Comparison

Revolve Finance vs Zil.US

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Revolve Finance

Manage your finances on the go with this mobile banking app. Track spending, view balances, pay bills, and transfer money easily. Get paid up to two days early with direct deposit and customize account alerts for peace of mind.

Highlights
  • Track spending
  • View account balance
  • Cash checks
  • Pay bills
  • Transfer money
  • Early direct deposit
  • Overdraft protection
Features
Read full description

The Revolve Finance mobile banking app is a pocket-sized solution for your on-the-go bank account. Track spending, view your account balance, cash checks†, pay bills, and transfer money to a friend‡ – all around your busy schedule. Revolve Finance is a financial technology company, not a bank. Banking services provided by Republic Bank of Chicago, Member FDIC. GET PAID EARLY WITH DIRECT DEPOSIT§ You’re running at top speed. Why wait for the money you’ve earned? With direct deposit, you can get your paycheck up to 2 days early§. OVERDRAFT PROTECTION∥ You deserve a little wiggle room on those days when you may be running low. With optional Overdraft Protection, your account may be covered from those unexpected spending halts. ON-DEMAND ACCOUNT ALERTS¶ Customize account alerts around what matters most to you. We’ll let you know when your balance changes, a payment clears or your friend receives that transfer. CARD-TO-CARD MONEY TRANSFER‡ Pitch in for your share of the bill in a snap! It’s quick and easy to transfer money to any other Revolve Finance accountholder. This is a third party service subject to third party service terms and conditions. BILL PAY IN A SNAP Tired of entering your card number for bill payments every month? Pay a bill one time, or set it and forget it for recurring bill payments. TIP CALCULATIONS Save some brain power and let us do those quick calculations for you. Swipe your Revolve Finance Visa® Debit Card to pay for your meal and get tip notifications of 10%, 15%, & 20% of your total bill via our mobile banking app. -------------------- †Ingo Money® is a third party service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions (https://www.ingomoney.com/terms-conditions/) and Privacy Policy (https://www.ingomoney.com/privacy-policy/). All checks are subject to approval for funding in Ingo Money’s sole discretion and unapproved checks will not be funded to your account. Fees and other limitations apply. Please review the terms and conditions of service for details. ‡Instant transfers are only available when sending money to another Revolve Finance account. Subject to system limitations, and standard account terms and conditions. $10 transfer minimum. §Requires direct deposit to your account. Timing of direct deposit posting depends on when we get notice from the payor and may vary from deposit period to deposit period. ∥Overdraft Protection is an optional service requiring accountholder activation and eligibility requirements. A fee of $15 applies to each overdraft we pay and may be imposed covering overdrafts created by recurring or one time debit card transactions. We reserve the right to require immediate payment of each overdraft and overdraft fee. We pay overdrafts at our discretion and do not guarantee that we will always authorize and pay any type of transaction. Learn more about Overdraft Protection at https://www.revolvefinance.com/overdraft-protection-notice/ ¶Standard message rates may apply. Banking services provided by Republic Bank of Chicago, Member FDIC. The Revolve Finance Visa® Debit Card is issued by Republic Bank of Chicago, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. You enter into the Accountholder Agreement and accept its terms when you deposit funds in your Account. The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You will be asked to provide documentation as proof of identification.

About

Zil.US

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

Highlights
  • Free business/personal checking accounts
  • Early direct deposit
  • Credit builder tool
  • Fee-free ACH and wire transfers
  • Instant and physical Visa cards
  • Card management with custom limits
  • Two-factor authentication
Features
Read full description

Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee.

Screenshots

Revolve Finance4 screens
Zil.US4 screens

Verdict

The call

The clearest difference is rating: Revolve Finance at 2.5 against Zil.US's 2.0. Revolve Finance also leads on ratings volume (39 vs 11) and iOS requirement (12.0 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Revolve Finance holds the better App Store score, 2.5 against 2.0. Both are backed by a comparable volume of ratings — 39 and 11 respectively. Written reviews point the same way: 7% of Revolve Finance's written reviews are positive against 0% of Zil.US's.

UpkeepUpdate frequency

Revolve Finance ships an update every 9 days, Zil.US every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Revolve Finance versus Zil.US: the parameters behind the verdict, then further details
ParameterRevolve FinanceZil.US
PriceFreeFree
Rating2.5 (39 ratings) — better2.0 (11 ratings)
Positive reviews7.1% of reviews — better0.0% of reviews
Number of ratings39 — better11
Update frequencyEvery 9 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.0
Further details — not scored
Size48 MB51 MB
Age rating17+4+
DeveloperCURO Management LLCOnlinecheckwriter.com

Customer experience

Revolve Finance

All ratings38 ratings
Positive31.6%
Neutral7.9%
Negative60.5%
Written reviews28 reviews
Positive7.1%
Neutral3.6%
Negative89.3%

Zil.US

All ratings10 ratings
Positive30.0%
Neutral0.0%
Negative70.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Revolve Finance

No in-app purchases

None

Zil.US

No in-app purchases

Questions

Is Revolve Finance free?
Revolve Finance is free to download, with no in-app purchases.
Is Zil.US free?
Zil.US is free to download, with no in-app purchases.
Which has better reviews, Revolve Finance or Zil.US?
Revolve Finance is rated higher. Revolve Finance averages 2.5 out of 5 from 39 ratings, while Zil.US averages 2.0 from 11 ratings.
Do Revolve Finance or Zil.US have ads?
Neither Revolve Finance nor Zil.US shows ads.
Which is updated more often, Revolve Finance or Zil.US?
Revolve Finance ships an update every 9 days, and Zil.US every 2 weeks. Most recently, Revolve Finance was updated on November 2, 2026 and Zil.US on November 3, 2026.

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