Starpay vs Plentina PH
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Starpay
Manage your finances with an e-wallet for easy transactions, bill payments, and money transfers. You can also withdraw cash, buy mobile load, and top up toll cards.
- E-wallet for transactions
- Extensive bill payment options
- Send money to banks and e-wallets
- Cash withdrawal at partners
- Mobile load purchases
- Toll card top-ups
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Features: • E-Wallet: Use your Starpay Wallet to transact with ease! • Bills Payment: Select from our wide range of billers and pay anywhere and anytime. • Send Money: Send or transfer money to other Starpay wallet users and the widest network of banks and e-wallets nationwide! • Withdraw Cash: Cash out easily from any of our listed partners. • Buy Load: Buy Load from Smart, Globe TnT, and TM. • Shop: Top up your Autosweep and Easytrip Card.
Plentina PH
Access exclusive deals and pay-now vouchers from partner merchants for everyday essentials. Shop online or offline, with fast approval and easy payment options. Enjoy flat fees and no monthly interest rates.
- Exclusive deals and vouchers
- Pay-now options
- Fast and easy approval
- Shop online and offline
- Flat fees, no interest
- Multiple payment channels
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Avail exclusive deals, and pay-now vouchers for your everyday essentials with our merchant partners. Shop for products and services from your trusted stores and choose to pay upfront. Enjoy flat fees and no monthly interest rates. Shop online and offline at your favorite stores. Fast & Easy Approval Enjoy a one-time application process. Register for Plentina in 3 easy steps! 1. Download the Plentina app. 2. Fill up and submit your application along with a photo of your valid Philippine government-issued ID and a selfie while holding a paper with “#UnlockYourPotential” and your date of registration. 3. Get approval notification on your phone and start shopping. Shop Online or Offline We have partnered with a large number of online and offline retailers, encompassing a diverse range of stores providing a broad spectrum of options for users. Safe & Easy Payment Pay conveniently through our online payment channels: GCash, GrabPay, Maya, or pay over the counter at any 7-Eleven store nationwide. Reliable Customer Service A dedicated customer service team is available to ensure that you enjoy our digital services with peace of mind. Plentina continuously works with partners so you can enjoy more! Our customers are the reason Plentina exists. Plentina’s physical address: Plentina Lending, Inc. 8484 East Service Road Km 18, South Superhiway, Sucat Paranaque City, Metro Manila, Philippines 1700
Screenshots
Verdict
Starpay and Plentina PH both sit at 5.0 stars, but that hides the real split: 100% of Starpay's written reviews are positive against 7% of Plentina PH's. Starpay also leads on ratings volume (4 vs 1). Plentina PH's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Starpay against 5.0 for Plentina PH. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews are what separate them: 100% of Starpay's written reviews are positive against 7% of Plentina PH's.
Starpay ships an update every 2 weeks, Plentina PH every 10 days. Both last shipped on October 20, 2026.
| Parameter | Starpay | Plentina PH |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews — better | 7.4% of reviews |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 2 weeks | Every 10 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 28 MB | 47 MB |
| Age rating | 12+ | 4+ |
| Developer | Starpay Corporation | Plentina Inc. |
Customer experience
Starpay
Plentina PH
In-app purchases
Starpay
No in-app purchases
Plentina PH
No in-app purchases








