UFB Direct® vs SplitSpace

UFB Direct delivers smart personal and business finance on the go. Bank, borrow, and plan on your terms. Link and manage accounts. Track savings. Access and move money with ACH direct deposit, mobile deposit, and money transfer. Plus, pay bills and monitor your credit score. It’s the way financial services should be. MOVE MONEY & ACCESS FUNDS It’s your money – use it. Add money and send it where it needs to go. • Transfer money to accounts, friends, and others • Mobile check deposit • Early direct deposit • One-time and recurring bill pay • Credit score monitoring • Wire transfers MANAGE CHECKING AND SAVINGS ACCOUNTS Make your money work. Open a digital bank account. Manage debit and ATM cards. Get account balance and other alerts. • Accounts for all ages, from teens to adults and seniors • Freedom Checking • High Yield Portfolio Savings • High Yield Portfolio Money Market • Certificates of Deposit (CDs) BORROW MONEY & MANAGE LOANS Apply for a loan, track details, and pay loans. • Mortgages for home purchase and refinance • Personal loans for large expenses, home improvements, debt consolidation, and more • Set up and edit scheduled payments • Enroll in payment alerts CREDIT SCORE MONITORING Watch your credit and learn how it impacts finances. • Free credit score • Credit score change alerts • Credit score history PERSONAL FINANCE MANAGER Connect bank accounts to track money and gain insights to help master finances. • Account aggregator • Spending tracker • Saving & investing trends • Debt tracker © 2025 UFB Direct, All Rights Reserved Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read our FDIC Notice. Axos Bank NMLS# 524995

SplitSpace keeps the money and the chores straight in a house you share. Add what you paid. SplitSpace works out who owes what, down to the cent, and tells you the fewest payments that clear everyone. MONEY Split equally, by percentage, by shares, or by exact amounts. Whatever you pick, the parts add back up to the total. No cent invented, none lost. Every expense shows what it did to your own balance, so you can scan the list instead of doing arithmetic. CHORES Set a rotation once. Mark a chore done and it passes to the next person and schedules itself. Do Tuesday's bins on Thursday and bin day stays Tuesday, because the next date comes from the schedule, not from when you got round to it. A chore nobody did for a month comes back once, not thirty times. SHOPPING One list, live on everyone's phone. Add an item with a quantity and a unit, tick it off in the shop, and your housemates see it's bought before they buy it again. INSIGHTS Where the money actually went, by category and by who paid. Useful for the conversation about why the electricity bill doubled. FREE, AND ACTUALLY USABLE Unlimited expenses. No daily cap on how many you can add. Unlimited housemates. Every split type, balances, settling up, chores and the shopping list, free, for one house. SPLITSPACE PRO One person pays and everyone in the house gets it. In a house of four that works out at about $7.50 each per year. Pro adds unlimited houses, recurring bills that post themselves, your full spending history, export to CSV or PDF, receipt photos and chore reminders. $29.99 per year, $4.99 per month, or $69.99 once for lifetime access. PRIVACY No ads. Nothing sold. Your household's finances aren't a data set. Delete your account from inside the app and it's gone, along with any house where you're the only member. Works on iPhone and iPad. Terms: https://splitspace.kodefoundry.com/terms Privacy: https://splitspace.kodefoundry.com/privacy