Mobile Pay vs The Card Network
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobile Pay
Instantly access and manage your digital pre-paid Mastercard. Securely add your card to your mobile wallet for easy in-store and online payments. View transaction history and card details within the app.
- Instant digital Mastercard access
- Add card to mobile wallet
- Tap and Go in-store payments
- Online payment details retrieval
- View transaction history
- Access card expiry and CVC
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Access your digital pre-paid Mastercard instantly, easily and securely. You will receive a text message from us with details on how to access your Mastercard using Mobile Pay. You can then add your Mastercard to your mobile Wallet. How To Use: 1. Follow the text prompts to download Mobile Pay, access your Mastercard and choose to save it to your card wallet. 2. Open your card wallet or the Mobile Pay app to access the card. 3. For in-store purchases at participating merchants follow the prompts to use the “Tap and Go” facility. 4. For online purchases, open the Mobile Pay app and tap the card image to find your card number, expiry and CVC to enter at checkout. 5. Open the Mobile Pay app to view transaction history, expiry and card details. Happy shopping!
The Card Network
Instantly claim and add your digital card to your mobile device's wallet using a provided link. Once added, your new card is ready for immediate use.
- Claim digital card instantly
- Add card to mobile wallet
- Secure card management
- Instant card activation
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If you have received a text message from us, use the link to log in and claim your digital card instantly. Once you have downloaded The Card Network App you can add your new card to your mobile device’s wallet. You are then ready to use your new card, simple.
Screenshots
Verdict
The clearest difference is review sentiment: Mobile Pay at 19% against The Card Network's 10%. Mobile Pay also leads on iOS requirement (11.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mobile Pay ships an update monthly, The Card Network every 3 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | Mobile Pay | The Card Network |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 19.2% of reviews — better | 9.8% of reviews |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 34 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Edge Loyalty Systems Pty Ltd | The Card Network |
Customer experience
Mobile Pay
The Card Network
Bugs and requests
Mobile Pay
Not enough reviews yet to summarise bugs or requests.
The Card Network
Reported bugs
17 issues- Invalid request format error on card loading
- Mobile number not found despite correct entry
- Phone number starting with 0 rejected
- SMS verification codes not being received
- Infinite loading circles on card information screen
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- App crashes when adding new cards
- App crashes immediately on launch (iOS 26)
- Oops EAID is null notification
- Hide card button non-functional
- Cards not appearing in Apple Wallet after addition
- Card balance showing as zero despite funds
- HTTP error 2 on SMS confirmation
- Duplicate request modal errors
- App flash-closes after iOS update
- Card declined despite sufficient balance
- Failed Apple Pay integration
- View card information stuck loading indefinitely
Requested features
11 requests- Delete or archive fully used cards
- Organize/sort cards by type and balance
- Display last 4 digits on card front
- Support for non-Apple Pay wallets
- Direct card number access for online purchases
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- Vertical card swiping instead of horizontal
- Transaction history visibility
- Ability to combine remaining balances
- Clear merchant location information
- Video message preservation after activation
- Support for physical card registration without SMS link
In-app purchases
Mobile Pay
No in-app purchases
The Card Network
No in-app purchases
Questions
Is Mobile Pay free?
Is The Card Network free?
Do Mobile Pay or The Card Network have ads?
Which is updated more often, Mobile Pay or The Card Network?
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