CIT Smart Mobile App vs HI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CIT Smart Mobile App
Access your financial accounts quickly and securely. View balances, statements, and locate branches with navigation. Manage various insurance and investment funds.
- View account balances
- Access mini and full statements
- Locate branches with navigation
- View insurance fund statements
- Manage investment fund statements
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CIT Smart Mobile App is a convenient and safe application offered online. You can access your CIT accounts quickly and securely. With CIT Smart Mobile App, you can access accounts to perform the following services • View your account balances and with mini and full statement. • Locate Branches, with its route navigation. • Account Statement of desired date ranges. • View balance and account statements of contributions, Mutual Funds, Civil servant Insurance fund, Nepal Army Insurance fund, Teacher Insurance fund, NARC Insurance fund, APF Insurance fund, Nepal Police Insurance fund.
HI
Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.
- Fund transfer (same and other banks)
- Card management
- Loan and fixed deposit view
- QR payments (NepalPay, eSewa)
- Account statement and transfer activities
- Balance enquiry
- Utility payments
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HBL HI-MB Plus is a convenient and reliable banking app that provides you all the banking facilities in your fingertips. The application is applicable to all the customers having their HBL bank accounts with HI-MB Plus Subscriptions. Features provided by our HI-MB service: 1. Same bank and other bank fund transfer. 2. Card Management. 3. Loans View and Fixed deposit view 4. QR payment associated with NepalPay and eSewa. 5. Account Statement and Transfer Activities. 6. Balance Enquiry. 7. Information regarding banking hour 8. Find HBL ATM and HBL Branches 9. Foreign exchange rate 10. ConnectIPS 11. Utility Payment (NEA Payments, Top Ups, etc).
Screenshots
Verdict
The clearest difference is rating: CIT Smart Mobile App at 3.0 against HI's 1.5. CIT Smart Mobile App also leads on monetization model (free vs free with in-app purchases) and iOS requirement (12.4 vs 15.6). HI's advantage is update cadence (weekly vs every 26 months) and ratings volume (86 vs 2). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CIT Smart Mobile App holds the better App Store score, 3.0 against 1.5. That said, the two scores are not equally well evidenced: HI has 86 ratings behind it against 2, so its average is the more settled of the two.
CIT Smart Mobile App ships an update every 26 months, HI weekly. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.
| Parameter | CIT Smart Mobile App | HI |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | 1.5 (86 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 2 | 86 — better |
| Update frequency | Every 26 months | Weekly — better |
| Ads | — | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | — | iPhone, iPod — better |
| Requires iOS | 12.4 — better | 15.6 |
| Further details — not scored | ||
| Size | 12 MB | 165 MB |
| Age rating | 4+ | 4+ |
| Developer | Citizen Investment Trust | Himalayan Bank Limited |
Bugs and requests
CIT Smart Mobile App
Not enough reviews yet to summarise bugs or requests.
HI
Reported bugs
3 issues- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors
Requested features
3 requests- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability
In-app purchases
CIT Smart Mobile App
No in-app purchases
HI
No in-app purchases
Questions
Is CIT Smart Mobile App free?
Is HI free?
Which has better reviews, CIT Smart Mobile App or HI?
Which is updated more often, CIT Smart Mobile App or HI?
Other comparisons
