Budget App & Expense Tracker vs Xpense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget App & Expense Tracker
This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.
- Unlimited wallets for personal and business expenses
- Automatic expense tracking via bank feeds
- Receipt scanning and storage
- Weekly and monthly budget planning
- Spending limit notifications
- Visual charts and expense breakdowns
- Data exporting via CSV
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Brought to you by the #1 award-winning app. Bookipi Expense is a FREE budgeting app with an easy-to-use expense tracker. Plan and record expenses and scan receipts on the go. Use beautiful charts to review your cash flow and plan your budget weekly or monthly. Automatically track expenses by connecting your bank feeds to your in-app wallets. Your expense transaction line items automatically flow through to the expense tracking app with secure and real-time bank feeds. Unlike other budgeting and money management apps, Bookipi Expense helps you separate personal finances and business expenses with UNLIMITED WALLETS for free. You can track your business, travel, and personal expenses in one budgeting platform. Trusted by over 500,000+ small business owners and freelancers in 179 different countries, Bookipi is now delivering the FULL experience. Sync your budgeting data to our invoice maker and receive payments on the same platform. Track all of your income & expenses with a versatile budget planner app. Monitor your spending and SAVE MONEY TODAY. KEY FEATURES: FREE Unlimited Wallets Track your expenses and earnings for personal, professional, or even per-project purposes. By using multiple wallets for multiple occasions, you’re guaranteed never to lose track of your spending. Sync Wallet Balance to Bank Feed Sync your bank to your wallets in real time! Add multiple bank feeds and ditch summarizing expenses across your bank accounts. Save time and manage all of your expenses in one app. Budget Planning Easily create monthly or weekly budgets for better money management. Receive notifications for when you are nearing your limit. Spending Limits Set unique spending limits on each of your unlimited wallets. We'll notify you when your spending is close to your budget limit based on your inputs and real-time bank feeds. Unique Categorization Log and categorize your expense and income entries to make your finances easy to review and organize. Complete with unique icon assigning. Charts & Expense Breakdowns Each wallet has a unique daily report of monthly income & expenses. Visualize your spending patterns and plan your finances ahead of time with our charts and expense breakdowns. By analyzing your monthly financial activity, find out how you can save more money. Receipt Storage Store and manage receipts for easy retrieval. Just take a picture to store it in our secure databases for your easy reference. Review Transactions Our money management app helps with record-keeping so you’re more confident in money matters. Search transactions by date and name, and find attached photo receipts. Data Exporting Generate instant summaries of your wallets with a tap through our CSV exporting feature. Automatic Bookipi Invoicing Data Synchronising Bookipi Invoice users are rewarded with automatic data syncing. Allowing you to keep track of all of your income and expenses in one seamless process. OTHER OUTSTANDING FEATURES: - Expense Record Keeping - Change Currency - Transfer Expenses Between Wallets - Transaction Notes - In-App Chat Support - Global Currency Selections - Intuitive UI Design - Frequently Updated Video Tutorials Bookipi Expense is the easiest free app to track personal & business expenses in one app. Manage your expenses and plan your spending on the go. Track how much money goes in and out of your accounts and have full control over your finances today!
Xpense
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Xpense is a beautiful expense tracker and budget planner designed to help you take control of your money without the complexity of traditional finance apps. Track expenses, manage budgets, monitor income, and understand your spending habits with a clean and intuitive experience built for everyday use. Whether you're budgeting for your household, tracking personal spending, managing travel expenses, or simply trying to save more money, Xpense makes personal finance simple. Adding transactions is fast and effortless. Record expenses and income in seconds, organize them into custom categories, and keep a complete history of every transaction. From groceries and bills to shopping and entertainment, everything stays organized and easy to find. One of Xpense's standout features is its beautiful calendar view. Instantly see your expenses and income displayed throughout the month, making it easy to understand where your money is going and identify spending patterns at a glance. Create multiple budgets for different goals and track your progress with clear visual charts. Monitor spending, compare it against your budget, and stay informed about your financial health with simple yet powerful insights. Customize the app to fit your lifestyle by creating your own categories with colors, icons, and emojis. Whether you're tracking personal expenses, business spending, travel costs, or family finances, Xpense adapts to the way you manage money. Features: • Expense tracker and spending log • Budget planner and budget tracker • Income tracking • Beautiful calendar view • Custom categories and icons • Visual spending reports and charts • Multiple budgets • Complete transaction history • Offline support • Private and secure • Fast transaction entry • Clean and modern design Privacy comes first. Xpense does not connect to your bank accounts and does not require sharing sensitive financial information. Your financial data stays under your control. Whether you're looking for an expense manager, money manager, spending tracker, budget app, or personal finance companion, Xpense gives you the tools you need to build better financial habits and make smarter money decisions. Download Xpense today and start tracking your expenses with confidence. Privacy Policy: https://xpense.download/privacy-policy
Screenshots
Verdict
The clearest difference is update cadence: Xpense at weekly against Budget App & Expense Tracker's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month and Xpense sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Budget App & Expense Tracker ships an update every 5 weeks, Xpense weekly. The most recent releases landed on October 25, 2026 and October 9, 2026 respectively.
| Parameter | Budget App & Expense Tracker | Xpense |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.7K ratings) — better | — |
| Positive reviews | 65.2% of reviews | — |
| Number of ratings | 2.7K — better | — |
| Update frequency | Every 5 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 92 MB | 101 MB |
| Age rating | 4+ | 4+ |
| Developer | Bookipi Pty Ltd | Zohaib Aslam |
Bugs and requests
Budget App & Expense Tracker
Reported bugs
4 issues- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices
Requested features
5 requests- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option
Xpense
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget App & Expense Tracker
- Single Bank | Monthly2 Months trial$2.991 Month
- Unlimited Banks | Monthly2 Months trial$4.491 Month
- Single Bank | Annual2 Months trial$23.991 Year
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- Unlimited Banks | Annual2 Months trial$35.991 Year
Xpense
- Premium Monthly$3.991 Month
- Premium Yearly$19.991 Year
Questions
Is Budget App & Expense Tracker free?
Is Xpense free?
Do Budget App & Expense Tracker or Xpense have ads?
Which is updated more often, Budget App & Expense Tracker or Xpense?
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