Comparison

Xbaht vs Panda Remit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xbaht

Features
Read full description

Sending money to your family and friends overseas is easy, fast and safe with Xbaht. With just a few taps in the app your money reaches your loved ones. Xbaht works with the world's leading payment providers and banks to secure your transfers and ensures that your money reaches your recipients immediately and without hassle. Many thousands already send money with Xbaht to their loved ones abroad. Track your transfer in real time and get notified when it's complete. Our customer support team is ready to help you if you need. We speak Swedish, Danish, English and Thai. Test us now and get your first transfer fee free! Send money from Sweden, Denmark and Finland at any time, when it suits you best.. ..to recipient's bank accounts in these countries: • Thailand • Vietnam • The Philippines • South Korea • Hong Kong • Nepal • Malaysia • Indonesia • India • Sri Lanka • Bangladesh • Pakistan • Singapore • Turkey • Ghana • Brazil • More countries coming soon

About

Panda Remit

Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.

Highlights
  • Global remittances in 50+ countries
  • Receive money via banks and e-wallets
  • Supports small & large amount transfers
  • Tuition payment for overseas students
  • Real-time order status tracking
  • Competitive exchange rates
  • Fast transfer speeds
Features
Read full description

Choose Panda Remit for global remittances, trusted by millions of users. Send faster and receive more! Global remittances: Panda Remit offers cross-border remittance service in 50+ countries/regions, including Mainland of China, Hong Kong China, Singapore, Japan, South Korea, the United States, Canada, Europe, Australia, New Zealand, Brazil, India, Mexico, Thailand, Malaysia, the Philippines, Indonesia, etc. Money receiving: Panda Remit users can receive money via 500+ mainstream banks and e-wallets like Alipay(China), Weixin(China), PayPal(USA), Wise(USA), Paytm(India), Touch 'N Go(Malaysia), GCash(the Philippines), etc.; Remittance types: Panda Remit offers multiple types of remittances that meet your needs, including small & large amount remittances, CNY remittances (to receive USD, HKD, EUR, AUD, CAD, etc.), tuition payment (overseas students can pay their tuition, living expenses, enrollment fee, etc. to schools in 28 countries/regions). Remittance mechanism: Panda Remit APP has a real-time status tracking function that users can use to check order status in the whole process transparently. Fees: Panda Remit updates its exchange rates based on real-time internet rates and always offers the best rates for users. New users making first transfer can enjoy 0 fee. Transfer efficiency: Panda Remit achieves "as fast as 2 minutes to arrive" in most scenarios. Security: Our products have passed PCI DSS certification, and our security capabilities have been recognized by international authoritative financial institutions. Compliance: Panda Remit has licenses in multiple global markets, including Money Service Operator (MSO) license issued by Hong Kong China, Major Payment Institution license issued by Singapore MAS, Funds Transfer Service Provider license issued by Japan, Money Services Business (MSB) license issued by USA, Money Services Business (MSB) license issued by Canada, Remittance Service Provider license issued by Australia AUSTRAC, Financial Service Providers (FSP) issued by New Zealand, etc., ensuring all cross-border services are managed in accordance with the law, protecting user funds. Both money sending and receiving are legally protected via Panda Remit with clear fund flow supervision. Investment and cooperation: Panda Remit has received investment and support from Sequoia and Lightspeed, and has established global partnerships with Alipay and Weixin. Customer service: Panda Remit offers 7*24 online service. Users can enjoy 1-on-1 service to solve problems. Available currency exchanges (part of it): Asia: HKD to CNY, HKD to IDR, HKD to THB, HKD to INR, HKD to PHP; SGD to CNY, SGD to INR, SGD to VND, SGD to MYR, SGD to IDR, SGD to THB, SGD to PHP; JPY to CNY, KRW to CNY; CNY to HKD, CNY to SGD, CNY to JPY; CNY to USD, CNY to CAD, CNY to AUD, CNY to EUR, etc. North America: USD to CNY, USD to INR, USD to THB, USD to PHP, CAD to CNY, CAD to THB, CAD to INR, etc. Oceania: AUD to CNY, AUD to MYR, AUD to THB, AUD to IDR, AUD to PHP, AUD to INR, NZD to CNY, etc. Europe: EUR to CNY, GBP to CNY, EUR to THB, GBP to INR, EUR to INR, EUR to NPR; RON to CNY, CZK to CNY, HUF to CNY, HUF to THB, RON to NPR, etc. Choose Panda Remit for global remittances. Send faster and receive more! Website: https://www.pandaremit.com/ Customer service email address: service@pandaremit.com Company address: 150 Beach Road #28-01/02 Gateway West Singapore 189720

Screenshots

Xbaht4 screens
Panda Remit4 screens

Verdict

The call

The clearest difference is update cadence: Panda Remit at weekly against Xbaht's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Xbaht ships an update every 2 months, Panda Remit weekly. The most recent releases landed on October 26, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Xbaht versus Panda Remit: the parameters behind the verdict, then further details
ParameterXbahtPanda Remit
PriceFreeFree
Rating—4.7 (11K ratings) — better
Positive reviews—76.7% of reviews
Number of ratings—11K — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size77 MB153 MB
Age rating17+4+
DeveloperXbaht ABWO TRANSFER (HK) LIMITED

Bugs and requests

Xbaht

Not enough reviews yet to summarise bugs or requests.

Panda Remit

Reported bugs

3 issues
  • Login and verification problems
  • Incomplete or delayed transactions
  • Compatibility issues with certain devices

Requested features

4 requests
  • Expand supported currencies
  • Improve in-app notifications
  • Provide more transparency on exchange rates
  • Enhance mobile app experience

In-app purchases

None

Xbaht

No in-app purchases

None

Panda Remit

No in-app purchases

Questions

Is Xbaht free?
Xbaht is free to download, with no in-app purchases.
Is Panda Remit free?
Panda Remit is free to download, with no in-app purchases.
Do Xbaht or Panda Remit have ads?
Neither Xbaht nor Panda Remit shows ads.
Which is updated more often, Xbaht or Panda Remit?
Xbaht ships an update every 2 months, and Panda Remit weekly. Most recently, Xbaht was updated on October 26, 2026 and Panda Remit on October 31, 2026.

Other comparisons