UFB Direct® User Reviews

Customer Experience

Positive experience46.0% of reviews
Neutral10.6% of reviews
Negative experience43.4% of reviews

~ Based on 189 written reviews from the US App Store.

What users say

Is UFB Direct® Safe?

UFB Direct® appears safe based on user ratings. AppsHunter Safety Score for UFB Direct® is 96/100.

This assessment is based on 19,831 user ratings, with an App Store average of 4.8/5.

Safety Analysis

97.4% of ratings point to a safe experience
1.5% of ratings suggest some concerns
1.2% of ratings point to a risky experience

~ Based on 19,831 App Store ratings for UFB Direct®.

Is UFB Direct® Legit?

UFB Direct® appears to be a legitimate app. AppsHunter Legitimacy Score for UFB Direct® is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

App does not update

It’s been a few months now and this app stopped updating. It simply shows “no transactions” when there are. It makes it extremely hard to check to see if a particular transaction has occurred. Have I been paid? Has that transaction gone through? I have absolutely no idea.

There is no excuse for 1) no fixing this and 2) not keeping your customers apprised of your progress.
Show more

Previous version worked better

Since this last update I can’t log in using my fingerprint. I have to type my login information every time.

Low functionality

There’s no way to see your individual account info. Clicking on the “account snapshot” (which only shows the total of all internal and external accounts) takes you to a page where they try to see you banking services.

Check deposit problem

Mobile deposit has not worked properly for months. Camera won't take the photos without a big delay and sometimes not at all.

Terrible

The app is never up to date, rarely reflects correct balances and now it’s saying that I don’t have an account at all.

“No transactions”?

I have been with UFB for over 3 years but in the last couple of months the app has started saying that my accounts have “no transactions” to display when I log on. This is clearly false as I use my checking account nearly daily. Also the last time I went to deposit a check it said that I needed to open an account to do so! I have multiple accounts open. How else do you think I got onto the app! This app was OK before but now it is basically useless. Not sure how much I can trust an online bank that isn’t transparent and doesn’t allow for basic online functions.
Show more

Worst banking app

I’ve had UFB since 2024. Their banking app is subpar to all other financial apps out there. It is glitchy, many times it doesn’t work at all. It takes time for it to give you your balance. Sometimes the balance is off or shows no balance at all. Really disappointed on how bad this app is. Only reason why I’m still banking with them it’s because all my payments are set up through them. I will be transitioning out soon.
Show more

Very inconsistent app

Sometimes it just won’t load any of my transactions, sometimes it won’t let me log in, and sometimes it works just fine. Very unpredictable and frustrating.

Great job

Very quick response and helpful thank you

Speed up transfers

I love the app and everything about it but please speed up the transfers. You guys are quick to withdraw the money from my accounts but slow to transfer lol

Updated review of the App

Updated Review! The app got an UI update it seems and is working a lot faster and finer than before. Accounts seems to sync properly now unlike before.

Constant problems

This app doesn’t work half the time. Most of which results in attempting to sign in and it just doesn’t do anything and stays on the login screen. Due to this and not consistently being able to access my money, I wouldn’t recommend this app

unable to connect other accounts

i have been trying to link my other accounts to transfer money but it constantly fails.

Great Bank

Keep it up you're doing great, great services!

Garbage app

The app is garbage. You should consider hiring new programmers/developers

Access problems

There is nothing worse than not having access to an app that is supposed to assure you that your money is safe. This app has a ton of glitches with Face ID coming and going and the password not being accepted. Yet the same password works perfectly fine via desktop

App closes

The app closes every time I try to print a statement. Infuriating!!

Garbage app

Garbage app that only works half the time.

App still need work!

I don’t understand why the banking app is so slow compared to every other bank. Takes three business days to even load all my accounts, and my account balance never updates unless I manually re-sync the bank accounts.

Mobile deposit not working!

Photos for mobile deposit don't work most of the time. When does work, consistently rejects endorsement, done as instructed. Must use submit anyway to get initiated. Switching to another online bank very soon IF NOT CORRECTED!