Retirement Estimator vs Plan My FIRE

Retirement Estimator is your personal pocket financial assistant for simulating and visualizing financial scenarios days to decades into the future. EXPLORE YOUR RETIREMENT POSSIBILITIES Model any combination of income streams, investments, and expenses with full control over monetary value, taxes, anticipated growth rate, and time horizon. Simulate transfers between income, investments, and expenses to explore "what if" scenarios. Run Monte Carlo simulations to model a range of possible financial outcomes and estimate the probability that your retirement plan succeeds. Then experiment by adjusting income sources, investments, and expenses to see how each decision shapes your projected results. VISUALIZE YOUR FINANCIAL FUTURE • Track income, investments, and expenses with clear, color-coded line graphs • Estimate your Probability of Success with Monte Carlo simulation • Export detailed CSV reports to Excel, Numbers, or any spreadsheet app • Simulate fund transfers between income, investments, and expenses • Model scenarios from days to decades into the future PRIVACY FIRST. ALL DATA STAYS ON YOUR DEVICE Everything you enter is stored locally on your device and is never transmitted to ITDT LLC or any third party. No account required. SECURE ACCESS Protect your financial data with Face ID, Touch ID, or a PIN.

Plan My FIRE is your guided path to early retirement — an all-in-one, free workspace that helps your whole household reach financial independence. Start simple: sensible, sourced defaults are filled in for you, so you and your partner can build a real plan in minutes — healthcare costs and all. No login required to get started, and the math is fully transparent: every number is yours to see, check, and adjust. WHAT YOU CAN DO Build your FIRE plan three ways: Income Stream (most cautious), Principal-Preserving (keep your nest egg intact), or Portfolio Drawdown (most flexible). Track your whole household's portfolio in one place, with prices updated daily, and see your asset allocation at a glance. Run the numbers with free, transparent calculators: retirement healthcare costs, Social Security benefits, taxes, living expenses, investments, and mortgage. See your progress toward financial independence and your target retirement age. Learn as you go with plain-English guides to FIRE concepts. PRIVATE BY DESIGN No login required: start using every planner and calculator right away — no account, no sign-up. Local-first: the figures you enter stay on your device by default. Optional account: add one only to sync across devices — a one-time email code, no password. Face ID / Touch ID app lock keeps your numbers private. No ads, and we never sell your data. Disclaimer: Plan My FIRE provides educational planning tools and estimates, not financial advice. Projections are illustrative and are not guarantees of future results.