格（JPYやUSD）で確認することができます。 5. マルチ言語対応: 日本語、英語、中国語で利用できます。 6. 入金・出金: QRコードまたはアドレスをコピーする事で外部ウォレットから入金可能です。 7. 取引履歴と詳細: 全ての出金、入金が簡単に確認できます。 8. 複数の端末から複数のアカウントを使えます。 ご利用するアカウントを端末毎に指定可能です。 端末を紛失した場合、遠隔でロックを行う事ができます。
Payhammer
This app offers modern financial solutions for underserved communities and small businesses. It provides a personalized experience to help users achieve financial freedom with features like mobile check deposit and earned wage access.
- Inclusive financial access
- Earned wage access (coming soon)
- Mobile check deposit (coming soon)
- Small business tools
- Personalized financial experience
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Payhammer is your gateway to modern, inclusive financial solutions—redefining banking for underserved communities and small businesses. Whether you're a growing entrepreneur or an individual striving for financial freedom, the Payhammer app delivers a seamless, personalized experience designed to meet your unique needs. Key Features: • Inclusive Access: Empowering underserved communities with innovative financial tools to promote true economic opportunities. • Earned Wage Access (Coming Soon): Don’t wait for payday—access your earned wages when you need them, giving you greater control over your cash flow. • Mobile Check Deposit (Coming Soon): Deposit checks anytime, anywhere using your phone with Remote Deposit Capture (RDC). • Small Business Ready: Built-in tools to support small business owners and entrepreneurs on their financial journey. Why Payhammer? We're not just another financial app—we're committed to reshaping the future of finance with equity, accessibility, and empowerment at the core. Payhammer is a financial technology company, not a bank. Banking services provided by Mbanq's bank partner, Evolve Bank & Trust, Member FDIC. Download Payhammer today and take your first step toward financial freedom. Need help? Contact us at: support@Payhammer.com [:mav: 1.2.330]
Screenshots
Verdict
The clearest difference is rating: Montex Wallet at 5.0 against Payhammer's 3.2. Montex Wallet also leads on update cadence (fortnightly vs every 6 months) and iOS requirement (11.0 vs 13.0). Payhammer's advantage is review sentiment (50% vs 33%) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Montex Wallet holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Payhammer has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 33% of Montex Wallet's written reviews are positive against 50% of Payhammer's, so the app with the better star average is not the one people write more warmly about.
Montex Wallet ships an update fortnightly, Payhammer every 6 months. The most recent releases landed on October 10, 2026 and October 12, 2026 respectively.
| Parameter | Montex Wallet | Payhammer |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.2 (5 ratings) |
| Positive reviews | 33.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 1 | 5 — better |
| Update frequency | Fortnightly — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 43 MB | 60 MB |
| Age rating | 4+ | 17+ |
| Developer | Garhi Japan K.K. | Payhammer LLC |
Customer experience
Montex Wallet
Payhammer
In-app purchases
Montex Wallet
No in-app purchases
Payhammer
No in-app purchases
