Comparison

FSIB Cloud Banking vs PI Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSIB Cloud Banking

This mobile banking application allows users to manage their accounts, perform various financial transactions, and access banking services. It facilitates money transfers, bill payments, mobile top-ups, and QR code payments. Users can also view account details, transaction history, and request services like cheque books and bank statements.

Highlights
  • Money transfer to local banks (NPSB, EFT, RTGS)
  • Inter-account transfers within FSIB
  • Transfers to mobile wallets (FirstCash, Nagad, Bkash)
  • Bill payments (DESCO, DPDC, Dhaka WASA)
  • Mobile top-up for all Bangladeshi telcos
  • QR code payments at FSIB merchants
  • Account balance and transaction history
  • Cheque book and bank statement requests
Features
Read full description

First Security Islami Bank PLC (FSIB) is a renowned private scheduled bank in Bangladesh. It is a public limited company. It contains 13 members including the Chairman and Managing Director. First Security Islami Bank PLC is a Shari’ah based bank, also. The Bank also contains a Shari’ah board that includes 5 members. Its paid up capital is Tk. 7840.99 million and authorized capital is Tk. 10,000.00 million. FSIB is now having 204 branches and 246 ATMs across Bangladesh. The Incorporation date of FSIB is August 29, 1999. The first branch is Dilkusha Branch and the date of opening is the 25th October 1999. FSIB delivers different types of services such as – branch banking, internet banking, SMS banking, agent banking, mobile banking etc. Besides, it also comprises the remittance business, including export-import business also. The Vision of FSIB is to be the premier financial institution in the country by providing high quality products and services backed by latest technology and a team of highly motivated personnel to deliver excellence in Banking. FSIB CLOUD, is the sole application of FSIB, so that it can has the permission of using Logo, Pictures, Videos and Contents of the organization’s website (https://www.fsiblbd.com/) in the Mobile Application (FSIB CLOUD). To reach our more than 1.3 million valued customers FSIB CLOUD will be performed to contribute to the socio-economic development of the country, to attain the highest level of satisfaction through the extension of services by dedicated and motivated professionals To maintain continuous growth of market share by ensuring quality and above all, to contribute effectively to the national economy in Bangladesh. FSIB has a rich service delivery system and a strong IT backbone with individual Unit such as FinTech, CBS, DBA, System & Hardware, Network, Security and Software Unit. FSIB has strong DATA center and Data recovery center. To get started, download, launch the app, Read Privacy policy, Sign up and contact with your branch. Then sign on with provided User ID and Password. It’s that simple. What’s in this App: TRANSACTIONS - Transfer money immediately to any local bank through NPSB, EFT & RTGS. - Send and Receive money immediately within Demand Deposit Accounts of FSIB. - Transfer Money or put standing instruction for recurring transfer to own DPS and Investment Account (HPSM Consumer Durable) within FSIB. -Transfer to FirstCash, Nagad & Bkash - Pay DESCO, DPDC, DHAKA WASA Bill. - Mobile Top Up of all Telco in Bangladesh. QR PAYMENTS - Customer can pay scanning QR of FSIB enlisted Merchant. It will save users time. ACCOUNT ACCESS - Profile Information. - All Account Lists with detailed Balance Tab. - Check Book Details. - See last 50 Transaction. - Search Transaction with Cheque Number, Account Number, Amount and Date. REQUEST - Cheque Book Requisition. - Cheque Stopping/ Block. - Request for bank Statement. - Mailing Address change request. SECURITY FEATURES AND AUTHENTICATION - Change Password. - Change T-PIN. - Authenticate transfer request with T-PIN, OTP, RSA Token. ATM / BRANCH / CONTACT US - Search for location and contact details of ATMs and Branches. - See Route and Location on Map. - Get help instantly with FSIBL Call center number 16257. OTHER FEATURES - Get Notification and alert about bank news, events, transaction etc. in scroll bar and massage center. - Calculate MTDR Profit and EMI with Schedule. - See Exchange Rates. - View, Share, Review and Request for Products. UPCOMING SERVICES: - Pay bills for Chittagong WASA, Indian VISA, Titas Gas. - Tuition fees payments for BRAC University and North South University. Note: First Security Islami Bank PLC does not charge fee for the use of FSIB CLOUD. Your Mobile Service Provider may charge you as per their data rate. Charges for different transaction will be declared by competent authority by circular. ©2021 FSIB CLOUD, Inc. First Security Islami Bank PLC.

About

PI Banking

Access your bank accounts and manage financial services through a mobile application. View account statements, perform fund transfers, pay bills, and recharge mobile phones. Offers both non-transactional and transactional features for convenient banking.

Highlights
  • Account balance and statement viewing
  • Fund transfers (internal and external)
  • Mobile recharge
  • Bill payments
  • Cheque management
  • Card management
  • New account creation
Read full description

