Comparison

Panda Remit vs 咸鱼记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Panda Remit

Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.

Highlights
  • Global remittances in 50+ countries
  • Receive money via banks and e-wallets
  • Supports small & large amount transfers
  • Tuition payment for overseas students
  • Real-time order status tracking
  • Competitive exchange rates
  • Fast transfer speeds
Features
Read full description

Choose Panda Remit for global remittances, trusted by millions of users. Send faster and receive more! Global remittances: Panda Remit offers cross-border remittance service in 50+ countries/regions, including Mainland of China, Hong Kong China, Singapore, Japan, South Korea, the United States, Canada, Europe, Australia, New Zealand, Brazil, India, Mexico, Thailand, Malaysia, the Philippines, Indonesia, etc. Money receiving: Panda Remit users can receive money via 500+ mainstream banks and e-wallets like Alipay(China), Weixin(China), PayPal(USA), Wise(USA), Paytm(India), Touch 'N Go(Malaysia), GCash(the Philippines), etc.; Remittance types: Panda Remit offers multiple types of remittances that meet your needs, including small & large amount remittances, CNY remittances (to receive USD, HKD, EUR, AUD, CAD, etc.), tuition payment (overseas students can pay their tuition, living expenses, enrollment fee, etc. to schools in 28 countries/regions). Remittance mechanism: Panda Remit APP has a real-time status tracking function that users can use to check order status in the whole process transparently. Fees: Panda Remit updates its exchange rates based on real-time internet rates and always offers the best rates for users. New users making first transfer can enjoy 0 fee. Transfer efficiency: Panda Remit achieves "as fast as 2 minutes to arrive" in most scenarios. Security: Our products have passed PCI DSS certification, and our security capabilities have been recognized by international authoritative financial institutions. Compliance: Panda Remit has licenses in multiple global markets, including Money Service Operator (MSO) license issued by Hong Kong China, Major Payment Institution license issued by Singapore MAS, Funds Transfer Service Provider license issued by Japan, Money Services Business (MSB) license issued by USA, Money Services Business (MSB) license issued by Canada, Remittance Service Provider license issued by Australia AUSTRAC, Financial Service Providers (FSP) issued by New Zealand, etc., ensuring all cross-border services are managed in accordance with the law, protecting user funds. Both money sending and receiving are legally protected via Panda Remit with clear fund flow supervision. Investment and cooperation: Panda Remit has received investment and support from Sequoia and Lightspeed, and has established global partnerships with Alipay and Weixin. Customer service: Panda Remit offers 7*24 online service. Users can enjoy 1-on-1 service to solve problems. Available currency exchanges (part of it): Asia: HKD to CNY, HKD to IDR, HKD to THB, HKD to INR, HKD to PHP; SGD to CNY, SGD to INR, SGD to VND, SGD to MYR, SGD to IDR, SGD to THB, SGD to PHP; JPY to CNY, KRW to CNY; CNY to HKD, CNY to SGD, CNY to JPY; CNY to USD, CNY to CAD, CNY to AUD, CNY to EUR, etc. North America: USD to CNY, USD to INR, USD to THB, USD to PHP, CAD to CNY, CAD to THB, CAD to INR, etc. Oceania: AUD to CNY, AUD to MYR, AUD to THB, AUD to IDR, AUD to PHP, AUD to INR, NZD to CNY, etc. Europe: EUR to CNY, GBP to CNY, EUR to THB, GBP to INR, EUR to INR, EUR to NPR; RON to CNY, CZK to CNY, HUF to CNY, HUF to THB, RON to NPR, etc. Choose Panda Remit for global remittances. Send faster and receive more! Website: https://www.pandaremit.com/ Customer service email address: service@pandaremit.com Company address: 150 Beach Road #28-01/02 Gateway West Singapore 189720

About

咸鱼记账

Effortlessly track your finances with a streamlined interface for quick entry and detailed categorization. Visualize your spending with smart charts and easily export your financial records. Securely store important card and certificate information locally.

