FirstNet vs FNBT Personal Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstNet
Manage your bank accounts conveniently from your mobile device. Perform transactions, deposit checks, pay bills, and track your finances with built-in budgeting tools. Secure login options are available for peace of mind.
- Check account balances
- View transaction history
- Transfer money between accounts
- Deposit checks remotely
- Pay bills and friends
- Personal financial management tool
- Secure login with biometrics
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Bank on the go with First National Bank & Trust, Elk City’s FirstNet Mobile App. Manage your accounts from your mobile device when it’s convenient for you. FEATURES: The FirstNet Mobile App is fast, convenient and free! It allows users to: - Check account balances - See recent activity - View transaction history - Transfer money between accounts - Locate and get directions to ATM and branch locations using GPS - Deposit checks by taking a picture of the front and back of the check - Pay Bills - Pay a Friend to send money electronically to your friends. - My $ Tracker – a personal financial management tool designed to help you stick to a budget, set financial goals, monitor net worth, and more. - Touch ID, Face ID, and PIN login options. REGISTER: To use the FirstNet Mobile App, you must be a FirstNet online banking user. The FirstNet Mobile App allows you to access your accounts using your existing FirstNet online banking user id and password. To register for FirstNet online banking, please visit one of our convenient locations. SECURITY: Finastra protects your financial information from unauthorized users using: Secure login with user name and password. No transmission of complete account numbers. Member FDIC
FNBT Personal Mobile Banking
Securely manage your finances on the go. Deposit checks with photos, send money to friends, and easily track balances, transactions, and bills. Locate nearby ATMs and branches.
- Mobile check deposit
- Send money to friends and family
- View account balances and transactions
- Transfer funds between accounts
- Pay bills
- Find ATMs and branches
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Manage your money anytime, anywhere. Enjoy a secure, convenient experience, from your iPhone. * Mobile Deposit: Snap photos of checks and deposit them today * Pay A Friend: Send money to friends and family using emails or mobile numbers * Check balances, view transactions, transfer money, and pay bills * Find ATMs and branch locations
Screenshots
Verdict
FirstNet and FNBT Personal Mobile Banking both sit at 4.8 stars, but that hides the real split: 50% of FirstNet's written reviews are positive against 24% of FNBT Personal Mobile Banking's. FNBT Personal Mobile Banking's advantage is ratings volume (1.6K vs 200). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for FirstNet against 4.7 for FNBT Personal Mobile Banking. That said, the two scores are not equally well evidenced: FNBT Personal Mobile Banking has 1.6K ratings behind it against 200, so its average is the more settled of the two. Written reviews are what separate them: 50% of FirstNet's written reviews are positive against 24% of FNBT Personal Mobile Banking's.
FirstNet ships an update every 6 months, FNBT Personal Mobile Banking every 10 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | FirstNet | FNBT Personal Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (200 ratings) — better | 4.7 (1.6K ratings) |
| Positive reviews | 50.0% of reviews — better | 23.5% of reviews |
| Number of ratings | 200 | 1.6K — better |
| Update frequency | Every 6 months — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.7 | 14.7 |
| Further details — not scored | ||
| Size | 116 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | First National Bank and Trust Elk City | First National Bank and Trust |
Customer experience
FirstNet
FNBT Personal Mobile Banking
In-app purchases
FirstNet
No in-app purchases
FNBT Personal Mobile Banking
No in-app purchases
Questions
Is FirstNet free?
Is FNBT Personal Mobile Banking free?
Which has better reviews, FirstNet or FNBT Personal Mobile Banking?
Do FirstNet or FNBT Personal Mobile Banking have ads?
Which is updated more often, FirstNet or FNBT Personal Mobile Banking?
Other comparisons
