Panda Remit vs NewPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Panda Remit
Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.
- Global remittances in 50+ countries
- Receive money via banks and e-wallets
- Supports small & large amount transfers
- Tuition payment for overseas students
- Real-time order status tracking
- Competitive exchange rates
- Fast transfer speeds
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Choose Panda Remit for global remittances, trusted by millions of users. Send faster and receive more! Global remittances: Panda Remit offers cross-border remittance service in 50+ countries/regions, including Mainland of China, Hong Kong China, Singapore, Japan, South Korea, the United States, Canada, Europe, Australia, New Zealand, Brazil, India, Mexico, Thailand, Malaysia, the Philippines, Indonesia, etc. Money receiving: Panda Remit users can receive money via 500+ mainstream banks and e-wallets like Alipay(China), Weixin(China), PayPal(USA), Wise(USA), Paytm(India), Touch 'N Go(Malaysia), GCash(the Philippines), etc.; Remittance types: Panda Remit offers multiple types of remittances that meet your needs, including small & large amount remittances, CNY remittances (to receive USD, HKD, EUR, AUD, CAD, etc.), tuition payment (overseas students can pay their tuition, living expenses, enrollment fee, etc. to schools in 28 countries/regions). Remittance mechanism: Panda Remit APP has a real-time status tracking function that users can use to check order status in the whole process transparently. Fees: Panda Remit updates its exchange rates based on real-time internet rates and always offers the best rates for users. New users making first transfer can enjoy 0 fee. Transfer efficiency: Panda Remit achieves "as fast as 2 minutes to arrive" in most scenarios. Security: Our products have passed PCI DSS certification, and our security capabilities have been recognized by international authoritative financial institutions. Compliance: Panda Remit has licenses in multiple global markets, including Money Service Operator (MSO) license issued by Hong Kong China, Major Payment Institution license issued by Singapore MAS, Funds Transfer Service Provider license issued by Japan, Money Services Business (MSB) license issued by USA, Money Services Business (MSB) license issued by Canada, Remittance Service Provider license issued by Australia AUSTRAC, Financial Service Providers (FSP) issued by New Zealand, etc., ensuring all cross-border services are managed in accordance with the law, protecting user funds. Both money sending and receiving are legally protected via Panda Remit with clear fund flow supervision. Investment and cooperation: Panda Remit has received investment and support from Sequoia and Lightspeed, and has established global partnerships with Alipay and Weixin. Customer service: Panda Remit offers 7*24 online service. Users can enjoy 1-on-1 service to solve problems. Available currency exchanges (part of it): Asia: HKD to CNY, HKD to IDR, HKD to THB, HKD to INR, HKD to PHP; SGD to CNY, SGD to INR, SGD to VND, SGD to MYR, SGD to IDR, SGD to THB, SGD to PHP; JPY to CNY, KRW to CNY; CNY to HKD, CNY to SGD, CNY to JPY; CNY to USD, CNY to CAD, CNY to AUD, CNY to EUR, etc. North America: USD to CNY, USD to INR, USD to THB, USD to PHP, CAD to CNY, CAD to THB, CAD to INR, etc. Oceania: AUD to CNY, AUD to MYR, AUD to THB, AUD to IDR, AUD to PHP, AUD to INR, NZD to CNY, etc. Europe: EUR to CNY, GBP to CNY, EUR to THB, GBP to INR, EUR to INR, EUR to NPR; RON to CNY, CZK to CNY, HUF to CNY, HUF to THB, RON to NPR, etc. Choose Panda Remit for global remittances. Send faster and receive more! Website: https://www.pandaremit.com/ Customer service email address: service@pandaremit.com Company address: 150 Beach Road #28-01/02 Gateway West Singapore 189720
NewPay
This app offers a comprehensive digital financial service experience in Laos, including payments, transfers, and consumption. It aims to be the leading digital life platform, providing instant multi-currency transactions and rewarding users with NewCoin for spending. Security is a top priority with its Aigis security system.
