Comparison

PenSmart vs Quick Collect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PenSmart

This app provides pension fund administration services in Nigeria. It is licensed to manage pensions and disburse retirement benefits according to the Pension Reform Act 2014, aiming to offer clients hope for a secure financial future.

Highlights
  • Pension fund administration
  • Retirement benefit payments
  • Compliance with Pension Reform Act 2014
  • Financial future planning
  • Client-focused services
Features
Read full description

NLPC Pensions (NLPC PFA) is the home of tested, trusted and effective pension fund administration in Nigeria. Licensed to administer pensions and pay retirement benefits in accordance with the Pension Reform Act 2014, we delight our clients by creating hope for a better and brighter tomorrow.

About

Quick Collect

Send money internationally and exchange currencies with ease. This app offers a secure and convenient way to transfer funds across borders, supporting multiple currencies and destinations like Canada, the US, Nigeria, and Europe. Enjoy transparent rates and avoid hidden fees for a seamless financial experience.

Highlights
  • Cross-border fund transfers
  • Multi-currency wallets
  • Transparent currency exchange
  • Bank account and mobile money transfers
  • Bulk transfers and tuition payments
  • Zero fee transfers
Features
Read full description

Seamlessly send funds across borders with the utmost safety and convenience. Whether you're abroad or within Africa, you can easily send money to your loved ones in countries like Canada, Nigeria, Uganda, Ghana, South Africa, Kenya, Rwanda, the United States, and Europe. Our multi-currency wallets and transparent currency exchange system ensure fair rates when converting between CAD, USD, EUR, ZAR, GBP, NGN, UGX, GHS, KES, and RWF. Effortlessly transfer funds across borders. From money transfers to currency exchanges, bulk transfers, and tuition fee payments, Quick Collect stands as the ideal online bank catering to all your requirements. In contrast to traditional banks, we steer clear of hidden charges, inconvenient operating hours, and inflexible support. Quick Collect online banking offers swift money transfers to both bank accounts and mobile money. Conduct your money transfer activities seamlessly from anywhere around the globe, without restrictions. Discover the standout features of Quick Collect: 1) Efficient money transfers from Canada, USA to Nigeria and other African Countries 2) Favorable currency exchange rates 3)Versatile multi-currency wallet 4) Streamlined transfers to bank accounts and mobile money 5) Simplified online banking for hassle-free bulk transfers, tuition fee payments, and bill payments 6) Zero fee transfers for life Setting up an account is swift and free, taking less than 3 minutes. You can then relish the benefits of cross-border transfers, multi-currency wallets, and bill settlements – all from your Quick Collect online bank account. Currency Exchange: Experience seamless currency exchange at the best rates at the mere click of a button. Quick Collect proudly stands as one of Africa’s premier money transfer platforms, serving as your comprehensive borderless finance app. Money Transfer: Effortlessly send funds from Canada or conveniently receive money in your local currency across countries like Nigeria, Uganda, Ghana, Kenya, Rwanda, South Africa, the United Kingdom, and Europe. Experience an affordable, rapid, and simple method of sending money internationally. We outshine traditional banks by being up to 10 times faster and more cost-effective. Unparalleled Security: Your funds are in safe hands with us. Our secure servers and physical security measures ensure your privacy. Our website and app boast 256-bit SSL encryption. Real-time transaction alerts keep you updated on every money transfer in your account. Multifactor authentication thwarts unauthorized access to your Quick Collect online bank account. Receive real-time notifications: Recieve notifcations when your funds arrive. Also, 24/7 customer support is available when you need assistance. Quick Collect is registered with FINTRAC in Canada, and other relevant authorities worldwide. For instant support regarding your transactions, please contact our customer support team via the app or email support@quickcollects.com. Social Media Channels Facebook: @quickcollects Twitter: @quickcollects Instagram: @quick_collect Quick Collect is a smarter way to send money abroad - Our International Transfer Service Simplifies the Process for Africans. Download our App now!!! [:mav: 1.6.40]

Screenshots

PenSmart4 screens
Quick Collect4 screens

Verdict

The call

The clearest difference is rating: Quick Collect at 4.7 against PenSmart's 3.0. Quick Collect also leads on ratings volume (53 vs 1). PenSmart's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Quick Collect holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Quick Collect has 53 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

PenSmart ships an update every 5 weeks, Quick Collect every 3 weeks. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
PenSmart versus Quick Collect: the parameters behind the verdict, then further details
ParameterPenSmartQuick Collect
PriceFreeFree
Rating3.0 (1 ratings)4.7 (53 ratings) — better
Positive reviews—86.9% of reviews
Number of ratings153 — better
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size38 MB104 MB
Age rating4+4+
DeveloperNLPC PFA12516683 Canada inc

Customer experience

PenSmart

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

Quick Collect

All ratings53 ratings
Positive92.5%
Neutral0.0%
Negative7.5%
Written reviews99 reviews
Positive86.9%
Neutral1.0%
Negative12.1%

Bugs and requests

PenSmart

Not enough reviews yet to summarise bugs or requests.

Quick Collect

Reported bugs

5 issues
  • Cannot log in
  • App not funded after transfer
  • Account banned/blocked
  • Unable to upload ID
  • App stopped working

Requested features

3 requests
  • Improve speed of money deposits
  • More responsive customer support
  • Clearer refund process

In-app purchases

None

PenSmart

No in-app purchases

None

Quick Collect

No in-app purchases

Questions

Is PenSmart free?
PenSmart is free to download, with no in-app purchases.
Is Quick Collect free?
Quick Collect is free to download, with no in-app purchases.
Which has better reviews, PenSmart or Quick Collect?
Quick Collect is rated higher. PenSmart averages 3.0 out of 5 from 1 ratings, while Quick Collect averages 4.7 from 53 ratings.
Do PenSmart or Quick Collect have ads?
Neither PenSmart nor Quick Collect shows ads.
Which is updated more often, PenSmart or Quick Collect?
PenSmart ships an update every 5 weeks, and Quick Collect every 3 weeks. Most recently, PenSmart was updated on October 7, 2026 and Quick Collect on October 16, 2026.

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