connectIPS vs CIT Smart Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
connectIPS
This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.
- Link bank accounts
- Payment processing
- Fund transfers
- Creditor payments
- C2G payments
- C2B payments
- P2P payments
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connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.
CIT Smart Mobile App
Access your financial accounts quickly and securely. View balances, statements, and locate branches with navigation. Manage various insurance and investment funds.
- View account balances
- Access mini and full statements
- Locate branches with navigation
- View insurance fund statements
- Manage investment fund statements
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CIT Smart Mobile App is a convenient and safe application offered online. You can access your CIT accounts quickly and securely. With CIT Smart Mobile App, you can access accounts to perform the following services • View your account balances and with mini and full statement. • Locate Branches, with its route navigation. • Account Statement of desired date ranges. • View balance and account statements of contributions, Mutual Funds, Civil servant Insurance fund, Nepal Army Insurance fund, Teacher Insurance fund, NARC Insurance fund, APF Insurance fund, Nepal Police Insurance fund.
Screenshots
Verdict
The clearest difference is rating: CIT Smart Mobile App at 5.0 against connectIPS's 2.1. connectIPS's advantage is update cadence (every 5 weeks vs every 26 months) and ratings volume (36 vs 1). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CIT Smart Mobile App holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: connectIPS has 36 ratings behind it against 1, so its average is the more settled of the two.
connectIPS ships an update every 5 weeks, CIT Smart Mobile App every 26 months. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.
| Parameter | connectIPS | CIT Smart Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (36 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 8.0% of reviews | — |
| Number of ratings | 36 — better | 1 |
| Update frequency | Every 5 weeks — better | Every 26 months |
| Ads | No | — |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | — |
| Requires iOS | 13 | 12.4 — better |
| Further details — not scored | ||
| Size | 44 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Nepal Clearing House Ltd. | Citizen Investment Trust |
Bugs and requests
connectIPS
Reported bugs
25 issues- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working
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- App crashes upon entering username and password
- Continuously says session expired
- Automatically logs out after login
- App takes a long time to retrieve device ID and notification ID
- Issue with selecting Bank Name of the recipient
- Issues for setting up default device
- OTP comes after five minutes on iOS, valid only for two minutes
- Every login says new Device detected
- EPF payment crashes the app on iPhone Xs on iOS 14.2
- App won't open
- Doesn't work after 2020 Sept 11 update
- White texts on white background
- Cannot see what is typed due to poor contrast
- Creepy UI on dark theme, fonts not visible
- Cannot login via iPhone X
- App keeps spinning and loading forever on iOS
- Titles and fields not rendered, buttons not displayed well on iOS
- Cannot register
- Password selection criteria not accepted
- Shows weak password while creating account
Requested features
8 requests- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email
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- Fix font visibility issues on iOS
- Improve UI/UX for text visibility
- Add 'please wait' indicator during login
CIT Smart Mobile App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
connectIPS
No in-app purchases
CIT Smart Mobile App
No in-app purchases
Questions
Is connectIPS free?
Is CIT Smart Mobile App free?
Which has better reviews, connectIPS or CIT Smart Mobile App?
Which is updated more often, connectIPS or CIT Smart Mobile App?
Other comparisons