- 24/7 Digital financial services
- Account setup in 5 minutes
- Multi-currency accounts
- Free handling charges for setup, recharge, and transfer
- Earn NewCoin on consumption
- Digital travel ticket booking
- Aigis security system
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NewPay,the leader of financial technology in Laos! We are committed to bringing you a unique digital financial service experience, including transfer, consumption, social and travel services. 24/7 Digital financial services We provide you with 24/7 one-stop digital financial services, including payment, transfer and consumption. The first digital life platform in Laos NewPay is the infrastructure of Internet economy in Laos. It takes only 5 minutes to set up an account, anytime, anywhere, and giving your internet life a unique meaning. NewPay is ready for you Multi-currency account, transfer and consumption just in an instant. 0 for all handling charges Break the tradition! Account setting up, recharge and transfer are all free. The more you spend, the more you earn You can get NewCoin at the same time of consumption. Join our million user community Simple registration, instant activation, easy to contact NewPay friends and share business discounts and game rewards with others. Digital travel, anytime, anywhere Simple operation for buying high-speed rail tickets, so convenient for you to travel at any time. Aigis security system User security is our top priority. The Aigis security system of NewPay makes use of the most advanced digital security technology to ensure the security of your account around the clock. For more information about NewPay, please visit www.newpay.la contact us: Address: Nongbone Road, Number 298, Unit18, Phonxay Village, Xaysettha District, Vientiane capital Laos Customer service: 856-1801 Business cooperation: info@newpay.la Individual customers: support@newpay.la Corporate customers: business@newpay.la Consumer protection: care@newpay.la The NewPay mobile application ("this application") is provided by Lao NewPay Technology Joint Venture Co.,LTD ("NewPay") and is only used by existing NewPay customers or persons with valid ID ("customers"). If you do not have a valid ID card and residential address in Laos, or you are not an existing NewPay customer (if you are outside Laos), please do not download this application. This application and the information it provides will not be downloaded or used by anyone in any jurisdiction because such privacy is not permitted to download or use for any third party by law or regulation. Any non-customer downloading and / or using this application will exempt NewPay from any liability, damages, losses, payment or expenses arising from any misconduct or non-compliance with this applicable procedure and instructions. NewPay has no right or authorization in any other jurisdiction to provide products and / or services provided through this application, and does not represent or warrant that the content of this application is suitable or available for use outside Laos. It is your responsibility to identify these restrictions and comply with them. Before using this app or our services, please ensure that you comply with local laws and regulations applicable to you. This application shall not be deemed to convey any invitation or inducement to engage in financial activities, or any offer or solicitation to provide such offer or solicitation to any illegal person, or such activities or use of such products or services are not allowed by local laws or regulations. By applying for any products and / or services through this app, you declare and confirm that you comply with local laws and regulations applicable to your use of this app or our services.
Screenshots
Verdict
The clearest difference is rating: Panda Remit at 4.7 against NewPay's 2.3. Panda Remit also leads on ratings volume (11K vs 3) and update cadence (every 10 days vs every 3 weeks). NewPay's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Panda Remit holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: Panda Remit has 11K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 77% of Panda Remit's written reviews are positive against 78% of NewPay's, so the app with the better star average is not the one people write more warmly about.
Panda Remit ships an update every 10 days, NewPay every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | Panda Remit | NewPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (11K ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 76.7% of reviews | 77.8% of reviews — better |
| Number of ratings | 11K — better | 3 |
| Update frequency | Every 10 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 152 MB | 73 MB |
| Age rating | 4+ | 9+ |
| Developer | WO TRANSFER (HK) LIMITED | Lao NewPay Technology Joint Venture CO.,LTD |
Customer experience
Panda Remit
NewPay
Bugs and requests
Panda Remit
Reported bugs
3 issues- Login and verification problems
- Incomplete or delayed transactions
- Compatibility issues with certain devices
Requested features
4 requests- Expand supported currencies
- Improve in-app notifications
- Provide more transparency on exchange rates
- Enhance mobile app experience
NewPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Panda Remit
No in-app purchases
NewPay
No in-app purchases









