Comparison

PGB mBanking vs Expenses Diary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PGB mBanking

Manage your Punjab Gramin Banking accounts securely from your iPhone. Check balances, view statements, transfer funds, and manage beneficiaries on the go. Access essential banking features anytime, anywhere.

Highlights
  • Account balance checks
  • Mini statements
  • Transaction history
  • Fund transfers (self, third party, NEFT)
  • Schedule transactions
  • Beneficiary management
Features
Read full description

Perform your banking tasks from the palm of your hand, from anywhere and at anytime. This application provides access to Punjab Gramin Banking Services. It provides its customers to access the various features of banking over a secure channel. The application supports iPhones only. The list of functionalities released with the current version of mobile banking are as under: Accounts Account Balance (Operative , Loan & Deposit) Mini Statement Transaction History Transaction Self Funds Transfer Third Party Transfer NEFT Schedule Transactions My Profile Beneficiaries View Payees Add Within Bank/Outside Bank Payees Delete Payees

About

Expenses Diary

Easily track daily income and expenses without complex spreadsheets. Log transactions instantly, categorize them, and view real-time balances. Generate custom reports and export them for analysis.

Highlights
  • Instant expense and income logging
  • Customizable categories and labels
  • Real-time cash balance updates
  • Swipe navigation through dates
  • Search and filter transactions
  • Offline data storage and privacy
  • Custom date-range reports
Features
Read full description

Expenses Diary — Your Pocket Spreadsheet Made Simple. Log every penny as it happens It is engineered for anyone who wants the power of a Excel without formulas, menus, or frustration—whether you’re a busy professional, a tech-shy retiree,a house wife , small business owner or a student on the go. No Excel,no Paper. No audit trail. Just simple money tracking…until you decide otherwise. Why You’ll Love Expense Diary Instant Entry Tap “Add Expense” or “Add Income,” type your amount, give a quick remark, pick (or create) a category—and you’re done. No extra screens, no hidden options. Built-In Categories Separate Personal, Family, Official, Friends, and bussiness entries in one place. Everything lives together—but remains crystal-clear. Custom Labels Add “Groceries,” “Pet Care,” “Side Hustle” or any label on the fly. Your budget, your way. Real-Time Cash Balance Watch your “Cash in Hand” update instantly at the bottom of every screen. No surprises at the end of the month. Swipe Through Days Flip through dates with a tap or a swipe: yesterday’s pizza, today’s coffee, tomorrow’s plans—log them all as they happen. or whenever you remember. Search & Filter Instantly find “gym,” “Diwali gifts,” or “client payment.” Toggle incomes vs. expenses or any category to drill down. Tired of juggling spreadsheets or leaving a paper trail you’d rather not? Delete the App to erase every entry—because sometimes it is needed (See how much you REALLY spent on beer this year before you wipe it clean.) Custom Date-Range Reports One-tap weekly, monthly, or custom summaries; Print directly,export as PDF and share via email, Messages, or save to Files. Fully Offline & Private No sign-ups, no cloud sync, no ads. Your data stays on your device, always. Tailored for Everyone For Ladies Stay on top of family budgets—track school fees, groceries, and salon visits all in one app.Search all entries with that remark instantly. Plan special occasions—create custom categories like “Birthday Gifts” or “Diwali Decor.” Quick insights—see how much you’ve spent this week on “Kids” vs. “Home” in seconds. For the Elderly No complex menus—large buttons and clear fonts make logging a breeze. Peace of mind—keep track of medical bills, pension deposits, and investments.. Secure & private—all data lives locally; no passwords to remember. For Young People & Students Learn good habits—build a daily routine of logging every coffee, Uber ride, or part-time paycheck. Flexible categories—customize “Pizza Night” or “Campus Supplies” on the fly. Shareable reports—export your budget for group trips or project reimbursements. Coffee or avocado toast?—know exactly which addiction is costing you more before your next caffeine fix. For Men & Professionals Separate business from personal—log client invoices and work expenses alongside family bills. One-tap tax prep—filter “Official” category at year-end for a clean breakdown. Fuel your side hustle—track every freelance payment or gig income without juggling spreadsheets. Party budget revelation—dare to discover your true annual brew bill before clearing the slate. For Small Businesses & Freelancers Petty Cash Tracking—record daily shop sales, supply purchases, and vendor payments without a clunky ledger. Invoice Overview—log client payments, overdue amounts, and refunds in custom “Clients” category. Instant Profit & Loss Snapshot—view your profit or loss for any date range with one tap—no accounting degree needed. Tax Time Made Easy—export PDF summaries for your accountant; impress them with clarity, not Excel chaos. Be Shop-Smarts see how much you spent on samosas, stationery, or social media ads this month before you close shop. Make Expense Diary your daily habit—because managing money shouldn’t feel like homework.  Download now and take control of every dollar or rupee,one quick tap at a time. Currency symbol auto adjust according to your phone region setting. It’s not just an app; it’s your must-have pocket ledger.

Screenshots

PGB mBanking4 screens
Expenses Diary4 screens

Verdict

The call

The clearest difference is review sentiment: Expenses Diary at 100% against PGB mBanking's 48%. Expenses Diary also leads on update cadence (every 9 days vs every 2 months). PGB mBanking's advantage is price (Free vs $5.99) and iOS requirement (13.0 vs 15.6). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

PGB mBanking is free to download; Expenses Diary costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PGB mBanking ships an update every 2 months, Expenses Diary every 9 days. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 3 level
PGB mBanking versus Expenses Diary: the parameters behind the verdict, then further details
ParameterPGB mBankingExpenses Diary
PriceFree — better$5.99
Positive reviews47.8% of reviews100.0% of reviews — better
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterPaid
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size41 MB5 MB
Age rating4+4+
DeveloperPNBBakhshinder Jeet Singh Padda

Customer experience

PGB mBanking

Written reviews23 reviews
Positive47.8%
Neutral0.0%
Negative52.2%

Expenses Diary

Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PGB mBanking

No in-app purchases

None

Expenses Diary

No in-app purchases

Questions

Is PGB mBanking free?
PGB mBanking is free to download, with no in-app purchases.
Is Expenses Diary free?
Expenses Diary costs $5.99, with no in-app purchases.
Do PGB mBanking or Expenses Diary have ads?
Neither PGB mBanking nor Expenses Diary shows ads.
Which is updated more often, PGB mBanking or Expenses Diary?
PGB mBanking ships an update every 2 months, and Expenses Diary every 9 days. Most recently, PGB mBanking was updated on October 23, 2026 and Expenses Diary on October 15, 2026.

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