Software Development Division of Pubali Bank has developed a Mobile Application named PI (π) for banking services for our customers. PI Banking refers to Mobile Financial Service of Pubali Bank Limited that enables bank customers to access accounts and general Information on bank products and services through Mobile devices. The main intention behind the commencement of electronic banking services is to provide the customers with an alternative that is more responsive and with less expensive options. The reasons for selecting the name of Mobile Apps as PI (π) are as follows: a) It is short and can be remembered easily. b) Earlier smallest unit of currency was PI (BD) c) PI also implies money receivables. d) PI in mathematics is 22/7 = 3.1428571429… implies Possibility Infinite. e) PI Banking also stands for Pubali Internet Banking. In order to get the said services, customers will activate PI App by following steps: a) The interested customer will download and install the PI (π) Apps from App Store (iOS). b) The customers will submit information of Account Number, Name, Date of Birth, e-Mail, Mobile Number, Father’s Name and Mother’s Name through Apps. c) Concerned branch will verify the said information received through Pubali Integrated Baning System with the Physical Account Opening Form and approve when found matched. Branch will communicate with the customer and ensure genuineness. d) After verification from the branch end, ICT Operation Division will verify the information by communicating with customer for PI Banking user activation and activate accordingly. e) Upon activation, the customer will login at the first instance using his/her User ID and Password and giving some secret information provided by her/him earlier at the time of submission to ascertain the genuineness. f) The customer will change her/his Password after the first login and thereafter may change the password frequently at her/his discretion. The services provided to our customers through Mobile App are furnished below: A) Non-transactional features: - My account (Balance of the Accounts) - Last 5 (five) transactions (this is configurable i.e. customers may increase the number of transactions) - Viewing account statements. - Payment status of issued cheques - Cheque book requisition - Stop payment of cheque - Submitting Positive Pay Instruction B) Transactional features: - Fund Transfer - Between the Pubali Bank’s accounts - Between the Pubali Bank and other Bank’s through NPSB, BEFTN and RTGS - Mobile recharge (Postpaid or Prepaid) - Bills Payment - Card Management as Card Bill Payment, Card Statement - Fund Transfer (Any Bank) - Card to Card - Card to Account - Card to MFS - Credit Card Bill Payment - E-Commerce Enable or Disable (On Process) - Fund Management (On Process) - Creating FDR/ any deposit account - Encashment - FDR or Recurring Deposit A/C fund transfer to source A/C (SB, CC, CD,SND) Security of the transmitted data through Internet: To establish security of transmitted data by the customers in our system through internet and to ensure protection against unauthorized disclosure, alteration and fraudulent activities, we are receiving the service of “Sectigo” under license agreement. Thus the transmitted data is being protected through encryption enabled by a Server's Digital Certificate using the software “Sectigo”. This is widely used for security solution of web-server. It incorporates both authentication and encryption. Moreover, the server for the aforesaid banking system has been protected by the well reputed CISCO Firewall, Intrusion Prevention System (IPS) and Intrusion Detection System (IDS) to guard against intruders in the system.

Screenshots

FSIB Cloud Banking4 screens
PI Banking4 screens

Verdict

The call

The clearest difference is rating: PI Banking at 4.8 against FSIB Cloud Banking's 3.3. PI Banking also leads on review sentiment (72% vs 32%) and ratings volume (5K vs 76). FSIB Cloud Banking's advantage is iOS requirement (12.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PI Banking holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: PI Banking has 5K ratings behind it against 76, so its average is the more settled of the two. Written reviews point the same way: 32% of FSIB Cloud Banking's written reviews are positive against 72% of PI Banking's.

UpkeepUpdate frequency

FSIB Cloud Banking ships an update every 2 months, PI Banking monthly. The most recent releases landed on July 11, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 6 level
FSIB Cloud Banking versus PI Banking: the parameters behind the verdict, then further details
ParameterFSIB Cloud BankingPI Banking
PriceFreeFree
Rating3.3 (76 ratings)4.8 (5K ratings) — better
Positive reviews31.6% of reviews71.7% of reviews — better
Number of ratings765K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size87 MB152 MB
Age rating4+4+
DeveloperFIRST SECURITY ISLAMI BANK LIMITEDPubali Bank Limited

Customer experience

FSIB Cloud Banking

All ratings75 ratings
Positive56.0%
Neutral6.7%
Negative37.3%
Written reviews38 reviews
Positive31.6%
Neutral2.6%
Negative65.8%

PI Banking

All ratings4,987 ratings
Positive93.9%
Neutral2.4%
Negative3.7%
Written reviews159 reviews
Positive71.7%
Neutral6.3%
Negative22.0%

Bugs and requests

FSIB Cloud Banking

Not enough reviews yet to summarise bugs or requests.

PI Banking

Reported bugs

4 issues
  • Login screen freezes
  • Incompatibility with newer OS versions
  • Inconsistent OTP delivery
  • Cash withdrawal feature not working

Requested features

5 requests
  • Add biometric login options (Face ID, Fingerprint)
  • Improve e-KYC process to avoid in-person verification
  • Expand NPSB service coverage
  • Integrate credit card management features
  • Provide option to save/manage debit card details

In-app purchases

None

FSIB Cloud Banking

No in-app purchases

None

PI Banking

No in-app purchases

Questions

Is FSIB Cloud Banking free?
FSIB Cloud Banking is free to download, with no in-app purchases.
Is PI Banking free?
PI Banking is free to download, with no in-app purchases.
Which has better reviews, FSIB Cloud Banking or PI Banking?
PI Banking is rated higher. FSIB Cloud Banking averages 3.3 out of 5 from 76 ratings, while PI Banking averages 4.8 from 5K ratings.
Do FSIB Cloud Banking or PI Banking have ads?
Neither FSIB Cloud Banking nor PI Banking shows ads.
Which is updated more often, FSIB Cloud Banking or PI Banking?
FSIB Cloud Banking ships an update every 2 months, and PI Banking monthly. Most recently, FSIB Cloud Banking was updated on July 11, 2026 and PI Banking on September 26, 2026.

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