UFB Direct®

UFB Direct®

by Axos Bank

20K ratings
193 reviews
Free

Details

Released
March 3, 2019
Updated
October 29, 2026

Features

UFB Direct® screenshot #1 for iPhone
UFB Direct® screenshot #2 for iPhone
UFB Direct® screenshot #3 for iPhone
UFB Direct® screenshot #4 for iPhone
UFB Direct® screenshot #5 for iPhone
iphone
ipad
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About

Manage your personal and business finances on the go. Bank, borrow, and plan with features like account aggregation, bill pay, mobile check deposit, and credit score monitoring. Access and move money easily with various transfer options.

✓Account aggregation
✓Mobile check deposit
✓Bill pay
✓Money transfers
✓Credit score monitoring
✓Loan applications
✓Spending tracker
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What users say about UFB Direct®

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+1

What's New in UFB Direct®

5.6.5

October 29, 2026

• Improved overall app stability and reliability on iPhone. • Fixed an issue that could cause the app to close unexpectedly when updating an account nickname. • Resolved crashes that could occur while scrolling, loading screens, or viewing web-based content within the app. • Includes under-the-hood improvements for a smoother, more dependable banking experience.

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User reviews

Solid App. Needs Dark Mode!

Almost perfect - please add a dedicated dark mode! Smart Invert in Per-App Settings doesn’t work.

Do not open a checking account here.

Randomly cancels money transfers, company RANDOMLY blocks card use. I just moved to a new state and have been using the card everyday for the week I’ve been here. Today I went to get groceries and the card was declined even though I had more than enough in my account. I got a fraud alert txt, verified it was me making the purchase, card still would not work. Customer service agent said there was NO problem with my card or account and that I should try again another day….had to leave my very full cart at the store and am moneyless until my card starts working on its own I guess. 0/10 BANK SOMEWHERE ELSE.
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Response from developer

Hi JesusisGODyaknow, We're very sorry to hear about this experience and understand how disruptive it can be when you're unable to access your funds, especially during an important purchase. Providing a reliable and seamless banking experience is our goal, and we regret that we fell short. We'd appreciate the opportunity to review what happened and work toward a resolution. Please contact us at asupport2@axosbank.com with your contact information so our team can assist you directly and help make things right.

App does not update

It’s been a few months now and this app stopped updating. It simply shows “no transactions” when there are. It makes it extremely hard to check to see if a particular transaction has occurred. Have I been paid? Has that transaction gone through? I have absolutely no idea.

There is no excuse for 1) no fixing this and 2) not keeping your customers apprised of your progress.
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Previous version worked better

Since this last update I can’t log in using my fingerprint. I have to type my login information every time.

Low functionality

There’s no way to see your individual account info. Clicking on the “account snapshot” (which only shows the total of all internal and external accounts) takes you to a page where they try to see you banking services.

Developer apps

User experience

🐞

Reported Bugs

5 issues

Frequent app crashes

Bug

Login issues and errors

Bug

Disappearing linked accounts

Bug

Inconsistent mobile check deposit

Bug

Inaccurate account balance display

Bug
✨

Requested Features

4 requests

Landscape mode support for iPad

Feature

Ability to edit future transfers

Feature

Faster in-app balance updates

Feature

Improved navigation and back buttons

Feature

FAQ

What is UFB Direct?

UFB Direct is a mobile application that provides comprehensive personal and business finance management tools. It allows users to bank, borrow, and plan their finances directly from their mobile devices.

Is UFB Direct free to use?

Yes, UFB Direct is a free application. Users can download and utilize its full range of financial services without any upfront cost.

What types of accounts can I manage with UFB Direct?

UFB Direct supports the management of various accounts, including checking and savings accounts, Certificates of Deposit (CDs), mortgages, and personal loans. Accounts are FDIC insured through Axos Bank.

How does UFB Direct help with borrowing money?

The app allows users to apply for mortgages and personal loans for various needs like home purchases, improvements, or debt consolidation. You can also track loan details and manage payments within the app.

Does UFB Direct offer credit score monitoring?

Yes, UFB Direct provides free credit score monitoring, including alerts for changes and historical data. This feature helps users understand how their credit impacts their overall financial health.

What are the security features of UFB Direct?

While the app description does not detail specific security features, it is offered by Axos Bank, a reputable financial institution. Users can expect standard security measures for mobile banking applications.

On which devices can I use UFB Direct?

UFB Direct is available for iOS devices, including iPhones and iPads. It is designed to provide a seamless experience across these platforms.

How often is UFB Direct updated?

The app was last updated on October 29, 2026, indicating regular updates to ensure functionality and introduce new features. The current version is 5.6.5.