HLB Connect Mobile Banking App vs Budget Mint

Streamline your finances with HLB Connect App. Skip branch lines and phone queues with a secure banking app tailored to your lifestyle, featuring multi-language support (English, BM, & Chinese) and Day/Night mode. • 100% Digital Account Opening: Open a Personal or Business multi-currency Account/-i instantly right from your phone. • Account Overviews: Track balances, view transaction history, and download e-statements on demand. • Seamless Instant Transfers: Send money via QR code, account number, mobile number, or DuitNow IDs. Link your HLB Malaysia and HL Singapore CASA/-i for instant, RM0-fee cross-border transfers. • Multi-Biller: Pay up to 5 billers simultaneously in just a few taps. • Travel and pay globally with QR Pay: o Make instant payments to UnionPay and WeiXin QR codes across China (including Hong Kong and Macau). o Scan cross-border QR codes in China, Thailand, Singapore, Indonesia, and Cambodia with DuitNow Cross-Border QR. o Pay like a local in China, Hong Kong, Philippines and Laos via Alipay+ QR codes. • Fixed Deposits: Place or withdraw FDs seamlessly using funds from HLB or your external bank accounts. • Total Credit Card Control: View OTPs, temporarily freeze card or report lost/stolen cards. Apply for Balance Transfers, Flexi Payment Plans, Quick Cash, or temporary limit increases. • Smart Lifestyle Features: Access cardless ATM cash withdrawals on the go, convert foreign currencies, or easily manage your debit card settings for overseas limits, usage and ATM withdrawals. • Advanced Security: Emergency Lock feature, malware app shielding, biometric authentication & mandatory cooling-off period to secure your funds. Less time banking means more time for everything else. Download HLB Connect App today.

Take control of your daily spending, monthly budget, bills, savings, and shared expenses in one simple app. Budget Mint helps you understand where your money goes, plan ahead, and keep personal or group finances organized. TRACK EXPENSES AND INCOME • Record daily expenses and income across multiple accounts . • Organize transactions with custom categories, icons, and notes • Review daily, weekly, and monthly spending trends with interactive visual charts • Export detailed financial reports in PDF and CSV/Excel formats anytime SMART BUDGET PLANNER & INSIGHTS • Set category-wise monthly budgets and monitor spending progress in real-time • Get instant insights into spending patterns to cut unnecessary expenses and boost savings • View average daily expenditures and recurring payment forecasts GROUP, TOUR & MESS BILL SPLITTING • Effortlessly split trip, vacation, and roommate bills without confusion • Invite group members instantly with invite links or QR code scanning • Automatic settlement calculation — clearly see who paid, who owes, and who gets refunded • Ideal for group tours, shared apartments, and bachelor meal messes DEBT & LOAN MANAGEMENT • Keep a clean record of money you lend and borrow (To Receive / To Give) • Track partial or full settlement history with contact integration BUILT-IN FINANCIAL CALCULATORS & NOTES • Shopping Bag & Discount Calculator with instant VAT / Sales Tax calculations • EMI, Interest, and Tax calculators for quick everyday math • Private built-in Notebook for recording urgent financial memos PRIVACY, SECURITY & MODERN DESIGN • 100% Offline-First: Works completely without an active internet connection • Face ID / Touch ID biometric app lock for absolute security • One-tap Privacy Mask (***) to hide account balances in public • Multiple Profiles: Maintain separate profiles for personal and business expenses • Home Screen Widgets for instant glance and quick transaction entry • Sleek Dark & Light themes with delicate interactive audio feedback Take charge of your personal finances today with Budget Mint!