UFB Direct®

UFB Direct®

by Axos Bank

20K ratings
188 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • March 3, 2019
  • June 16, 2026

Features

UFB Direct® screenshot #1 for iPhone
UFB Direct® screenshot #2 for iPhone
UFB Direct® screenshot #3 for iPhone
UFB Direct® screenshot #4 for iPhone
UFB Direct® screenshot #5 for iPhone
UFB Direct® screenshot #6 for iPhone
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About

Manage your personal and business finances on the go. This app allows you to bank, borrow, and plan by linking accounts, tracking savings, and moving money. It also offers bill pay and credit score monitoring for comprehensive financial management.

Mobile check deposit
Early direct deposit
Bill pay
Credit score monitoring
Account aggregation
Loan applications
Savings and investment tracking
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What users say

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What's New in UFB Direct®

5.4.5

June 16, 2026

Bug fixes to enhance the user experience.

User reviews

Previous version worked better

Since this last update I can’t log in using my fingerprint. I have to type my login information every time.

Low functionality

There’s no way to see your individual account info. Clicking on the “account snapshot” (which only shows the total of all internal and external accounts) takes you to a page where they try to see you banking services.

Check deposit problem

Mobile deposit has not worked properly for months. Camera won't take the photos without a big delay and sometimes not at all.

Terrible

The app is never up to date, rarely reflects correct balances and now it’s saying that I don’t have an account at all.

“No transactions”?

I have been with UFB for over 3 years but in the last couple of months the app has started saying that my accounts have “no transactions” to display when I log on. This is clearly false as I use my checking account nearly daily. Also the last time I went to deposit a check it said that I needed to open an account to do so! I have multiple accounts open. How else do you think I got onto the app! This app was OK before but now it is basically useless. Not sure how much I can trust an online bank that isn’t transparent and doesn’t allow for basic online functions.
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Developer apps

User experience

🐞

Reported Bugs

5 issues

Frequent app crashes

Bug

Login issues and errors

Bug

Disappearing linked accounts

Bug

Inconsistent mobile check deposit

Bug

Inaccurate account balance display

Bug

Requested Features

4 requests

Landscape mode support for iPad

Feature

Ability to edit future transfers

Feature

Faster in-app balance updates

Feature

Improved navigation and back buttons

Feature

FAQ

What can I do with the UFB Direct app?

The app allows you to manage your personal and business finances on the go. You can link and manage accounts, track savings, move money via ACH, mobile deposit, and transfers, pay bills, and monitor your credit score. It also facilitates opening digital bank accounts, managing debit/ATM cards, and applying for various loans.

What types of accounts can I manage?

You can manage checking and savings accounts, including Freedom Checking, High Yield Portfolio Savings, High Yield Portfolio Money Market, and Certificates of Deposit (CDs). The app is designed for users of all ages, from teens to adults and seniors.

Does the app offer borrowing options?

Yes, the app allows you to apply for and manage loans. This includes mortgages for home purchase and refinance, auto loans for buying or refinancing vehicles, and personal loans for large expenses, home improvements, or debt consolidation. You can also set up and edit scheduled payments and enroll in payment alerts.

Is there a cost to use the UFB Direct app?

The description indicates that bank products and services are offered by Axos Bank, and the app itself is free to use. While the core banking and finance management features are available without charge, there might be associated fees for specific banking services as per Axos Bank's terms and conditions.

What are the key features for managing my money?

Key features include the ability to transfer money to accounts, friends, and others, mobile check deposit, early direct deposit, one-time and recurring bill pay, and wire transfers. The app also provides a free credit score monitoring service with alerts and history, and acts as a personal finance manager with an account aggregator, spending tracker, and savings/debt tracking.