Comparison

HSBC India vs OpenLedger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HSBC India

Manage your finances securely and conveniently with this mobile banking app. Open accounts, transfer funds globally, invest in mutual funds, and redeem rewards all from your device.

Highlights
  • Online banking registration
  • Touch ID / Face ID login
  • Account summary view
  • Digital Secure Key
  • Fully digital account opening
  • Global money transfers
  • Mutual fund investments
  • Reward point redemption
Features
Read full description

The HSBC India mobile banking app has been built with reliability at its heart. You can enjoy a secure and convenient mobile banking experience with: • Online banking registration on mobile – use your mobile device to easily set up and register for online banking account. All you need is either your phone banking number or PAN (Permanent Account Number) for one time setup. • Touch ID / Face ID – for faster log on, confirm transactions, and self-servicing your user profile. • Accounts summary - View your accounts at a glance on the app with our updated summary view for a seamless mobile experience. • Digital Secure Key – Generate a security code for Online banking, quickly and securely without having to carry a physical Security Device. • Fully Digital Account Opening: Open a bank account and instantly register for online banking. You can also pick up where you left and resume your application anytime. • Manage money – add new beneficiaries for domestic payments quickly and securely and make local currency transfers • Global Money Transfers - Manage your international payees, and send money like a local in over 20 currencies to 200+ countries/territories. It is fee-free, secure and quick. • Mobile Wealth Dashboard - review your investment performance with ease and swiftly manage your transactions in one place • Simply Invest - link your HSBC account to retail broking services through our referral partner, ICICI Securities and enjoy the value of seamless trading, executed at the speed of your decisions. • Reward Redemption - Enjoy the freedom to instantly redeem your reward points for a wide range of merchandise and e-gift cards. Plus, you can transfer your points to over 20 airlines and hotel loyalty programs. With easy access to your points balance, redeeming your points has never been more easy and convenient. • Mutual Funds - Compare and invest in funds to maximize your investment potential and make more informed decisions. • Insurance Dashboard: Clear, concise and simplified insurance dashboard anytime, anywhere! View your Canara HSBC Life policy details within your mobile device. • Insurance Sales: We’ll pre-populate some of your personal information during the insurance journey with your consent — making the process quicker, easier, and more personal to you. • eStatements – View and download your bank account and credit card statements • Manage your credit/debit cards - Activate your credit/debit cards and reset your PIN in few simple steps, it's easier than ever. • Make foreign remittances directly to pre-verified education institutes. • Over limit consent – Manage your financial requirements by providing consent for credit card over limit usage. • Cash on EMI - The Cash-on-EMI feature on your HSBC credit card is a convenient way to borrow cash and repay in installments at lower interest rates. • Loan on Phone – Pay off multiple credit card transactions with one installment plan • Update your individual profile and KYC records. • Reactivate inoperative account. • Generate Interest certificate for your savings and fixed deposit accounts. • ⁠In app messaging - Eligible customers will now get personalised messages related to latest offers, helpful reminders and notices. • Push Notifications - Receive timely alerts and updates to help you stay informed on HSBC Bank offers and services. Download HSBC India app now to enjoy digital banking on the go! Important note: HSBC India is authorised and regulated by the Reserve Bank of India. This App is provided by HSBC India for the use of its existing customers. If you are outside of India, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in.

About

OpenLedger

Features
Read full description

OpenLedger is a free budgeting app built for real life. Log expenses in seconds, set category budgets, and watch your money habits transform over time. See exactly where your money goes with spending calendars, weekly digests, and personality insights. Get nudged before impulse buys, track wants vs needs, and unlock milestone badges as you build better habits. Split expenses with family, scan receipts, set savings goals, and simulate what cutting one bad habit saves you over a year. No subscriptions. No ads. Just clarity.

Screenshots

HSBC India4 screens
OpenLedger4 screens

Verdict

The call

The clearest difference is update cadence: OpenLedger at every 4 days against HSBC India's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HSBC India ships an update monthly, OpenLedger every 4 days. The most recent releases landed on October 28, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
HSBC India versus OpenLedger: the parameters behind the verdict, then further details
ParameterHSBC IndiaOpenLedger
PriceFreeFree
Rating4.9 (1.7K ratings) — better—
Positive reviews46.1% of reviews—
Number of ratings1.7K — better—
Update frequencyMonthlyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size728 MB15 MB
Age rating4+4+
DeveloperHSBC Global Services (UK) LimitedHarish Kanabar

Bugs and requests

HSBC India

Reported bugs

6 issues
  • Can't log in, app not working
  • Broken for last 24 hours
  • App no longer works, doesn't show credit card info
  • App stopped working on iOS 12
  • Unable to download app
Show 1 more
  • UPI interface not working

Requested features

4 requests
  • Provision for recurring money transfer
  • All internet banking features in mobile app
  • Widget support for quick balance check
  • Option to set PIN for add-on cards

OpenLedger

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HSBC India

No in-app purchases

None

OpenLedger

No in-app purchases

Questions

Is HSBC India free?
HSBC India is free to download, with no in-app purchases.
Is OpenLedger free?
OpenLedger is free to download, with no in-app purchases.
Do HSBC India or OpenLedger have ads?
Neither HSBC India nor OpenLedger shows ads.
Which is updated more often, HSBC India or OpenLedger?
HSBC India ships an update monthly, and OpenLedger every 4 days. Most recently, HSBC India was updated on October 28, 2026 and OpenLedger on October 7, 2026.

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