Comparison

Starpay vs Plentina PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Starpay

Manage your finances with an e-wallet for easy transactions, bill payments, and money transfers. You can also withdraw cash, buy mobile load, and top up toll cards.

Highlights
  • E-wallet for transactions
  • Extensive bill payment options
  • Send money to banks and e-wallets
  • Cash withdrawal at partners
  • Mobile load purchases
  • Toll card top-ups
Features
Read full description

Features: • E-Wallet: Use your Starpay Wallet to transact with ease! • Bills Payment: Select from our wide range of billers and pay anywhere and anytime. • Send Money: Send or transfer money to other Starpay wallet users and the widest network of banks and e-wallets nationwide! • Withdraw Cash: Cash out easily from any of our listed partners. • Buy Load: Buy Load from Smart, Globe TnT, and TM. • Shop: Top up your Autosweep and Easytrip Card.

About

Plentina PH

Access exclusive deals and pay-now vouchers from partner merchants for everyday essentials. Shop online or offline, with fast approval and easy payment options. Enjoy flat fees and no monthly interest rates.

Highlights
  • Exclusive deals and vouchers
  • Pay-now options
  • Fast and easy approval
  • Shop online and offline
  • Flat fees, no interest
  • Multiple payment channels
Read full description

Avail exclusive deals, and pay-now vouchers for your everyday essentials with our merchant partners. Shop for products and services from your trusted stores and choose to pay upfront. Enjoy flat fees and no monthly interest rates. Shop online and offline at your favorite stores. Fast & Easy Approval Enjoy a one-time application process. Register for Plentina in 3 easy steps! 1. Download the Plentina app. 2. Fill up and submit your application along with a photo of your valid Philippine government-issued ID and a selfie while holding a paper with “#UnlockYourPotential” and your date of registration. 3. Get approval notification on your phone and start shopping. Shop Online or Offline We have partnered with a large number of online and offline retailers, encompassing a diverse range of stores providing a broad spectrum of options for users. Safe & Easy Payment Pay conveniently through our online payment channels: GCash, GrabPay, Maya, or pay over the counter at any 7-Eleven store nationwide. Reliable Customer Service A dedicated customer service team is available to ensure that you enjoy our digital services with peace of mind. Plentina continuously works with partners so you can enjoy more! Our customers are the reason Plentina exists. Plentina’s physical address: Plentina Lending, Inc. 8484 East Service Road Km 18, South Superhiway, Sucat Paranaque City, Metro Manila, Philippines 1700

Screenshots

Starpay3 screens
Plentina PH3 screens

Verdict

The call

Starpay and Plentina PH both sit at 5.0 stars, but that hides the real split: 100% of Starpay's written reviews are positive against 7% of Plentina PH's. Starpay also leads on ratings volume (4 vs 1). Plentina PH's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Starpay against 5.0 for Plentina PH. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews are what separate them: 100% of Starpay's written reviews are positive against 7% of Plentina PH's.

UpkeepUpdate frequency

Starpay ships an update every 2 weeks, Plentina PH every 10 days. Both last shipped on October 20, 2026.

Scorecard4 real differences · 6 level
Starpay versus Plentina PH: the parameters behind the verdict, then further details
ParameterStarpayPlentina PH
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews — better7.4% of reviews
Number of ratings4 — better1
Update frequencyEvery 2 weeksEvery 10 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size28 MB47 MB
Age rating12+4+
DeveloperStarpay CorporationPlentina Inc.

Customer experience

Starpay

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Plentina PH

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews27 reviews
Positive7.4%
Neutral3.7%
Negative88.9%

In-app purchases

None

Starpay

No in-app purchases

None

Plentina PH

No in-app purchases

Questions

Is Starpay free?
Starpay is free to download, with no in-app purchases.
Is Plentina PH free?
Plentina PH is free to download, with no in-app purchases.
Which has better reviews, Starpay or Plentina PH?
Starpay and Plentina PH are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do Starpay or Plentina PH have ads?
Starpay shows ads; Plentina PH does not.
Which is updated more often, Starpay or Plentina PH?
Starpay ships an update every 2 weeks, and Plentina PH every 10 days. Most recently, Starpay was updated on October 20, 2026 and Plentina PH on October 20, 2026.

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