Highlights
  • 1-second fast bookkeeping
  • Detailed expense categorization
  • Smart monthly financial charts
  • One-click bill export
  • Local card and certificate storage
Features
Read full description

1秒极速记账,精致生活必备软件! APP特点: 【极速记账】极简的操作流程,让你两步即可完成一笔记账操作 【精细分类】按日期归类整理所有账目,所有进出账一目了然 【智能图表】按月将所有账目智能归类整理,账单了如指掌 【一键导出】一键分享导出账单,总账和每一笔明细都不会错过 【卡证管家】拍摄卡证,存储在手机本地,随时随地想用就用 如果您喜欢「咸鱼记账」,请在App Store留下您的五星好评,您的一次好评,将成为我们不断进步的动力!

Screenshots

Panda Remit4 screens
咸鱼记账4 screens

Verdict

The call

The clearest difference is in-app purchases: Panda Remit at none against 咸鱼记账's 4. Panda Remit also leads on update cadence (every 10 days vs every 5 months) and ratings volume (11K vs 15). 咸鱼记账's advantage is iOS requirement (11.0 vs 15.0). On price, rating, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 咸鱼记账 sells 4 one-off in-app purchases. Panda Remit asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Panda Remit against 4.9 for 咸鱼记账. That said, the two scores are not equally well evidenced: Panda Remit has 11K ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 77% of Panda Remit's written reviews are positive against 67% of 咸鱼记账's.

UpkeepUpdate frequency

Panda Remit ships an update every 10 days, 咸鱼记账 every 5 months. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Panda Remit versus 咸鱼记账: the parameters behind the verdict, then further details
ParameterPanda Remit咸鱼记账
PriceFreeFree
Rating4.7 (11K ratings)4.9 (15 ratings) — better
Positive reviews76.6% of reviews — better66.7% of reviews
Number of ratings11K — better15
Update frequencyEvery 10 days — betterEvery 5 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.011.0 — better
Further details — not scored
Size152 MB11 MB
Age rating4+4+
DeveloperWO TRANSFER (HK) LIMITED海 徐

Customer experience

Panda Remit

All ratings10,441 ratings
Positive93.4%
Neutral0.9%
Negative5.7%
Written reviews1,217 reviews
Positive76.6%
Neutral1.0%
Negative22.4%

咸鱼记账

All ratings15 ratings
Positive93.3%
Neutral6.7%
Negative0.0%
Written reviews9 reviews
Positive66.7%
Neutral11.1%
Negative22.2%

Bugs and requests

Panda Remit

Reported bugs

3 issues
  • Login and verification problems
  • Incomplete or delayed transactions
  • Compatibility issues with certain devices

Requested features

4 requests
  • Expand supported currencies
  • Improve in-app notifications
  • Provide more transparency on exchange rates
  • Enhance mobile app experience

咸鱼记账

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Panda Remit

No in-app purchases

4 purchases

咸鱼记账

One-time4
  • 小猪记账1元打赏$0.99
  • 小猪记账6元打赏$0.99
  • 小猪记账18元打赏$2.99
Show 1 more
  • 小猪记账38元打赏$4.99

Questions

Is Panda Remit free?
Panda Remit is free to download, with no in-app purchases.
Is 咸鱼记账 free?
咸鱼记账 is free to download, with in-app purchases available.
Which has better reviews, Panda Remit or 咸鱼记账?
咸鱼记账 is rated higher. Panda Remit averages 4.7 out of 5 from 11K ratings, while 咸鱼记账 averages 4.9 from 15 ratings.
Do Panda Remit or 咸鱼记账 have ads?
Neither Panda Remit nor 咸鱼记账 shows ads.
Which is updated more often, Panda Remit or 咸鱼记账?
Panda Remit ships an update every 10 days, and 咸鱼记账 every 5 months. Most recently, Panda Remit was updated on October 24, 2026 and 咸鱼记账 on October 24, 2026.

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