viva.com vs Klearly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
viva.com
Manage your business finances and card transactions from your phone. Open a merchant account, track sales, issue refunds, and send/receive money. Create digital and physical cards, add them to your mobile wallet, and manage expenses with receipt matching. Offers an online savings account with interest for Eurozone users.
- Merchant account opening
- Real-time sales history and reports
- Refund processing
- Send and receive money
- Digital and physical card management
- Expense reporting with receipt matching
- Online business savings account
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The viva.com is the money management app for using your viva.com cards and more. Get started • Open your merchant account easily from your phone with no waiting time or delays. Sales history and reports • Monitor your business performance at a glance • Issue refunds to your customers • View real-time Sales history • View details for Sales transactions Manage your expenses and money • Send and receive money • Create and manage Digital and Physical cards for you or your employees • Add your cards to Wallet and make payments with Apple Pay • Match receipts with transactions to make expense reporting effortless Other features • Instant push notifications for account activity and transactions • Switch between personal and business accounts • Verify your account • Bill payments via mobile Viva.com Saver Account*: A fully online business savings account that helps you earn interest—while keeping you in control with easy access to your funds anytime you need them. *Available where applicable. Supported languages: • English • Bulgarian • Croatian • Danish • Finnish • French • German • Dutch • Greek • Hungarian • Polish • Romanian • Portuguese • Spanish • Italian • Swedish • Czech • Norwegian • Estonian • Latvian • Slovenian • Slovakian • Lithuanian Questions? We're here to help: https://www.viva.com
Klearly
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Klearly is a simple, easy to use payment acceptance app. No hidden fees! With Tap to Pay on iPhone and Klearly app, you can accept all types of in-person, contactless payments on your iPhone — from physical debit and credit cards to Apple Pay and other digital wallets. No terminals needed. It’s easy, secure and private.
Screenshots
Verdict
viva.com and Klearly are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
viva.com ships an update fortnightly, Klearly every 4 weeks. The most recent releases landed on September 30, 2026 and September 14, 2026 respectively.
| Parameter | viva.com | Klearly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (82 ratings) — better | — |
| Positive reviews | 32.1% of reviews | — |
| Number of ratings | 82 — better | — |
| Update frequency | Fortnightly — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 170 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | VIVA WALLET HOLDINGS - SOFTWARE DEVELOPMENT SA | Klearly |
In-app purchases
viva.com
No in-app purchases
Klearly
No in-app purchases
