Comparison

Panda Remit vs 记账鱼

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Panda Remit

Send money globally with a trusted remittance service used by millions. Enjoy fast transfers, competitive exchange rates, and secure transactions across over 50 countries and regions. Supports numerous banks and e-wallets for easy sending and receiving.

Highlights
  • Global remittances in 50+ countries
  • Receive money via 500+ banks/e-wallets
  • Multiple remittance types including tuition
  • Real-time status tracking
  • Competitive, real-time exchange rates
  • Fast transfer efficiency (as little as 2 minutes)
  • PCI DSS certified security
Features
Read full description

Choose Panda Remit for global remittances, trusted by millions of users. Send faster and receive more! Global remittances: Panda Remit offers cross-border remittance service in 50+ countries/regions, including Mainland of China, Hong Kong China, Singapore, Japan, South Korea, the United States, Canada, Europe, Australia, New Zealand, Brazil, India, Mexico, Thailand, Malaysia, the Philippines, Indonesia, etc. Money receiving: Panda Remit users can receive money via 500+ mainstream banks and e-wallets like Alipay(China), Weixin(China), PayPal(USA), Wise(USA), Paytm(India), Touch 'N Go(Malaysia), GCash(the Philippines), etc.; Remittance types: Panda Remit offers multiple types of remittances that meet your needs, including small & large amount remittances, CNY remittances (to receive USD, HKD, EUR, AUD, CAD, etc.), tuition payment (overseas students can pay their tuition, living expenses, enrollment fee, etc. to schools in 28 countries/regions). Remittance mechanism: Panda Remit APP has a real-time status tracking function that users can use to check order status in the whole process transparently. Fees: Panda Remit updates its exchange rates based on real-time internet rates and always offers the best rates for users. New users making first transfer can enjoy 0 fee. Transfer efficiency: Panda Remit achieves "as fast as 2 minutes to arrive" in most scenarios. Security: Our products have passed PCI DSS certification, and our security capabilities have been recognized by international authoritative financial institutions. Compliance: Panda Remit has licenses in multiple global markets, including Money Service Operator (MSO) license issued by Hong Kong China, Major Payment Institution license issued by Singapore MAS, Funds Transfer Service Provider license issued by Japan, Money Services Business (MSB) license issued by USA, Money Services Business (MSB) license issued by Canada, Remittance Service Provider license issued by Australia AUSTRAC, Financial Service Providers (FSP) issued by New Zealand, etc., ensuring all cross-border services are managed in accordance with the law, protecting user funds. Both money sending and receiving are legally protected via Panda Remit with clear fund flow supervision. Investment and cooperation: Panda Remit has received investment and support from Sequoia and Lightspeed, and has established global partnerships with Alipay and Weixin. Customer service: Panda Remit offers 7*24 online service. Users can enjoy 1-on-1 service to solve problems. Available currency exchanges (part of it): Asia: HKD to CNY, HKD to IDR, HKD to THB, HKD to INR, HKD to PHP; SGD to CNY, SGD to INR, SGD to VND, SGD to MYR, SGD to IDR, SGD to THB, SGD to PHP; JPY to CNY, KRW to CNY; CNY to HKD, CNY to SGD, CNY to JPY; CNY to USD, CNY to CAD, CNY to AUD, CNY to EUR, etc. North America: USD to CNY, USD to INR, USD to THB, USD to PHP, CAD to CNY, CAD to THB, CAD to INR, etc. Oceania: AUD to CNY, AUD to MYR, AUD to THB, AUD to IDR, AUD to PHP, AUD to INR, NZD to CNY, etc. Europe: EUR to CNY, GBP to CNY, EUR to THB, GBP to INR, EUR to INR, EUR to NPR; RON to CNY, CZK to CNY, HUF to CNY, HUF to THB, RON to NPR, etc. Choose Panda Remit for global remittances. Send faster and receive more! Website: https://www.pandaremit.com/ Customer service email address: service@pandaremit.com Company address: 150 Beach Road #28-01/02 Gateway West Singapore 189720

About

记账鱼

Features
Read full description

记账鱼记账软件是一款简单极简的记账软件,是您攒钱的记账管家 记账鱼功能 1分类记账,可以根据自己的需要创建不同的记账账本,比如,生活账本,生意账本等,每个账本都是独立的数据统计 2日历记账,可以根据日历,选择任意一天进行记账以及补记账 3图文统计,饼图,折线图,排行榜,可以按照每天,每周,每月,每年进行不同时间的统计,一目了然 4我们的宗旨是在不影响基本生活的前提下,通过记账攒更多的钱 更多精彩功能等您来体验,有问题可以在APP内进行反馈 【自动续费VIP套餐说明】 -- 订阅周期:1个月(连续包月产品),1年(连续包月产品) -- 订阅价格:连续包月产品为每月6元;连续包年产品每年38元。 -- 付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 -- 取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 -- 续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 --订阅可以由用户管理,并且可以在购买后在用户的账户设置里关闭自动订阅。 -- 隐私政策:https://jizhangyu.bikeng.cn/h5/xieyi.html -- 自动续费会员服务协议:https://jizhangyu.bikeng.cn/h5/huiyuanxieyi1.html

Screenshots

Panda Remit4 screens
记账鱼4 screens

Verdict

The call

The clearest difference is in-app purchases: Panda Remit at none against 记账鱼's 3. Panda Remit also leads on ads (none vs shown) and update cadence (weekly vs every 3 weeks). 记账鱼's advantage is iOS requirement (9.0 vs 15.0). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 记账鱼 sells 3 in-app purchases, starting at $0.99 per month. Panda Remit asks for nothing beyond the download.

UpkeepUpdate frequency

Panda Remit ships an update weekly, 记账鱼 every 3 weeks. The most recent releases landed on November 10, 2026 and September 29, 2026 respectively.

Scorecard4 real differences · 6 level
Panda Remit versus 记账鱼: the parameters behind the verdict, then further details
ParameterPanda Remit记账鱼
PriceFreeFree
Rating4.7 (11K ratings) — better—
Positive reviews76.7% of reviews—
Number of ratings11K — better—
Update frequencyWeekly — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.09.0 — better
Further details — not scored
Size159 MB66 MB
Age rating4+4+
DeveloperWO TRANSFER (HK) LIMITED建伟 谢

Bugs and requests

Panda Remit

Reported bugs

3 issues
  • Login and verification problems
  • Incomplete or delayed transactions
  • Compatibility issues with certain devices

Requested features

4 requests
  • Expand supported currencies
  • Improve in-app notifications
  • Provide more transparency on exchange rates
  • Enhance mobile app experience

记账鱼

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Panda Remit

No in-app purchases

3 purchases

记账鱼

Subscriptions2
  • 1个月VIP(连续包月)$0.991 Month
  • 1年VIP(连续包年)$5.991 Year
One-time1
  • 5年VIP$12.99

Questions

Is Panda Remit free?
Panda Remit is free to download, with no in-app purchases.
Is 记账鱼 free?
记账鱼 is free to download, with in-app purchases available.
Do Panda Remit or 记账鱼 have ads?
记账鱼 shows ads; Panda Remit does not.
Which is updated more often, Panda Remit or 记账鱼?
Panda Remit ships an update weekly, and 记账鱼 every 3 weeks. Most recently, Panda Remit was updated on November 10, 2026 and 记账鱼 on September 29, 2026.

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