MercyWallet vs WiseWallets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MercyWallet
Facilitate quick, tax-deductible donations to multiple Catholic charities. This app streamlines spontaneous giving by leveraging community power and providing year-end tax receipts.
- Multiple charity donations
- Tax-deductible contributions
- Streamlined giving process
- Year-end tax receipts
- Community giving power
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Quickly give to multiple charities with Catholic donor directed fund. Eliminating any unnecessary steps from spontaneous giving & leveraging the power of community. TAX DEDUCTIBLE Catholicer will send you year-end receipts. Donations will be forwarded via e-transfer or check to designated charities.
WiseWallets
Manage your money with a fun and secure budgeting app. It offers automatic transaction imports, personalized budgeting adventures, and customizable themes. Enjoy regular updates and dedicated support for a delightful financial journey.
- Iron-clad transaction encryption
- Auto-magic transaction imports
- Personalized budgeting adventures
- Custom themes and icons
- Regular updates and support
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WiseWallets is a zero-based budget with one difference: your transactions are encrypted on your phone with a key only you hold. Not us, not a data broker, not anyone. We literally can't read them. GIVE EVERY DOLLAR A JOB Plan the month in minutes. Set what you expect to earn, decide what each category gets, and watch "left to budget" hit zero. Copy last month's plan with one tap and adjust from there. SORT, DON'T TYPE Connect your bank (Pro) and new transactions land in a tray waiting for a budget line. Tap, pick a line, done. Or add them by hand — the free plan has no limits on manual budgeting. SEE WHERE YOU STAND Every line shows planned vs. spent with a progress bar. The Activity tab lets you search and filter the month. Export everything as CSV whenever you like. GOALS THAT MOVE Savings targets with a monthly pace to hit them, and a debt payoff planner that compares snowball vs. avalanche so you know exactly when you'll be free. PRIVATE BY DESIGN • Transactions, amounts, merchant names and budget lines are encrypted on-device before they're saved. • A 12-word recovery phrase gets your data back if you forget your password. • No ads. No selling data. Delete your account and every byte goes with it. WISEWALLETS PRO Bank sync through Plaid, goals and debt planning, budget-day reminders, accent colours and alternate app icons. Monthly or yearly, cancel any time. Questions? support@elcodev.com Privacy policy: https://elcodev.com/privacy-policy Terms: https://elcodev.com/terms-conditions
Screenshots
Verdict
The clearest difference is in-app purchases: MercyWallet at none against WiseWallets's 2. MercyWallet also leads on iOS requirement (12.4 vs 15.0). WiseWallets's advantage is ads (none vs shown) and update cadence (every 2 days vs every 2 months). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. WiseWallets sells 2 in-app purchases, starting at $12.99 per month. MercyWallet asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for MercyWallet against 5.0 for WiseWallets. Both are backed by a comparable volume of ratings — 5 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
MercyWallet ships an update every 2 months, WiseWallets every 2 days. The most recent releases landed on October 29, 2026 and October 13, 2026 respectively.
| Parameter | MercyWallet | WiseWallets |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) | 5.0 (3 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 5 — better | 3 |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 15.0 |
| Further details — not scored | ||
| Size | 26 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Catholicer | Austin Hunter |
Customer experience
MercyWallet
WiseWallets
In-app purchases
MercyWallet
No in-app purchases
WiseWallets
- Premium Monthly7 Days trial$12.991 Month
- Premium Yearly7 Days trial$69.991 Year
Questions
Is MercyWallet free?
Is WiseWallets free?
Which has better reviews, MercyWallet or WiseWallets?
Do MercyWallet or WiseWallets have ads?
Which is updated more often, MercyWallet or WiseWallets?
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