Comparison

connectIPS vs YONO Nepal SBI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

connectIPS

This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

Highlights
  • Link bank accounts
  • Payment processing
  • Fund transfers
  • Creditor payments
  • C2G payments
  • C2B payments
  • P2P payments
Features
Read full description

connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.

About

YONO Nepal SBI

This mobile banking app offers retail customers a revamped experience with features like e-KYC, online account opening, QR payments, and bill payments. It also provides card management, spend analysis, and chatbot support for convenient banking.

Highlights
  • e-KYC updation
  • Online Term Deposit account opening
  • QR Payments
  • Bill Payments
  • Card Management
  • Spend Analysis
  • Chatbot
Features
Read full description

About the app With a strong focus on customer convenience our latest mobile banking offering, YONO Nepal SBI is an application for our retail customers. Download the app now and enjoy the revamped banking experience with attractive features such as e-KYC updation, Online Term Deposit account opening, NPI integration, QR Payments, various Bill Payments though NCHL & F1 Soft, Merchant Payment by Fonepay, Deposit Interest Certificate / Statements, Cheque Book inquiry, Card Management, Spend Analysis, Chatbot etc. The mobile banking services of MeroSaathi will be migrated to YONO Nepal SBI, Fund transfer within NSBL, TD for existing customer, RD for existing customer, One View India Account, Spend Analyzer etc. All you need An iPhone/iPad Internet Connectivity

Screenshots

connectIPS4 screens
YONO Nepal SBI4 screens

Verdict

The call

The clearest difference is rating: connectIPS at 2.1 against YONO Nepal SBI's 1.2. YONO Nepal SBI's advantage is iOS requirement (11.0 vs 13). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

connectIPS holds the better App Store score, 2.1 against 1.2. Both are backed by a comparable volume of ratings — 36 and 21 respectively. Written reviews point the same way: 8% of connectIPS's written reviews are positive against 7% of YONO Nepal SBI's.

UpkeepUpdate frequency

connectIPS ships an update every 5 weeks, YONO Nepal SBI monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
connectIPS versus YONO Nepal SBI: the parameters behind the verdict, then further details
ParameterconnectIPSYONO Nepal SBI
PriceFreeFree
Rating2.1 (36 ratings) — better1.2 (21 ratings)
Positive reviews8.0% of reviews — better6.8% of reviews
Number of ratings36 — better21
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS1311.0 — better
Further details — not scored
Size44 MB59 MB
Age rating4+4+
DeveloperNepal Clearing House Ltd NchlState Bank of India

Customer experience

connectIPS

All ratings36 ratings
Positive19.4%
Neutral11.1%
Negative69.4%
Written reviews50 reviews
Positive8.0%
Neutral8.0%
Negative84.0%

YONO Nepal SBI

All ratings21 ratings
Positive4.8%
Neutral0.0%
Negative95.2%
Written reviews44 reviews
Positive6.8%
Neutral0.0%
Negative93.2%

Bugs and requests

connectIPS

Reported bugs

25 issues
  • App crashing after new update
  • App closes when opened after a few days on iOS
  • Issue in getting transaction summary
  • Cannot log in on iOS 15.3.1, crashes immediately
  • Biometric and traditional login not working
Show 20 more
  • App crashes upon entering username and password
  • Continuously says session expired
  • Automatically logs out after login
  • App takes a long time to retrieve device ID and notification ID
  • Issue with selecting Bank Name of the recipient
  • Issues for setting up default device
  • OTP comes after five minutes on iOS, valid only for two minutes
  • Every login says new Device detected
  • EPF payment crashes the app on iPhone Xs on iOS 14.2
  • App won't open
  • Doesn't work after 2020 Sept 11 update
  • White texts on white background
  • Cannot see what is typed due to poor contrast
  • Creepy UI on dark theme, fonts not visible
  • Cannot login via iPhone X
  • App keeps spinning and loading forever on iOS
  • Titles and fields not rendered, buttons not displayed well on iOS
  • Cannot register
  • Password selection criteria not accepted
  • Shows weak password while creating account

Requested features

8 requests
  • Add email OTP/verification
  • Better international access support
  • Add payment of water service
  • Improve app performance for device ID retrieval
  • Update system for password changes from email
Show 3 more
  • Fix font visibility issues on iOS
  • Improve UI/UX for text visibility
  • Add 'please wait' indicator during login

YONO Nepal SBI

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

connectIPS

No in-app purchases

None

YONO Nepal SBI

No in-app purchases

Questions

Is connectIPS free?
connectIPS is free to download, with no in-app purchases.
Is YONO Nepal SBI free?
YONO Nepal SBI is free to download, with no in-app purchases.
Which has better reviews, connectIPS or YONO Nepal SBI?
connectIPS is rated higher. connectIPS averages 2.1 out of 5 from 36 ratings, while YONO Nepal SBI averages 1.2 from 21 ratings.
Do connectIPS or YONO Nepal SBI have ads?
Neither connectIPS nor YONO Nepal SBI shows ads.
Which is updated more often, connectIPS or YONO Nepal SBI?
connectIPS ships an update every 5 weeks, and YONO Nepal SBI monthly. Most recently, connectIPS was updated on September 24, 2026 and YONO Nepal SBI on September 22, 2026.

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