UFB Direct®

UFB Direct®

by Axos Bank

20K ratings
191 reviews
Free

Details

  • Released
  • Updated
  • March 3, 2019
  • September 26, 2026

Features

UFB Direct® screenshot #1 for iPhone
UFB Direct® screenshot #2 for iPhone
UFB Direct® screenshot #3 for iPhone
UFB Direct® screenshot #4 for iPhone
UFB Direct® screenshot #5 for iPhone
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About

Manage your personal and business finances on the go. This app allows you to bank, borrow, and plan by linking accounts, tracking savings, and moving money. It also offers bill pay and credit score monitoring for comprehensive financial management.

✓Mobile check deposit
✓Early direct deposit
✓Bill pay
✓Credit score monitoring
✓Account aggregation
✓Loan applications
✓Savings and investment tracking
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What users say

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What's New in UFB Direct®

5.6.3

September 26, 2026

Add your UFB Direct debit card to Apple Wallet and view card details in the app. • Add to Apple Wallet — provision your eligible debit card from the UFB Direct app without leaving the app. • View card details — securely see your card information in the app when you need it. • Bug fixes and improvements to keep banking smooth and reliable.

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User reviews

Solid App. Needs Dark Mode!

Almost perfect - please add a dedicated dark mode! Smart Invert in Per-App Settings doesn’t work.

Do not open a checking account here.

Randomly cancels money transfers, company RANDOMLY blocks card use. I just moved to a new state and have been using the card everyday for the week I’ve been here. Today I went to get groceries and the card was declined even though I had more than enough in my account. I got a fraud alert txt, verified it was me making the purchase, card still would not work. Customer service agent said there was NO problem with my card or account and that I should try again another day….had to leave my very full cart at the store and am moneyless until my card starts working on its own I guess. 0/10 BANK SOMEWHERE ELSE.
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App does not update

It’s been a few months now and this app stopped updating. It simply shows “no transactions” when there are. It makes it extremely hard to check to see if a particular transaction has occurred. Have I been paid? Has that transaction gone through? I have absolutely no idea.

There is no excuse for 1) no fixing this and 2) not keeping your customers apprised of your progress.
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Previous version worked better

Since this last update I can’t log in using my fingerprint. I have to type my login information every time.

Low functionality

There’s no way to see your individual account info. Clicking on the “account snapshot” (which only shows the total of all internal and external accounts) takes you to a page where they try to see you banking services.

Developer apps

User experience

🐞

Reported Bugs

5 issues

Frequent app crashes

Bug

Login issues and errors

Bug

Disappearing linked accounts

Bug

Inconsistent mobile check deposit

Bug

Inaccurate account balance display

Bug
✨

Requested Features

4 requests

Landscape mode support for iPad

Feature

Ability to edit future transfers

Feature

Faster in-app balance updates

Feature

Improved navigation and back buttons

Feature

FAQ

What can I do with the UFB Direct app?

The app allows you to manage your personal and business finances on the go. You can link and manage accounts, track savings, move money via ACH, mobile deposit, and transfers, pay bills, and monitor your credit score. It also facilitates opening digital bank accounts, managing debit/ATM cards, and applying for various loans.

What types of accounts can I manage?

You can manage checking and savings accounts, including Freedom Checking, High Yield Portfolio Savings, High Yield Portfolio Money Market, and Certificates of Deposit (CDs). The app is designed for users of all ages, from teens to adults and seniors.

Does the app offer borrowing options?

Yes, the app allows you to apply for and manage loans. This includes mortgages for home purchase and refinance, auto loans for buying or refinancing vehicles, and personal loans for large expenses, home improvements, or debt consolidation. You can also set up and edit scheduled payments and enroll in payment alerts.

Is there a cost to use the UFB Direct app?

The description indicates that bank products and services are offered by Axos Bank, and the app itself is free to use. While the core banking and finance management features are available without charge, there might be associated fees for specific banking services as per Axos Bank's terms and conditions.

What are the key features for managing my money?

Key features include the ability to transfer money to accounts, friends, and others, mobile check deposit, early direct deposit, one-time and recurring bill pay, and wire transfers. The app also provides a free credit score monitoring service with alerts and history, and acts as a personal finance manager with an account aggregator, spending tracker, and savings/debt tracking.